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Apple Pay Officially Launches in the United Kingdom Today
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Good news. All your dreams have already come true!
If you stay within Zone 1 & 2 then the most you'll pay is £6.40 for the day. Or £32.10 for a week (Monday to Sunday). It's the same whether you use Oyster, Contactless card, or Apple Pay. Just make sure to use the same card or device every time. You don't have to register anything.
The full fare lists are here:
https://tfl.gov.uk/fares-and-payments/fares
That really is brilliant. Well done London. I see that even if I messed up the most i'd pay is £20. (useful to know) Worthy of an article in itself to let people know as Im sure more would travel into london if they knew this.
https://tfl.gov.uk/cdn/static/cms/documents/tube-dlr-lo-adult-fares.pdf
Registered my Amex yesterday and used it for the first time today. I am on holiday so thought i would test it out at the Florida Mall. Bought a bottle of water from a machine that took contactless payment and it worked a treat ( $1.75). 5 mins later got notification on phone that $5 transaction had been approved!!! i guess there must be a minimum amount when outside UK with Amex!! Expensive bottle of water, but it did work.
Might have been due to transaction charges as you were abroad? Not sure how AMEX work, but I got badly stung once with an RBS Mastercard.
Quick question for someone else (none of my banks support it). Can any contactless terminal be used for Pay or does the retailer have to activate it somehow?
This mostly is least to do with Apple. More to do with the banks in each country. Apple won't release until it has a good share of banks onside and enough terminals in the retailers.
Any contactless terminal can be used for transactions up to the normal contactless limit (currently £20)
Retailers who have updated to specifically support Apple Pay will allow >£20 transactions.
Terminals that have been updated to support the new standards for on-device cardholder verification flags, will allow larger transactions.
It is a generic update usable by any mobile payment method. It is not specific to Apple Pay, but Apple Pay is the first to take advantage of it.
Terminals themselves do not care (or even know) what mobile wallet is being used, which is why Apple Pay works on most any contactless terminal.
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Indeed - CDCVM is part of the EMV spec and not proprietary to Apple Pay.
I said "Apple Pay" to keep things simple as it's the first and only CDCVM implementation widely available in the UK, but of course these terminals should be compatible with Android Pay, Samsung Pay, etc when they arrive.
Which makes it interesting as to why some specific retailers are being advertised on the apple website as supporting applepay, yet actually just have standard contactless terminals.
Why are some retailers listed, and others not, when it is nothing to do with actually supporting (limitless) applepay?
I believe you have to use your PIN the first time you use contactless. (And every 5 times, at least with mine.)
As are HSBC now, which as they are the same bank isn't surprising I suppose. Mind you, I wouldn't put it past these muppets to have prioritised one division over another. Fingers crossed they don't balls it up.
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Not true. I used my iPhone yesterday. Never used contacless before. No pin. Just went through super smooth and fast.
Perhaps it's bank specific. I was told I'd need to use my PIN on it's first use, and every 5 uses after that. I just assumed it was to limit the liability of a lost card to £100.
After 5 uses in a single day, perhaps? In my experience it's pretty rare for Contactless transactions to ask for a PIN (except the first time a new card is used).
In any case, this shouldn't be happening with Apple Pay - if it does it's probably an old contactless terminal that needs updating.
Must be bank specific. Never had that on mine cards.
Just used Apple pay in aldi and mcd. Works flawlessly. Loving it
Maybe so. This information came from the same bank who's cashier didn't know what the currency symbol for the US dollar looked like!
I had to explain it was an 'S' with a vertical line through it. (At this point I fully expected her to ask which way vertical was)
Commented on the Apple Pay sticker in McDs drive through, the woman said she'd just had her first, a guy who paid with his watch, she wondered what he was doing at first, with the left hand watch/right hand drive not being best suited to each other, as he contorted to reach the reader, before she passed it over to him!
I just need a new phone to take advantage of this now.