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If Apple Pay comes to Starbucks, I'll come to Starbucks because it's convenient to use with my watch. If they don't give rewards with no actual technical reason, then I'm not patronizing them. There's no excuse for these stupid games anymore.
 
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When? I paid the same price today that I've paid for a long time.

I mean, I know prices can vary by location, so maybe just the one(s) near you?

Over the last few months, since around June. It used to be $3.19 with tax, now it's like $3.50 ... This was as several different locations also. When I asked the workers why the prices went up, they had no clue that they did.
 
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When did buying a cup of coffee become so complicated.

Back in the 90's, you shoved a few coins on the dump you happened to be near's counter, now you need a computer science device to do it for you, with everybody trying to be the latest trendy "coffee boutique"... Ha ha!
"Value added" on shopping nearly everything nowadays.

Funny old world really, this thing called progress.
 
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I'm soooo confused.
ApplePay is set up to work on ANY terminal that supports NFC.
It does not require "launches", "team ups", or "pilot programs".
Wtf is this article even about???
 
Yeah, the world will switch to cryptocurrency at the same time we all move to Linux.

Idealists never get their way in the real world you know.

How utterly true. Don't tell the freetards this, they'll cry and call Richard Stallman ;)
 
Good news! The more the merrier. Can't wait to not have to carry a wallet one day.
 
Now at Chili's, it will be easier to stiff the servers. They have already put in their terminals where you can reorder drinks and get dessert. You can pay with the existing terminals, but now you can just click and go that much quicker.
When I do go there, the first thing I do is put the terminal at the back of the table. If I'm expected to tip, I want full service. The servers tend to push their use, hoping that you will play some games...incremental income...I'm not going there...
 
It seems strange to me that us UK customers can use Apple Pay in far more locations than US customers can. Most stores here (except for supermarkets) have accepted contactless payment for ages- and in 95% of cases if they accept contactless, then Apple Pay works- even if it's not advertised to.

Since Apple Pay was introduced in the UK, I barely bother with cash any more especially now the limit for such transactions has increased to £30.

I was initially confused at this article as I thought "hang on I've been using my watch at Starbucks and KFC for ages already!
 
I think it's because US card terminals are mostly not set up for NFC payments. They don't even have chip-and-pin in most cases. Poor backwards them haha


I'm soooo confused.
ApplePay is set up to work on ANY terminal that supports NFC.
It does not require "launches", "team ups", or "pilot programs".
Wtf is this article even about???
 
I don't think I agree with you 100%. McDonalds has had Apple Pay since the beginning, are you saying that they are not a large retailer? Or are you saying that it will take longer to train people at other retailer than the time it took at train at McDonalds?

Oct 1st has come and gone, we are all supposed to be on EMV. I don't see why it is so difficult for companies to integrate the new devices. Based on my shopping experience, even at stores that has not had the chance to properly train their employee (but have the system in place already), employee can typically figure out how to work it in about a minute.

As for the smaller business, its even easier. Square (and similar product) offers a simple device for both chip and signature, as well as NFC.

I personally think this is just companies trying to get away with things, because change take time and money. Frankly, if the new rule about credit card fraud wasn't put in place, I bet we will never see EMV, at least never in the US. This is just how most of the American companies are, greedy and slow to react to anything. They like to count the trees, but they never bother to look at the forest.

I think we're missing each other on the "no brainer" part. I meant that Apple needs to make it a no brainer decision for large retailers to sign on.

A lot of businesses are in no hurry to institute EMV, because they have decided that the risk from fraud is not as bad as the cost of upgrading machines that work now.

The Square NFC reader is not shipping yet.
 
The retail rollout is. So. Slow

It does not even work half the time and Panera now. And they were featured at the launch

At, it now does not work at Home Depot

The whole retail expansion plan is a mess. I hope Apple Execs understand this. If they don't, this thing is going to fail


Apple as a company doesn't know how to work well with other major companies. The problem with Apple Pay is that it only provides benefits to consumers and to Apple. It doesn't provide any financial benefit to the actual people that have to invest in hardware to make it available. People still carry cards and cash, so for many companies, offering a niche payment option for the convenience of a few isn't really worth the time/investment for a lot of companies. It's a major oversight on Apple's part.
 
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funny to read how slow the takeup is in the US. SInce Apple Pay was introduced here in the UK, I have been using it on day one in 80-90% of the places I shop at, including independent shops, restaurants, the Tube... Without a pre-existing standardized contactless infrastructure, Apple Pay will not take off anywhere, and that is I think why Apple are holding off launching into more countries. The immediate success in the UK and the disastrous slow takeup in the US speak of themselves.
 
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Does this mean that CurrentC is finally dead? What I mean by that is - are we finally at the point where no one is intentionally blocking Apple Pay because they want you to use some other technology? This would be a good thing as it will finally let the consumer decide instead of some exec in a board room.
 
Does this mean that CurrentC is finally dead? What I mean by that is - are we finally at the point where no one is intentionally blocking Apple Pay because they want you to use some other technology? This would be a good thing as it will finally let the consumer decide instead of some exec in a board room.

I don't think Apple Pay was the real enemy to CurrentC all along, Apple Pay was just at the wrong place at the wrong time. The whole idea behind CurrentC is to kill the use of credit card all together, to be exact to kill off having to pay processing fee to credit card companies.
 
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A person with an iPhone using it to pay at Starbucks while surfing the web on his macbook. It's the most concentrated specific version of a hipster I can conjure. ^_^

no Dell matte 13" notebook, Nexus 4.7" is the newest hipster! :)
 
You'll probably get asked the tip before the card gets run though that's not 100% guaranteed; even chip and signature seemingly allows tip to be added after the fact at some places. PIN is the only situation I've found so far that reliably can't have tip updated afterward.

