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I guess landlines being cheap is probably also the reason why the pay phones operated with chip phone cards never replaced the coin operated phones in the US, whereas they were very popular elsewhere.

Sort of. Since most everyone had a landline, telephone credit cards were very common. Why would anyone want a stored value card rather than a phone card that just added the call to one’s existing account?
 
Sort of. Since most everyone had a landline, telephone credit cards were very common. Why would anyone want a stored value card rather than a phone card that just added the call to one’s existing account?
We had something like that in Mexico too, but the card had a chip on it just like the prepaid ones and could be used by simply inserting into the payphone instead of dialing a whole bunch of numbers while listening to an automated menu. Plus, when credit and debit cards started coming with a chip on them (long before in the US), on some of those payphone you could insert a credit or debit card and have the call billed to the card.
 
We're much smaller but Louisville, KY just added NFC readers to all of our busses on TARC (Transit Authority of River City) and It'd be a great small place to try it out... I'd love to ditch my tap-and-go TARC card and just be able to ping my watch.
 
Not with Touch ID or any pause at all. I think you're misunderstanding how quickly one can swipe a Metrocard. People literally do it AS they're walking, without breaking stride.Do you live in NYC? Use a Metrocard and turnstiles daily?


No, never used those machines in NY. I assumed you had to swipe it through a machine, but if you are just holding it by the machine, I could see that it would be as fast as Apple Pay. I have used Apple Pay with newer machines and it is actually too fast and as soon as I bring the phone up to reader it gives the distinctive beep. It's too fast since sometimes I want to change the card I am paying with but it does it instantly.
 
No, never used those machines in NY. I assumed you had to swipe it through a machine, but if you are just holding it by the machine, I could see that it would be as fast as Apple Pay. I have used Apple Pay with newer machines and it is actually too fast and as soon as I bring the phone up to reader it gives the distinctive beep. It's too fast since sometimes I want to change the card I am paying with but it does it instantly.

If you don't use the subway in NYC then, respectfully, you really don't know what you're comparing Apple Pay to.
 
Not with Touch ID or any pause at all. I think you're misunderstanding how quickly one can swipe a Metrocard. People literally do it AS they're walking, without breaking stride.Do you live in NYC? Use a Metrocard and turnstiles daily?

how long does it take to buy a metrocard?

----

also, nobody.. literally nobody.. swipes 100%..
anybody that tries to swipe without breaking stride will get stuck eventually..

you go through when you know the thing is going to turn..
i'm not saying bodies come to complete stops but the strides do break.
 
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Tokyo transit system doesn’t use Apple Pay last I checked. Uses Suica on iPhone, which uses the FeLiCa (NFC) chip. Apple Pay would be far to slow to allow the mass of transit users to pass efficiently. Suica/FeLiCa much much quicker, and has express mode (no need to authenticate each time). You can reload your Suica from Apple Pay, but author seems to be confusing the two.
I’ve been to Japan twice last year and I love Suica integration with the iPhone. Being a transport card makes not needing to authenticate ideal to use in the subway and the fact that is now accepted in almost every major city is great. And not to forget its accepted in Convenience Stores, vending machines...
 
If you don't use the subway in NYC then, respectfully, you really don't know what you're comparing Apple Pay to.

I don't think you read beyond my first sentence. I can go on your description. When people use the term slide, that generally means they take their card out and slide it through a reader. If that's the case, then since that type of set up is commonplace, I know that using my Apple Watch or iPhone is both less friction and faster. If instead, you simply have to wave your card in front of reader as you walk by, then that is probably as fast as moving an iPhone or Apple Watch in front of the reader, though not as frictionless, especially when compared with an Apple Watch.
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I've said it before here just a few days ago, wish the EU would force Apple to open up NFC, that would mean you won't need ApplePay for Public transport for instance, just tap and go with your Public transportation App/card.

