Apple Pay Officially Launches in the United Kingdom Today

Discussion in 'MacRumors.com News Discussion' started by MacRumors, Jul 13, 2015.

  1. MacRumors macrumors bot

    MacRumors

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    Over the past several days, banks and merchants in the United Kingdom have been gearing up for the launch of Apple Pay, and as of today, Apple's payments service will be officially available for use in England, Scotland, Wales, and Northern Ireland.

    Apple Pay works at participating retail stores and within apps that accept it. Because it requires NFC, it is only available for iPhone 6 and 6 Plus users, and Apple Watch users who have an iPhone 5, 5c, 5s, 6, or 6 Plus. In-app Apple Pay purchases can be made with an iPad Air 2, iPad mini 3, iPhone 6, or iPhone 6 Plus.

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    According to Apple's UK Apple Pay site, banks and credit card companies that are participating in the Apple Pay launch include American Express, First Direct, HSBC, Nationwide, NatWest, Royal Bank of Scotland, Santander, and Ulster Bank. Additional banks like Barclays, MBNA, TSB, and more are expected to add support in the future. Customers who have cards from participating banks will be able to add them to Passbook and use the Apple Pay service later today.

    More than 250,000 locations in the United Kingdom support Apple Pay as of today, ranging from fast food places like KFC and McDonald's to shops like Boots, Marks & Spencer, and Waitrose. A full list of retail shops and apps that accept Apple Pay can be found on Apple's website.

    Apple Pay has been available in the United States since last October and today's UK Apple Pay launch marks its first expansion. Apple is also rumored to be working on expanding the payments service to several other countries, including China and Canada.

    Article Link: Apple Pay Officially Launches in the United Kingdom Today
     
  2. Lostanddamned macrumors 6502a

    Lostanddamned

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    Not live for me yet… Will sleep and then try again!
     
  3. appleboyy macrumors 6502

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  4. garirry macrumors 68000

    garirry

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    Glad to hear that. But please Apple, release Apple Pay in Canada eventually.
     
  5. benrocks macrumors newbie

    benrocks

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  6. Risco macrumors 68000

    Risco

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  7. bbfc macrumors 68030

    bbfc

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  8. iJandro macrumors regular

    iJandro

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  9. bigchrisfgb macrumors 65816

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    You can only do it when you change your region to the US.
     
  10. bbfc macrumors 68030

    bbfc

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    So it hasn't 'officially' launched then.
     
  11. Alphazoid, Jul 13, 2015
    Last edited: Jul 14, 2015

    Alphazoid macrumors 6502a

    Alphazoid

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    iOS 9 only or 8.4 too?

    EDIT: Works on 8.4
     
  12. scottish macrumors 6502a

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    RBS Group cards working with region trick. Just added my Royal Bank of Scotland debit. Really simple process!
     
  13. zin macrumors 6502

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    Now that HSBC supports Apple Pay, you can launder money easier than ever.
     
  14. Zxxv macrumors 68040

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    gotta laugh if the buying experience goes a little like ...

    how many times will you need to use apple pay to buy stuff?

    Will the UK really **** this up and set a new world standard of incompetentemce by ruining a truly great payment experience?

    is this how an apple pay shopping experience will go?

    Goods are £200 sir

    Please hold Touch ID, and again, and again, and again, and again, and again, eh and again sir, again, one more time, no sorry again, yes another...thank you sir here is your shopping have a nice day.
     
  15. joshwenke macrumors regular

    joshwenke

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    This is the best news since Apple Pay itself!
     
  16. bigchrisfgb macrumors 65816

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    No it hasn't.
    Though I was able to register my card via the US region and the deleted again before returning to the UK region.
     
  17. Lostanddamned macrumors 6502a

    Lostanddamned

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    You can buy goods up to the value of £20. You can’t buy something worth £200 with contactless, yet.

    I imagine that this will be modified if there is a 2nd factor of authentication (such as say; a fingerprint) is in play.
     
  18. bbfc macrumors 68030

    bbfc

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    Actually, I believe they are limits to the amount of times it can be used, plus if the transaction is OVER the £20 threshold, you will not be given the option to use Apple Pay or any other contactless option. Unless of course you split the transaction up, but who would do that when it's quicker to enter your PIN.

    The spending limit is there for protection. I for one would not like to see it raised too high. The addition of a fingerprint reader as an additional layer of security would help this.
     
  19. shortcrust macrumors 6502

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    I don't think you guys are reading this right:

    Vice president of Apple Pay Jennifer Bailey said the system will be able to used to not only buy coffee and other low-price transactions, but full shopping baskets’ worth of goods following merchants’ decisions to upgrade their contactless terminals’ software to accept transactions with a greater value than £20, rising to £30 in September.
     
  20. bbfc macrumors 68030

    bbfc

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    All our contactless terminals at work have been upgraded with new software, I believe to accept Apple Pay and possibly the increased spend limit.
     
  21. joe-h2o, Jul 13, 2015
    Last edited: Jul 14, 2015

    joe-h2o macrumors 6502a

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    You misunderstand. The current NFC limit is £20. In September the limit will be £30.

    With Apple Pay it will be unlimited (due to the higher security since it's not just contactless with no authentication, but the terminal in the store needs an update to be able to do this. Until the update is done, those terminals will only accept up to the base limit (£20 now, £30 in September) for any NFC transaction.

    edit:typo
     
  22. bigchrisfgb macrumors 65816

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    May I ask where you work?
     
  23. leon44 macrumors 6502

    leon44

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    #23
    We've got a whole country using contactless debit cards and who already know there is a £20 limit, I imagine they will treat Apple Pay the same way.
    Also these terminals are pretty ubiquitous now so I think Apple Pay usage (per head) in the U.K. will overtake the US pretty quick
     
  24. scottish macrumors 6502a

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    They would support Apple Pay without an upgrade so hopefully (even though I have no idea if where you work is somewhere i shop) the latter.
     
  25. b1982 macrumors newbie

    b1982

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    #25
    I managed to register my RBS and Nationwide debit cards. Didn't work with my RBS credit card though.
     

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