Apple Offering Pre-Approval for iPhone Upgrade Program Customers

Discussion in 'iOS Blog Discussion' started by MacRumors, Sep 10, 2019.

  1. MacRumors macrumors bot


    Apr 12, 2001

    As noted in today's press releases for the iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max, Apple is offering pre-approval for the iPhone Upgrade Program ahead of when pre-orders kick off on Friday.

    Existing and new iPhone Upgrade Program members can use the Apple Store app on the iPhone to undergo the pre-approval process to get pre-approved until 9:00 p.m. Pacific Time on Thursday, September 12.


    Pre-approval allows iPhone Upgrade Program members to purchase their new iPhones right away when pre-orders become available.

    Customers who are part of the iPhone Upgrade Program (or want to be) can select their preferred iPhone, confirm their carrier, and get approved for a loan ahead of time, completing the purchase when pre-orders kick off.

    Apple has started sending out emails to existing iPhone Upgrade Program members letting them know about the availability of pre-orders.

    Apple also has an option when purchasing to use the Apple Card for financing to get three percent cash back on payments. Customers who plan to use an Apple Card won't get special financing options, but can also take advantage of the pre-order process.

    The iPhone Payments financing option does not include AppleCare+, while the iPhone Upgrade Program does. Three percent cash back is available for iPhone Upgrade Program members who opt to use Apple Card for payments too.

    Article Link: Apple Offering Pre-Approval for iPhone Upgrade Program Customers
  2. penajmz macrumors 68040


    Sep 11, 2008
    New York City
  3. newyorksole macrumors 68040

    Apr 2, 2008
    New York.
    I have a corporate account so I can’t do it unless I use my parents account info.

    But honestly these phones aren’t gonna sell out very quickly so I’m not pressed to do the pre-approval this year. Not really necessary.
  4. ant the ninja macrumors 6502

    ant the ninja

    Nov 21, 2012
    Does anyone know if two pre-approvals is possible? I did it for mine but I have two phones in the upgrade program. One is mine and one is my wife’s, I wonder if I could somehow get another pre-approval for her phone too?
  5. johnparjr macrumors 6502a


    May 10, 2005
    Yes you can
  6. joeshmo2010 macrumors 6502a

    Jun 25, 2009
    Seattle, WA
    I’ve been using AT&T next for the last few years but now I’m going to start using IUP since I will likely switch carriers within the next few months. Does anyone know if the carrier billing needs to match the billing address/name for the IUP application? The account is listed in WA but my address is in TX.
  7. dstew201 macrumors 6502


    Jan 6, 2016
    Gosh! Why does it feel like I just did this yesterday!?:rolleyes:
  8. ant the ninja macrumors 6502

    ant the ninja

    Nov 21, 2012
    Ahh I figured it out, I had to do it on my wife’s phone in order to get both pre-approvals. Weird but all set! Although I do wish I went green
  9. travoose macrumors member


    Oct 31, 2008
    Central PA
    Did mine about three hours ago. All set for 8am Friday morning.

    iPhone Pro, black, 256gb.
  10. rcooked macrumors regular

    Feb 3, 2015
    Anyone happen to know which credit bureau they use? I’ve got a credit freeze in place, and didn’t know if I needed to unfreeze all or just one to go this route?
  11. wolfshades macrumors 6502


    Nov 1, 2007
    Toronto, Ontario Canada
    Can’t do any of it here. All we can do is view the full pricing, with a note we can start ordering on Friday.

    I like lots of things about Canada. But man does it feel like we’re America and Apple’s poor cousin when it comes to stuff like this.
  12. ohio.emt macrumors 6502a

    Jul 18, 2008
    For some reason it says I’m not enrolled in the program.
  13. eXoenDo macrumors regular


    Jun 7, 2010
    I have monitoring on the big 3 (Experian, Equifax, and TransUnion) and have yet to see an alert although my preapproval went through. Maybe they use SageStream or one of those other off brand bureaus?
  14. campingsk8er macrumors 6502

    Feb 4, 2011
    Elizabethtown, PA
    Has anyone gotten a credit check notification? I’m currently in the IUP but I’m in a program right now where I can’t have any hard credit inquiries. :(
  15. Nikhil72 macrumors 65816

    Oct 21, 2005
    Anyone have issues with Verizon? I keep getting this error. “we are unable to verify your verizon account And complete your iphone approval.”
  16. Henry S macrumors newbie

    Feb 18, 2011
    I guess they’re overloaded. I select which phone I want to trade, then get hung up.
  17. MacBird macrumors 6502a

    Apr 1, 2010
    I'm glad Apple realized that ordering a phone at 3 AM on the East Coast is not exactly a great customer experience, 8 AM is much more reasonable.
  18. Russell L macrumors regular

    Russell L

    Aug 10, 2006
    San Francisco
    Just did it. Also changed my Visa CC on file with Citizens Bank to my new Apple Card, so hopefully I’ll get the 3% daily cash each month.
  19. felixroqu3 macrumors 6502


    Mar 5, 2012
    New York, NY
    I don't think people who live in the west coast would agree with you haha
  20. grayyoung macrumors newbie


    Jun 3, 2015
    I’m having the same issue. Get a failure as soon as I select my current upgrade program enrolled phone. Can’t continue. Any ideas what’s going on?
  21. B4U macrumors 68020


    Oct 11, 2012
    Undisclosed location
    Looking from the positive side, they are improving the program.
    Looking from the negative side, damn, they are desperate to squeeze every single sales!
  22. macduke macrumors G4


    Jun 27, 2007
    Central U.S.
    I did this on the Apple Store App earlier this afternoon. 256GB iPhone 11 Pro in Midnight Green.

    Honestly I wouldn’t even bother except it’s so easy now to upgrade and I’d still be paying the same for my XS regardless. If I had kept my old iPhone X, Apple would give $400 for a trade-in and Gazelle would give $291. Better off only paying for half an iPhone every year and always have the latest gear and AppleCare. It’s so convenient, especially with the new preorder time where I am.
  23. mdelaney123 macrumors regular

    Jul 22, 2004
    If I join the Apple Upgrade program and pay with Apple Card, do I get 3% on each months payment?
  24. koolaid-drinker macrumors 6502

    Sep 20, 2012
  25. MacBird, Sep 10, 2019
    Last edited: Sep 10, 2019

    MacBird macrumors 6502a

    Apr 1, 2010
    They can have an early breakfast, it's better than trying to go back to sleep at 3:05 AM. :) To make it more humane, Apple could start the pre-order at 7 AM Pacific and 10 AM Eastern. Maybe they are afraid that the servers get hammered too much.
    --- Post Merged, Sep 10, 2019 ---
    Yes, you should. I changed the payment method on the Citizen One website to the Apple Card and I get 3% cash back now.

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