Can you rephrase the answer?
Double clicking my phone when locked works pretty well at bringing up Apple Pay and authenticating a future payment with Face ID...
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Apple Pay for Transit: Now Accepted in Singapore, NYC Testing Soon, Chicago and Portland to Integrate Fare Cards
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Can you rephrase the answer?
Double clicking my phone when locked works pretty well at bringing up Apple Pay and authenticating a future payment with Face ID...
Again. And again. Last time.
Why go through Apple Pay? Apple Pay is not Apple Wallet.
Being able to store your transit card in Apple Wallet and have it NFC activate at a reader automatically would streamline the whole process.
Being able to use Apple Pay to pay a fare is absolutely different than what I am referring.
Like I said. Last time I comment. If you can’t grasp this simple concept, good luck in the future with all you do.
Agree with that, just watch the video I posted that shows how Suica Card configured as Express Transit works in Japan.
https://atadistance.net/2019/04/08/apple-pay-express-transit-arrives-in-america-with-hop-and-ventra/
https://atadistance.net/2019/04/08/apple-pay-express-transit-arrives-in-america-with-hop-and-ventra/
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You're the one who mentioned authentication (Touch ID/Face ID etc). If you can't understand the fact that I quoted your own statement to that effect...
...you're probably not going to understand that this is already how it works.
https://support.apple.com/en-gb/HT208539
https://support.apple.com/en-gb/HT207154
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I have tried Apple Pay for public transport in Shanghai, China. You actually do not need to double-pressing your phone to use your card for this kind of service. In Shanghai, you will have to add or open a transportation card to your Apple Wallet. Through settings you will be able to set your default transportation card, this is different from the default credit card. You just simply put your phone on the scanner, and you are ready to go.
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Apple does have this feature. See the Express Transmit Card section.
So with that, Some companies in the US aren't using it yet, and it's really because they could care less about it. To them, it's just another thing that has Apple's name on it. To us, it's just an easier use of payment. Take Target and Walmart for example. With Target it seemed that they thought if they could make a wallet in the Target app it would make customers download it and use it, but it didn't. It didn't even allow customers to tap the screen with their phones.. they'd have to use a scanner to scan a barcode linking the terminal to the card they wanted to use for payment. They later chose to scrap the idea and integrate with Apple Pay and other NFC-enabled devices. For Walmart, they took the same approach. They wanted people to use the app, however, it must work for Walmart because it looks like they haven't made a switch yet.
This specific article is about certain transit companies making their farecards available on the Wallet app. I have seen Portland's "Hopper Fastpass" card on the Wallet app and even went to portland to use it and was really awesome. I have emailed and called about my city, Chicago's "Ventra" card and ask when it would be available and they said it's scheduled for later this year, but its probably not coming out until January. I really can't wait! Even though I'm hoping for this year. I also travel a lot in London and I would love to have the "Oyster" Card on Apple Wallet as well.
With smaller outlets (restaurants and coffee shops, etc) it may have something to do with the evolution of the terminals. For them it's all about making sales easier. With the big sotres it's also a matter of monetizing the app for more sales. Transit is a big deal because (if it works right) it improves traffic flow. I can see it at the turnstiles when some tourist fumbles with their Metrocard.
It seems that for smaller outlets the standalone terminal provided by their bank or payment provider is delivered set up and ready to use, and nowadays all standalone POS devices come with a built in NFC reader that’s usually enabled by default (i.e., evolution of the terminals, as you said). With the big retailers, however, it appears that besides their intention to monetize there is the fact that enabling NFC contactless is more complicated: it needs to be enabled at merchant account level, and that takes them a really long time (on the order of 1-1-5 years at least) even if they already have the required POS hardware, because it seems to require a lot of certifications. I say this because I’ve noticed it here in Mexico: most of the smaller outlets that accept credit or debit cards already can accept contactless using their standalone POS terminals, but most of the big ones still can’t despite that they have the required hardware. And I noticed that with the few big retailers that did enable NFC, it took them at least one year to do so after they had already installed the NFC capable terminals at all their stores.
In fact, there is one retailer in Mexico, a supermarket chain called Soriana, that announced in 2018 that they were enabling NFC contactless payment at all their stores, and by october of that year they had even replaced all POS terminals at all their stores (even though they didn’t need to replace them, since they were using verifone vx820s that can allow contactless payment prior to the announcement of it being enabled). Yet now, a year. and a half after their announcement and just over a year after replacing all the terminals, they still haven’t enabled their NFC readers and are still only accepting chip cards (and Samsung Pay using MST). So no doubt enabling NFC is a complicated process for the big retailers. At least in the US and Mexico.
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What’s happening is that, unlike in Europe where contactless has been a standard form of payment for years, prior to the launch of Apple Pay contactless payment was practically nonexistent in the US (in fact, only 3% of US merchants accepted contactless payment when apple pay launched in the US in 2014) because contactless cards were really never a thing over there. Therefore, every time you read that a merchant in the US just started accepting apple pay it actually means that the merchant just enabled NFC contactless payment. That’s all it really is.
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Apple already did follow suit. It’s called Express transit mode and can be enabled in the Wallet settings. The thing is that Apple made it so that for express transit mode to work, the companies that operate the public transportation systems need to enable it on their end first, and that’s what this article is about: they enabled it in a few cities to begin with. I have no idea if Samsung’s version of express transit mode requires specific support from the public transportation companies as Apple’s version does.
