This is by far the worst news for Apple. China and India are the largest growing markets, to be 4th in one of them and nonexistent in the other is a bad sign of things to come.
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Why does banking have anything to do with iOS? The apps that the banks use or the websites are secure. Your banking information isn't stored in the phone.
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And that's just your opinion. IOS is the only phone OS I'd trust to do my banking, and that's a major reason for buying a smartphone. For example, Google's business model (mining your data to monetize it) guarantees that it will never be secure enough to use for checking my balance, let alone making payments of any kind. Then there's the fact that 99% of Android phones are not using the latest version of the OS and can't upgrade because their phone company won't let them. Talk about crippled! Old versions have the most known security issues, so upgrading to the latest version is critical if you want your phone to be truly useful.
Why does banking have anything to do with iOS? The apps that the banks use or the websites are secure. Your banking information isn't stored in the phone.