I recently purchased an I7. I played with all the settings wallet and such and was able to add several cards. I then got home that night and did a phone restore using my older I5s back up that had all my stuff through Itunes. Since that the only issue I get is when trying to add a car to Apple Pay I get a can not connect to apple pay, please check your internet connecting. I have verified I am on cell connection and also wifi but still no luck. I appreciate any help. Have thought of just doing a complete wipe and start it out as a new phone again and just manually add my apps back in.