Wow. I figured for a bigger place like Target it might take a bit, but I didn't think HyVee would get it before Kroger. Either way, since I'm at HyVee a lot (usually 1-3 times a week), that put me over the edge and got me to activate it on my phone finally.
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Apple Pay Rolling Out at Target, Taco Bell, and Jack in the Box Across the U.S. in Coming Weeks
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Did I misunderstand you or are you on crack?
Starbucks has been taking ApplePay / GooglePay for years now.
Yeah, pretty sure Starbucks as an Apple Pay launch partner.
I try to limit my purchases to only store that accept Apple Pay. Hopefully, Kroger will follow soon. Was disappointed that Home Depot disabled their NFC, but found an Ace hardware nearby that takes Apple Pay, so I'm good there.
Apple today announced that Apple Pay is in the process of rolling out in Target stores across the United States and will be available at all of the retailer's 1,850 locations nationwide in the coming weeks.
While it has accepted Apple Pay in its app for quite some time, Target was one of the biggest Apple Pay holdouts in terms of its stores.
Apple Pay is also rolling out to more than 7,000 Taco Bell and 2,200 Jack in the Box locations in the United States in the next few months, and recently became available at more than 245 Hy-Vee grocery stores in the Midwest as well as approximately 3,000 Speedway locations across the country, according to Apple.
With the addition of these national retailers, 74 of the top 100 merchants in the United States and 65 percent of all retail locations across the country support or will soon support Apple Pay, according to Apple. This includes last year's major additions of Costco, CVS, and 7-Eleven.
Update: REDcards cannot be added to Apple Pay at this time, according to Target's customer service account on Twitter. We've reached out to a company spokesperson for confirmation.
Article Link: Apple Pay Rolling Out at Target, Taco Bell, and Jack in the Box Across the U.S. in Coming Weeks
Need to get PUBLIX on board too. If you shop at Publix, send them a message to add Apple Pay!
https://corporate.publix.com/contact
https://corporate.publix.com/contact
As I pointed out in a later post, what I meant was that Walmart pays the credit card processor/bank (Visa/Mastercard/Amex) a small percentage of each cc transaction. It's been estimated at around 1% of the transaction, which is much lower than what other merchants are charged, due to Walmart's huge scale and ability to negotiate.
As for the ApplePay fee, yes, it does come out of that fee, so the merchant doesn't exactly see the charge directly from Apple, but it's there indirectly.
All in all, Walmart would prefer people to use their debit cards.
EDIT - regarding the 0.12% fee to Apple. I just re-read your post. Are you saying that the fee that Apple collects is independent of the processing fee that the merchant (in this case Walmart) pays to the processor? So in a situation where someone uses a Chase Visa card via ApplePay. The merchant pays Visa around 1%. Chase pays Apple 0.12%. Not sure if Chase gets paid anything of if the ApplePay fee is somehow incorporated into something else.
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True, but (and this is not completely researched by me, but I think I read something to the effect) a shopper using WalmartPay is not transparent to Walmart. They know what you bought and the CC that you used. With ApplePay, Walmart gets nothing out of the deal, other than the sale of the product. They don't know who you are or even your credit card number.
And yes, you can link a debit, credit or prepaid card to WalmartPay. But I'm sure they would prefer you not to use your CC, as that would still result in a fee that they'd have to pay.
See above. Using WalmartPay over ApplePay is beneficial to Walmart even if the shopper uses a credit card. They get your identity when you use WalmartPay, but not when you use ApplePay.
Have you used a chip terminal in the US? Walmart & Target have the slowest chip & PIN readers on earth.
CVS, Walgreens, etc chip & PIN readers are as fast as a Contactless card.
I could swear that Harris Teeter used to take ApplePay years ago, but they don't now.
Maybe I am mistaken, but I think I remember using ApplePay at HT a few years back.
Just need a few more places I shop at before I’m totally Apple Pay reliant. For me, Whataburger (still doesn’t take chip), HEB, James Coney Island, and Raisin’ Canes. I don’t know if In and Out takes Apple Pay, but they aren’t open yet in the Houston area.
So the risk is low. Does that mean I shouldn't do anything to make it even lower? What exactly are you arguing for here?
Whataburger takes Apple Pay, it just doesn't say it on the screen. Hold up the phone and it'll work fine.
Well, SamsungPay works without even the terminal being NFC enabled, works on any POS, as old as you can imagine, works for me everywhere, including Walmart.
No, do you?
Apple Pay is available at many smaller retailers who have done nothing with Apple to make it work. They simply use Clover, PayAnywhere, PayPal, Square or some other payment processor and have one of the NFC capable readers. Many merchants do not even realize they accept Apple Pay (for example the Hyatt Place hotels in Milwaukee and San Jose did not know it worked). Apple even has a way for people to order Apple Pay stickers without needing to set anything up with Apple
Apparently, Apple disagrees with you:
My point-of-sale terminal is already NFC/FeliCa/contactless payment-capable. Can I accept Apple Pay right away?
If you accept Visa, Mastercard, American Express, Discover, China Union Pay, Suica, iD, QUICPay, or Interac contactless payments today, you’re likely able to accept Apple Pay for those networks without any changes. If you’re not already accepting contactless payments, contact your payment provider to make sure that your point-of-sale setup can accept Apple Pay, then ask them to enable it. To learn more, see our Apple Pay merchant checklist.
Except then it's no more secure than using the mag stripe. Because that's all it's doing is emulating the magnetic stripe. Maybe a little more convenient, but doesn't have any of the minimal security improvements of something like Apple Pay or a chip.
It doesn't affect security, its just slow, and in a New York Minute, it countsAnd that affects security in what way? One doesn't enter PIN slowly
. Apple Pay is the fastest, and most secure at the same time.It’s a lost cause. This guy so badly wants to believe he has the inside scoop that there is no point arguing otherwise.
Which makes it no different than using the actual card in terms of security. So when Walmart gets hacked the bad guys will have your real credit card number as well as your name and any data associated with it. On the other hand Apple Pay, Google Pay, and other NFC token payment systems don’t reveal your credit card or personal data to the retailer. That makes Samsung Pay the least secure payment system doesn’t it.
Already been posted. That is clearly for smaller vendors and the deal for large retailers like Target does NOT happen by simply turning it on. There are contracts and negotiations done behind the scenes.
Guess how I know?
He is misunderstanding CDCVM & Apple Pay. Every NFC terminal will accept Apple Pay, it won't accept CDCVM Right off the bat.
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Opposite for me, Target is down the road, and Walmart is MILES away. Guess which one I go to and now will be happy they accept NFC Payments?