This is probably the main reason we're going chip and signature in the US. It's all pointless anyway since all of your information is still out there the moment you pay for something over the phone or online.

The pay-at-the-table option in Chili's is more interesting to me than Starbucks. If I can start paying at restaurants without waiting for the check, that would be a pretty big added value - especially if there was a nice easy way to split the check.

I have been eagerly waiting to see how this is implemented. I've had a few restaurants offer pay at the table solutions using Square and the like. And I'm not a fan really, because it rushes the dining experience I've come to expect. It would be nice if they could just leave an NFC tray on the table with the receipt and the customer can just tap whenever they like and leave it sitting there, just like now.

Now at Chili's, it will be easier to stiff the servers. They have already put in their terminals where you can reorder drinks and get dessert. You can pay with the existing terminals, but now you can just click and go that much quicker.
When I do go there, the first thing I do is put the terminal at the back of the table. If I'm expected to tip, I want full service. The servers tend to push their use, hoping that you will play some games...incremental income...I'm not going there...

It's been a while since I've been in a chili's, but it sounds like their solution is to have a permanent POST at the table with the bill being rung up elsewhere, and then pay at the table whenever. That solution at least leaves the dining experience intact, but I can't say I'd be happy with a payment terminal sitting on the table the entire meal. Then again, it's Chili's. I'd expect a better experience at a nicer restaurant.
 
I think it's because US card terminals are mostly not set up for NFC payments. They don't even have chip-and-pin in most cases. Poor backwards them haha

Nope.
I live in the USA.
The quickie mart by my house takes ApplePay, the gas station here takes ApplePay, the pharmacy takes ApplePay... etc.
NONE of them have special programs or deals with Apple b/c that is completely unnecessary. That is why this is such a weird news story.
"Starbucks makes special pilot program to accept industry standard than any ma & pa store can accept with ZERO fuss or fanfare". What are they even on about??
 
funny to read how slow the takeup is in the US. SInce Apple Pay was introduced here in the UK, I have been using it on day one in 80-90% of the places I shop at, including independent shops, restaurants, the Tube... Without a pre-existing standardized contactless infrastructure, Apple Pay will not take off anywhere, and that is I think why Apple are holding off launching into more countries. The immediate success in the UK and the disastrous slow takeup in the US speak of themselves.

Except it would have had a better rollout everywhere else but the US. NFC infrastructure is simply more extensive elsewhere, plus the security/privacy arguments that represent the core of Apple's marketing resonate more. I don't know if leaving the US out of the rollout for a couple of years would really have helped though; it's totally possible that NFC acceptance would still be at 0% if there wasn't someone like Apple pushing it.

This is probably the main reason we're going chip and signature in the US. It's all pointless anyway since all of your information is still out there the moment you pay for something over the phone or online.

The banks just don't want to bother with the "hassle" is all. Hell, they don't actually want to train merchants on running transactions with their new machines, so lots don't even know that NFC is possible.

I have been eagerly waiting to see how this is implemented. I've had a few restaurants offer pay at the table solutions using Square and the like. And I'm not a fan really, because it rushes the dining experience I've come to expect. It would be nice if they could just leave an NFC tray on the table with the receipt and the customer can just tap whenever they like and leave it sitting there, just like now.

https://www.tablesafe.com

I've yet to see a restaurant use it though.

It's been a while since I've been in a chili's, but it sounds like their solution is to have a permanent POST at the table with the bill being rung up elsewhere, and then pay at the table whenever. That solution at least leaves the dining experience intact, but I can't say I'd be happy with a payment terminal sitting on the table the entire meal. Then again, it's Chili's. I'd expect a better experience at a nicer restaurant.

Yeah, I'm not sure I'd like the Ziosk thing too much at somewhere more formal, but it might work okay for a place like Chili's.
 
Now at Chili's, it will be easier to stiff the servers. They have already put in their terminals where you can reorder drinks and get dessert. You can pay with the existing terminals, but now you can just click and go that much quicker.
When I do go there, the first thing I do is put the terminal at the back of the table. If I'm expected to tip, I want full service. The servers tend to push their use, hoping that you will play some games...incremental income...I'm not going there...

I'm currently boycotting Chili's because of those stupid terminals. I was reading online about people getting charged the $1.99 fee for games even though they didn't play them. Last time we went the first thing I did was tell the kids not to touch it and moved it up on the wall between us and the booth next to us. When our bill came... You guessed it... $1.99 charge for games. All I did was move it and that was specifically because I didn't want there to be any possibility I'd be charged. Got a manager to take it off but I was mad. How many people are paying that fee and don't even know it?

The one thing I do like about those terminals, other than being able to pay and leave without having to wait for the check, is that you can provide feedback on your experience. I assume (but I'm not sure) servers are rated on the feedback they receive, leading to an overall better experience.
 
Now at Chili's, it will be easier to stiff the servers. They have already put in their terminals where you can reorder drinks and get dessert. You can pay with the existing terminals, but now you can just click and go that much quicker.
When I do go there, the first thing I do is put the terminal at the back of the table. If I'm expected to tip, I want full service. The servers tend to push their use, hoping that you will play some games...incremental income...I'm not going there...

I'm not sure how that "stiffs the server." Are the drinks dispensed from the terminal?

The server still has to bring the drink. The drink still shows up on your bill (for those that calculate a percentage). If anything, having my drink refilled when I want it would lead to a better tip.
 
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