I don't want NFC security on the iPhone compromised so I wouldn't like this to happen, but how do we add items to list that the Omniscient and Omnipotent elites will force companies to do? Because I'd like to put black AirPods on that list. And bring back the Airport. And I want a Homepod mini. And $4.99 is a much better price for my liking for the Apple News Plus. If they can do this by this summer, that would be great, and then I will add more.
 
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One needs one for every transit system one would want to use. On the other hand, every transit system that supports plain tap to pay (Apple Pay, Google Wallet, etc.) would be supported right away.

In addition, everyone of those that is a stored value card means one more place to leave money on the table. I think I currently have cards with money on them from Atlanta, Chicago, Las Vegas, LA, Montreal, Paris, San Francisco, Santiago de Chile, Seattle, Toronto, Vancouver, BC and Washington DC.

Much rather just use standard tap to pay than require adding a new stored value card and special app for every city I visit.

There's just 1 card for the whole country I live in, guess the states is way behind, as many other countries.


I don't want NFC security on the iPhone compromised so I wouldn't like this to happen, but how do we add items to list that the Omniscient and Omnipotent elites will force companies to do? Because I'd like to put black AirPods on that list. And bring back the Airport. And I want a Homepod mini. And $4.99 is a much better price for my liking for the Apple News Plus. If they can do this by this summer, that would be great, and then I will add more.


Forcing NFC to be open is totally different than the examples you gave.
You could opt not to use it if you are concerned about security.

Can't say much more, getting political.
 
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I don't want NFC security on the iPhone compromised so I wouldn't like this to happen, but how do we add items to list that the Omniscient and Omnipotent elites will force companies to do? Because I'd like to put black AirPods on that list. And bring back the Airport. And I want a Homepod mini. And $4.99 is a much better price for my liking for the Apple News Plus. If they can do this by this summer, that would be great, and then I will add more.

Security doesn’t have to be compromised. Apple Pay payment information stored in the secure enclave need not be accessible to third parties, just the nfc transmitter needs to be open so other banking, store or transit apps can use it to transmit/receive their own payment information. On android devices, for instance, even the end user is allowed to have control over the nfc transmitter via an on/off toggle switch within the phone settings.
 
I don't think you've thought the steps for this through. How would the NFC activate on its own yet initialise face ID? By the point you're holding it close to the gate, FaceID isn't going to work. Thats pretty much why "Express Transit" and bypassing FaceID exists. The alternative is some kind of beacon-based solution thats going to piss off everyone who *doesn't* want to use Apple Pay when their phone acts as if they do.

Its been a while since I got my X now, but IIRC the older touch ID phones did work that way. If you wanted to use the default card you just put your thumbprint on the home button and held the phone at the reader, no clicking required.
This is exactly why I said I am hoping for a more DIRECT INITIALIZATION of NFC that BYPASSES double clicking the power button when trying to activate a transit gate or transit card reader.

Reason being, if you double click power without opening the transit card in wallet first, your preferred Apple payment credit/debit card is going to pop up on screen.

It’s the same as, say, a Walgreens Rewards card. Open Wallet, pick Walgreens card, and NFC the card to the reader to activate before you pay. Then you have to use Apple Pay to pay. Convenient, but still could be more streamlined if NFC would be able to identify the store you are at and let you automatically activate your rewards card without even unlocking your phone.

Bottom line, it would be superb if the iPhone could work exactly as an RF chip card does when you use public transit.

And yes, I have thought the steps through for this. Thanks.
 
Forcing NFC to be open is totally different than the examples you gave.
You could opt not to use it if you are concerned about security.

Can't say much more, getting political.


LOL. NFC doesn't work that way. Any modification to who can access it, potentially compromised the entire platform and your phone. It would be great if security issues could be limited to choosing to use a particular card, but that's not how the technology works. This is why it needs to be up to Apple to decide what is secure, and keep the government out of it.

