I don't blame them for not taking that into consideration at the time.
It's the fact they tried to add their card to Apple Pay on a 5S, when they should have known their phone wouldn't allow them to do that due to lack of hardware.
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Apple Pay Coming to Canada's Banks Starting With RBC and CIBC Today
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I don't blame them for not taking that into consideration at the time.
It's the fact they tried to add their card to Apple Pay on a 5S, when they should have known their phone wouldn't allow them to do that due to lack of hardware.
Sounds bad, but I wish in person credit card cloning purchases would increase significantly in the United States so merchants really feel the burn of fraudulent credit card purchases, due to not having proper equipment.
I think it's more authentication than anything. Plus the cards get added to RBC Wallet as well.
Very surprised that Scotiabank isn't on the list of first banks since they have tap to pay.. But still cool that Apple Pay is finally in Canada.
And as I said, not everyone knows every technical aspect of their phone. Doesn't mean that they're a fool that only bought it for a brand name. NFC is not a feature that I've had much interest in, so had this not come up, I probably wouldn't have been sure which model was the first to have it either. In fact, many people probably don't realize that NFC is the underlying technology that allows for this. It's an understandable mistake. No need to be insulting. That's why so many people are intimidated when it comes to technology, because they feel like if they don't know something people will treat them like they're stupid.
There was no name-calling behind my comments. However, one who posts on here should know enough about their phone to the point where it doesn't have NFC.
I downloaded that wallet app and then just clicked in the normal wallet app to go to it. Once I did that the cards said they were good to go. Didn't actually do anything in the RBC wallet and deleted the app right after.
It's just a verification step (then you can ignore their wallet app...likely delete it if you like).
I was able to setup my RBC Visa and CIBC debit (interac) cards. Each require a verification step (you can call their customer service or use the automated alternative - CIBC's is to send you a verification code to your registered e-mail).
The limits for contactless payments are vendor specific. I can spend up to $200 at Esso, but only $100 at the LCBO.
In time we should see the limits get raised as this becomes more commonplace (hint - people should start e-mailing the customer service departments of vendors, demanding that they raise their limits)
No name calling, but asking if someone just blindly bought their phone because it's an iPhone definitely has insulting connotations. And I didn't realize there was a test you had to pass to be allowed to participate here.
Yay Canada! Hope you guys get a lot of use out of AP.
(BTW, I have a theory that the US is on the cusp of skipping contactless/NFC payments almost entirely, thanks to mobile ordering/checkout being of a lot more value for customers AND retailers than tapping. Apple should honestly put the vast majority of their US focus on that lest retailers end up storing card numbers themselves.)
(BTW, I have a theory that the US is on the cusp of skipping contactless/NFC payments almost entirely, thanks to mobile ordering/checkout being of a lot more value for customers AND retailers than tapping. Apple should honestly put the vast majority of their US focus on that lest retailers end up storing card numbers themselves.)
Not at all. It was a serious question. Some people buy their phone because it has an Apple logo on the back. They wouldn't be the only one, and there's nothing wrong with that.
I thought they all had tap to pay now.
I do have a scotiabank visa and use tap to pay all the time. I can't see why Apple Pay offers me any improvement.
While I am just THRILLED that the gangsters called the Canadian Banks have finally started rolling out Pay, I am so disenchanted by RBC requiring one of their own crappy apps to authenticate, when I've heard of no other banks or CC companies, Amex in Canada included, needing such a ludicrous requirement! That has permanently crossed RBC off my list for good!
And what's worse, our credit unions have seemingly ZERO inclination to employ Pay, nor any of the big banks' subsidiary companies, at least not yet. It's always the same garbage with them up here!
And what's worse, our credit unions have seemingly ZERO inclination to employ Pay, nor any of the big banks' subsidiary companies, at least not yet. It's always the same garbage with them up here!
And yet I make my way throughout the country on a regular basis, from small towns to large cities. And I disparage none of them--you should look into that.
IT DOESN'T ... but you'll probably be the only "Dick Tracy" for miles around and Apple thinks that adds a cool factor to your persona.