Sorry, but you having a hard time pointing to the evidence of your assertions shouldn't fall on me or anyone else. The fact is, you paid for your phone, and it came with an operating system preinstalled that required you to agree to its terms and conditions upon setup. Apple then allows you to install updates, which they pay engineering time for, for free, with the one caveat that you need to again agree to terms and conditions. At the end of the day, you have what you paid for, and it's your choice to accept the free OS update, or not. You don't lose a dime in either case.