In my opinion, there is no bloat on IOS 8.3, only one or two apps I wonder what the included purpose it. All apps, IMO, relate to something related to the ecosystem, even if you think it's a money grab, there are alternatives.
There are two apps I haven't used, one is because I don't have an apple watch yet, and the other is because I don't track my portfolios on my iPhone.
It's not that they get a pass, it appears what they are attempting to is have a baseline of apps and being Apple that baseline is not controllable. But I consider all the apps to be useful, not hogging running system resources and related to the Apple ecosystem. That is not the definition of bloatware, which has been morphed into any program or application I want to delete. As we know on the iphone, that is not happening.