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No he isn’t. In Japan, apple pay uses the same FeliCa NFC chip used for Suica to make payments instead of the standard NFC chip used everywhere else. That’s why they can add their Suica cards to Wallet in Japan. And that was also why, previous to the iphone X, japanese iphones couldn’t be used to pay with apple pay elsewhere and iphones sold outside Japan couldn’t be used to pay with Apple Pay in Japan. Apple later fixed this by adding both a Felica and a standard NFC chip on later iphones, so all iphones could be used for apple pay everywhere.
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Apple Pay also has to be set up by the small vendor so that's another step for a busy person. The bigger places have lots of logistical and institutional hurdles that often have little to do with the tech itself. Most of the local places in my neighborhood take AP now so I can go most of the day without taking out my wallet or phone since I can use the
Watch. (I had to keep reminding myself that POS=Point of sale.)
No it doesn’t. Apple Pay does not require any specific support from merchants. All that merchants need to do to accept apple pay is turn on their NFC contactless readers and then Apple Pay will work through those, as will all other forms of payment using NFC such as google pay, fitbit pay or contactless cards. As proof of this, many of us have used apple pay in countries where it’s not actually supported, at places accepting contactless payment. And as I said it seems like it’s much harder to turn on NFC for large retailers than it is for the small ones whose standalone POS devices often come from the bank or payment services provider already set up and ready to use.
Note that contactless is still widely considered "Apple Pay" in the US (though slowly changing thanks to contactless cards becoming more common), so I think people here generally know what one means when AP's mentioned in the context of supporting it.
Also, there are other factors at play besides the size of a retailer. For example, a bunch of places in New Zealand have been disabling contactless because it always runs as a Visa/MC credit card (vs. the almost free eftpos network in the case of debit cards), causing significant increases in how much merchants are having to pay for processing. I'm convinced interchange is also influencing some of the remaining US holdouts to some extent, even if there are differences between the two countries*.
* Unlike NZ, it is possible to route debit card contactless transactions on networks other than Visa or MC. However, CDCVM isn't supported when doing that, so the UX isn't the best (namely PIN prompts happening a lot more frequently).
No. Apple Pay is just contactless payment. There is nothing Apple about it other than cards being from an iPhone.
That's not quite true. It can be actively blocked where regular contactless payments aren't. I had that unfortunate discovery at Shanghai Disneyland.
Setting up is one thing, blocking is another. There is no setup that merchants have to do specifically to accept apple pay. There may be ways to individually block it, but it‘s not that easy. In Shangai Disney they probably blocked payments coming from phones vs payments coming from a contactless card, that could be done on newer POS systems, but that’s about it. Or they may simply be blocking non-Chinese credit and debit cards, which if they did apple pay wouldn’t work for foreign visitors just like their regular card wouldn’t. No one can block a specific phone payment vs the others. They can’t block apple pay and still accept google pay, fitbit pay and all the others, for example. Or if they can it’s extremely difficult to do. Why else do you think all US apple pay holdouts preferred to just shut off their NFC readers and reject all possible forms of contactless payment just to avoid accepting apple pay?
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Not for in-store purchases using NFC (aka tapping). They only need help from Apple if they were going to set up apple pay on their app or website for online payments, but not for physical in-store payments.
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Does Shanghai Disneyland accept contactless payments from regular US credit/debit cards (not Apple Pay)? If not that’s the reason. There’s no way to block just Apple Pay.
Especially since Disney + Apple have been in bed together for quite some time; there’s no reason for Disney to block Apple Pay. The US Disneyland terminals all accept it.
more than likely the terminal just isn’t accepting Visa/Mastercard contactless as a whole. The Chinese contactless cards though will say Visa/MC on them, may still have a special non EMV setup it travels through like Japan Apple Pay.
Most likely they don’t accept foreign cards, China does those things. For example, they have two or three apps they can use for QR based payment everywhere in the country (even at street food stands). However, the apps are set up in such a way that it’s almost impossible for a foreign visitor to sign up and use any of them. And they end up using cash because the places that accept QR payments often don’t have a terminal to accept credit or debit cards.
They don’t accept any contactless foreign mastercards/visa. They do, though, accept UnionPay Quickpass which is what Apple Pay emulates in China. It’s possible to use contactless when using the physical card. The Apple Pay web page for China actually says it can be used anywhere Quickpass is accepted. Thanks to some special deal that Disney had with Alipay, this proved untrue. They specifically filter out mobile Quickpass payments and reject them.
I just wanted to highlight that “it works everywhere contactless does” isn’t true universally.
When I was in Chicago you could use Apple Pay to pay for the CTA. Problem with using AP currently is that when you use it, it doesn’t know when you are making a transfer.
If you are using a CTA card, it’s $2.25 on a train and then a $.25 transfer to another train or bus. With Apple Pay it assumes it’s a new ride so a bus and a train would be $4.50 rather than just $2.50 total.
When this is available I’ll be allowed to use my Apple Watch to pay for the CTA and also get the discounted transfer price because it’s pulling it from my CTA card.
If you are using a CTA card, it’s $2.25 on a train and then a $.25 transfer to another train or bus. With Apple Pay it assumes it’s a new ride so a bus and a train would be $4.50 rather than just $2.50 total.
When this is available I’ll be allowed to use my Apple Watch to pay for the CTA and also get the discounted transfer price because it’s pulling it from my CTA card.
You can already enable it but I assume I’ll be able to add my Ventra card hopefully soon cause the year is ending soon.
I meant the transit companies will have to fix how apple pay works with their systems when they enable express transit mode on their end, which presumably will be the same time when they add support for their transit cards to be added to wallet