Freedom works.
If you don't like the level of security, openness Apple builds into its products, or the color of the AirPods, price of subscription services, they offer, etc., don't buy an Apple product. Ditto for every other company. I wish Tesla would allow Apple's Car Play, but if I buy one, I shouldn't shout that it's not fair and ask the government to force them to do it.
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Security doesn’t have to be compromised. Apple Pay payment information stored in the secure enclave need not be accessible to third parties, just the nfc transmitter needs to be open so other banking, store or transit apps can use it to transmit/receive their own payment information. On android devices, for instance, even the end user is allowed to have control over the nfc transmitter via an on/off toggle switch within the phone settings.

Then buy an Android phone. The rest of us don't want the security and privacy mess of Android. With millions of NFC readers abounding, you are supposed to be checking your phone and toggling a control on and off as to which ones you want to have access to your phone????? LOL.

Most of the mega banks in Australia that denied their customers access to Apple Pay, tried to use their government to force Apple to grant them access to the iPhone platform, "just to modify the NFC process." Apple refused to compromise the security of their entire platform just to appease these folks and fortunately the government agreed with Apple. Note also, Apple didn't run to the Australian government and demand that the banks be forced to accept Apple Pay. No, Apple is letting the free market decide and as customer demand has increased, there are only a couple of holdouts in Australia.
 
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The rest of us don't want the security and privacy mess of Android. With millions of NFC readers abounding, you are supposed to be checking your phone and toggling a control on and off as to which ones you want to have access to your phone????? LOL.

what security and privacy mess?
 
LOL. NFC doesn't work that way. Any modification to who can access it, potentially compromised the entire platform and your phone. It would be great if security issues could be limited to choosing to use a particular card, but that's not how the technology works. This is why it needs to be up to Apple to decide what is secure, and keep the government out of it.

I stand corrected if that's the way it works.
 
What I am hoping for is is a more direct NFC activation that bypasses(optional) double clicking to activate Apple Pay while still initializing Face/Touch/Code ID at points of entry into a transit system.

Rephrase the question.

What use would removing the double click be if you still have to look at the phone to authenticate the payment?

You absolutely *need* to do that before swiping in to any transit system unless you want to walk around like the Hunchback of Notre Dame or look like you’re sniffing the person in front of you’s ass (considering the height of readers).
 
Portland has a great system. No cards. Just use your credit card and it stops charging you once you reach the threshold for a full day pass.

London is different. They stop charging _long before_ you reach the price of a day pass. Looks like they don't want you to have any physical purchases. And a weekly pass is more than 6 times the daily limit, so even if you work full time five days a week _and_ go to London one day of the weekend, a weekly pass isn't worth it.
 
It's not, there's no authenticating a card when you swipe through. You pull it out and swipe through. Having to wait a second for your phone to authenticate your fingerprint is slower, it just is.

When I am going to use my iPhone at an NFC reader, the authentication takes place as I am bringing the phone to the reader, so there shouldn't be any delay at all. Certainly, no longer than it takes to swipe a card through. However, that point is moot since Apple came out last year with Express mode to make iPhones and Apple Watches work seamlessly with NFC readers without pass code, Touch ID or Face ID.
 
I don't think you read beyond my first sentence. I can go on your description. When people use the term slide, that generally means they take their card out and slide it through a reader. If that's the case, then since that type of set up is commonplace, I know that using my Apple Watch or iPhone is both less friction and faster. If instead, you simply have to wave your card in front of reader as you walk by, then that is probably as fast as moving an iPhone or Apple Watch in front of the reader, though not as frictionless, especially when compared with an Apple Watch.

Yeah, that's what I'm saying: the "slide" you do with a metrocard isn't even remotely the same as with a credit card. It's a faster movement, and the response beep totally instantaneous. Like, by the time your wrist has moved the card through the slot, in well under a second, it's beeped in response and the turnstile is unlocked. I use Apple Pay too, daily. It's fast, but I'm telling you, the response with a metrocard swipe is faster still.
 
What use would removing the double click be if you still have to look at the phone to authenticate the payment?

You absolutely *need* to do that before swiping in to any transit system unless you want to walk around like the Hunchback of Notre Dame or look like you’re sniffing the person in front of you’s ass (considering the height of readers).
Double click your phone while locked.

That’s why.
 
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