Apple Pay already has that feature. It’s been around since iOS 11 if I remember correctly. Every time I buy something at Walgreens via Apple Pay it automatically tiggers my reward card.
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Apple Pay Gains Momentum With Estimated 250 Million Users, 200% Transaction Growth Predicted Next Year
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Apple Pay already has that feature. It’s been around since iOS 11 if I remember correctly. Every time I buy something at Walgreens via Apple Pay it automatically tiggers my reward card.
I loved Apple Pay a lot more with Touch ID. It's annoying as heck with Face ID.
Whoever is the genius who added that "Double press the side button" to use it with FaceID should be fired (also the person who thought on the X to do a screen shot push two buttons right opposite one another so I frequently take screen shots accidentally).
Id rather pull out plastic card as it's less a hassle than juggling my $1000 iPhone X to press the button twice..
Whoever is the genius who added that "Double press the side button" to use it with FaceID should be fired (also the person who thought on the X to do a screen shot push two buttons right opposite one another so I frequently take screen shots accidentally).
Id rather pull out plastic card as it's less a hassle than juggling my $1000 iPhone X to press the button twice..
Pay has been available in Sweden for almost a year. I have yet to see anyone actually use it.
Growth is not in Sweden, at least (unless 1 person used it in 2017 and 5 in 2018, then it would be massive growth!).
Growth is not in Sweden, at least (unless 1 person used it in 2017 and 5 in 2018, then it would be massive growth!).
Apple Pay is the best thing Apple has done in years. My only beef with it is more about the iPhone X. Frequently when I go to use Apple Pay it looks to others as if I’m absentmindedly checking my phone when I should be swiping my card. This necessary step for Face ID is maddening socially. I’m really hoping Apple dumps Face ID and goes back to fingerprints, or at least offers both.
Interesting, thanks. Your second and third points make sense to me. As far as the QR codes, I’m not sure that it truly is easier. In my experience, QR codes are kind of clunky. They are also ugly from retail standpoint. (I cannot speak to their level of security.) But since my experience with Apple Pay has been extremely easy, I can’t imagine how something could be easier. If I’m going running, and I decide that I want some Gatorade, I slip into Walgreens, she scans my drink, I double click the side of my watch and hold it to the terminal and I’m gone. I can’t imagine how I would pay with my watch using a QR code, or how anything could be much easier.
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That sounds dreamy. What bank do you use for the debit card? And what retailers do you frequent?
Nationwide.
Supermarkets (Tesco, Sainsbury’s). I can use it to get my breakfast and coffee on my way to work. I use it at restaurants like Tobey carvery, Frankie and Benny’s. I use it in boots and Superdrug. A lot of the smaller retailers here support it.
That’s not what I said. You may need to re-read what I wrote. I am clearly aware, as I stated, that Apple Pay allows you to store your Walgreens rewards card, and yes it automatically detects it. Walgreens has been a client of mine and I’ve worked with them for years, so I have been using that feature since it came out.
But you still have to end your purchase transaction with two swipes: one for the rewards card, and another for Apple Pay. What I was proposing was that the Walgreens wards card would be linked to your credit card within the Wallet app, so that simply by paying and doing one swipe, it would automatically give you the rewards credit without requiring a second swipe. Make sense?
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I use it wherever possible. However there are too many places that don't take it. Some places haven't even upgraded their terminals to chip. Convenient stores I go to don't take Apple Pay. Nearly all fast food joints I go to don't use Apple Pay. The grocery stores I go to don't use Apple Pay, although they have a capable terminal. Too limited at this time.
1) I use it where ever I can. I think most places ask for my PIN when I use it with my debit card. I have found recently, that although a store accepts sometimes it doesn't work and the clerk usually tells me that terminal 3 and 4 stopped working with Apple Pay. I suspect that if a terminal stops working with it but works with regular payments stores don't bother getting it fixed. Doesn't recognize or receive the signal.
2) I like the double click much more that a touch-ID that doesn't work some of the time - you still have to take the phone out to do either.
3) Walmart wants to be in the banking business so unless they are very unsuccessful with their own payment system I just don't see them doing Apple Pay or anything that isn't their own.
4) Don't know how much is costs to change your payment terminal to one that works with Apple Pay but I'm sure that is an impediment - if you expect your terminals to work for a few more years you probably won't replace them early just to do Apple Pay
2) I like the double click much more that a touch-ID that doesn't work some of the time - you still have to take the phone out to do either.
3) Walmart wants to be in the banking business so unless they are very unsuccessful with their own payment system I just don't see them doing Apple Pay or anything that isn't their own.
4) Don't know how much is costs to change your payment terminal to one that works with Apple Pay but I'm sure that is an impediment - if you expect your terminals to work for a few more years you probably won't replace them early just to do Apple Pay
Sounds like you are in the UK, maybe? I believe that your payment terminals at retail are more advanced than ours here in the US. When I use Apple Pay here (with a debit card in my Wallet) half the time it asks me for a PIN, which is completely annoying (because it is redundant and unnecessary). Half the time it doesn’t, and that reminds me how quick/convenient Apple Pay can be.
I will say that one nice thing about using the debit card/pin is that you can get cash back from the register using just your phone or watch. But I do wish that instead of just automatically defaulting to the PIN number keypad that it first prompted you by asking “would you like to use debit or credit?“ that way, if I don’t want cash, I can just hit credit and be done with one button press.
Just to verify, do you use a debit card or credit card with your Apple wallet? And, do your retail payment terminals over there require a signature for credit cards anymore?
Our internet speeds have improved quite a bit. I hadn’t looked in a while but we’re nestled pretty closely to all the top players besides South Korea. https://en.m.wikipedia.org/wiki/List_of_countries_by_Internet_connection_speeds
I use Apple Pay quite often with my grown kids and it’s relatively effortless. Use it after texting or a phone call. Just simple.
Sure, we have done a decent job of playing catch up. That seems inevitable. My question is, why are we playing catch-up in the first place? Especially since this is the country that invented the Internet and innovates much of the technology used by the rest of the world. And yet our adoption rates for much of that new technology often lags behind other countries. That’s what I’d like to get to the bottom of.
The problem in the US is that most people only have 1-2 options for broadband--if that. As a result, even lower speed plans are extremely expensive relative to other countries.
Not upload speeds. Those have actually decreased with the availability of higher download speeds.
Personally, I love using Apple Pay and wish everyone would get on board. It's a lot easier than using my cards. All these businesses like Walmart that have tried to make their own system are seeing no real uptake and they're just lagging behind. Get with it people!
The problem in the US is, and always has been, the plethora of "state" banks leading to a fragmented market. Most countries (e.g. Australia) have country-wide banks.
Apple Pay is great, I like you can confirm the payment on the phone after tapping (tapping and pay with a card with my eyes I sometimes didn’t confirm the sum typed in). I’d use my watch more if it sent a record to my phone, but I don’t get a payment receipt with the watch. I wish there was a bit more interoperability between the watch and phone, eg Shazams on the watch aren’t recorded on the phone, even though same user obv’s.
This! I don’t even take my wallet with me anymore when I go out.
I think the point of the article is that despite all these anecdotal "no-one users Apple Pay" posts - you are wrong. Apple Pay growth is strong and, more importantly, accelerating. Its the kind of thing that feeds on itself as people see other people using it ... and moving through check out lines 2-3 times faster than those maddening card-chip readers.
My anecdotal (US) evidence is that retailers small to large are slowly swapping out old POS terminals for Apple Pay enabled ones. I get a lot of "wow-that's cool" when paying with my watch.
My anecdotal (US) evidence is that retailers small to large are slowly swapping out old POS terminals for Apple Pay enabled ones. I get a lot of "wow-that's cool" when paying with my watch.
I agree, would be nice to make payments to people I don't know (craigslist and such) without having to give them my phone number
Any Canadians here who use Apple Pay? Do you find many businesses that support it? Is it easy to set up?
I see it used very infrequently here; but all terminals that support NFC cards (almost all of them now) will work with it. Everyone I see just taps the card.