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I've paid with Apple Pay at my Kenucky Bell for over a year now. Makes me wonder if individual franchises have leeway on these things.

Target getting it a boon though, because I haven't shopped there on many occasions because they don't support it (and my local grocery chain does).
 
This is pretty common knowledge that enabling NFC is all that is required. Apple Pay operates using the same EMV contactless technology that Google Pay, as well as all contactless payment cards, use. If you turn on NFC, it enables the POS to accept Apple Pay, Google Pay, Samsung Pay, and contactless payment cards unless your payment processor has disabled it for some reason.

This info is on Apple’s own website for crying out loud:

https://support.apple.com/en-us/HT205747
Yeah, this document is for tiny operations and they still want you to have some marketing stuff.

Big operations like Target are going to have contractual agreements and a lot of moving parts behind the scenes.

How do I know? I have a behind the scenes look at a very large corporation who accepts ApplePay.
 
Wow this is huge news. Too bad Walmart will never join.
I live in Canada, we’ve had tap-to-pay for like 10 years now, which is all that’s needed for Apple Pay. Walmart is the only place I know of that still requires me to insert my chip card and enter a pin.
 
I cant believe how far behind the US is when it comes to contactless payments. In the UK, contactless bank cards have been standard for payments less than £30 for years now, and then apple pay came a while after those and can be used pretty much anywhere in a big city like London, or still many places in smaller cities.

In London we've had contactless cards for public transport for like 15 years now as well... How is the US payment system so outdated?!

I don't get why apple pay is rolled out to specific merchants? In the UK you can use apple pay even in the tiniest shop as long as they have a contactless card machine... which they usually do now because they're so cheap even for tiny businesses. How come this isn't the case in the US?

Politics, capitalism, and greed!!!
 
What are red cards, target special cards!?

Here in California: You can get a red card --- basically a target debit card that debits your bank within a day or two of visiting Target, or you can get a Credit Card red card - same thing but requires a credit check and application. I went with the debit card. All give you 5%? off your total order.
 
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Yeah, this document is for tiny operations and they still want you to have some marketing stuff.

Big operations like Target are going to have contractual agreements and a lot of moving parts behind the scenes.

How do I know? I have a behind the scenes look at a very large corporation who accepts ApplePay.

Good for you. But some kind of arrangement is not required. Which is what you were claiming. All that has to be done is enabling NFC. Walmart could do it tomorrow and publicly claim it’s just for contactless cards, but Apple Pay is still going to work because NFC EMV payments were enabled.
 
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Thanks for that link. Very interesting. Not sure I entirely trust that data, though. Simply cannot believe one of the statistics given:
"...24.8% OF USERS WITH IOS OR ANDROID PHONES HAVE SET UP WALMART PAY AND USED IT AT LEAST ONCE IN THE PAST..."
Since neither nobody in my immediate family, including parents, has Walmart Pay, I asked a couple colleagues in the hall - neither have they. Granted, they're professionals, so less likely to frequent Walmart, but still...0 for 8. Hard to believe that 1/4 of all smartphone users have Walmart Pay installed and tried it once.
That makes no sense at all. You're going with a personal anecdote of 8 people vs hard large numbers that make it pretty easy to see the 24.8% as plausible? Well that's... no, still makes no sense at all. Especially when they show how they arrived at the percentage. Estimated 195 million adult smartphone users in US. Est. 95.5% of those either Android or iOS (186.2 million adults). Est. 46.2 million adult smartphone users have tried WPay. 46.2/186.2 = 24.8
Considering approx 270 million people visit Walmart... weekly, it ain't that hard to understand. But we're gonna treat your 8 equally.:D:p Just messin' witcha there, but you have to admit an anecdote of 8 people is sorta inadequate.

You're comparing apples to oranges here. I never said that if Walmart Pay got hacked, then people would stop going to Walmart. I was saying that if Walmart Pay got hacked, then people would stop using Walmart Pay AT Walmart and just pay with their cards the normal way.
And you'd still be wrong. Generally speaking, people simply don't care. They would neither stop going nor stop using Walmart Pay. It's tied to the savings app. Again, generally speaking, people aren't giving up their savings. Walmart Pay works with their customers because they see tangible benefits from using it. They pay less money for their goods. It is what it is.
 
Good for you. But some kind of arrangement is not required. Which is what you were claiming. All that has to be done is enabling NFC. Walmart could do it tomorrow and publicly claim it’s just for contactless cards, but Apple Pay is still going to work because NFC EMV payments were enabled.
It is for large corporations. TARGET accepting ApplePay is a HUGE deal and is not the same as your average donut shop. That's the only point I'm making.

You don't simply tell Target to "turn it on" and never hear anything from Apple again.
 
It is for large corporations. TARGET accepting ApplePay is a HUGE deal and is not the same as your average donut shop. That's the only point I'm making.

You don't simply tell Target to "turn it on" and never hear anything from Apple again.

But they could do that and that would be all that’s required to make it work. That is my whole point here dude and what you were originally disputing.
 
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I wonder if Target’s Red Card will finally get support

I just tried to add my new Red Card Master Card to my wallet, and it said the issuer hasn't authorized that yet. I hope they do by the time they roll out Apple Pay, or it's useless to me.
 
As Walmart pay is doing more transaction revenue than Apple pay, it's got a billion reasons to "holdout". Especially as they go after Amazon online.

I have seen a few people on here state this, but I have not been able to find a source that supports this (not arguing it is not true), do you have a recent source? I find statements from November of 2017 from a Walmart executive that Walmart Pay is on track to exceed Apple Pay by 2018, but have not seen any current numbers. I know that Apple announced on its last earnings call that Apple Pay transactions had tripled year over year.

However, even assuming that it is true, I am not sure that argues against offering Apple Pay. Walmart Pay is targeted at regular Walmart customers, Apple Pay is targeted at retail consumers as a whole. I do not shop at Walmart enough to even consider setting up a Walmart Pay account, and their lack of Apple Pay support makes me way less likely to shop there in the future, especially with Target now supporting Apple Pay.
 
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Having the number stolen. Some people try to avoid that sort of thing when possible.
So explain how the number is stolen? do staff in Target stores take your card from you. One should never allow that. The danger of this occurring is at an ATM with a skimming device added to the card entry and a camera located yo capture PIN.
 
So explain how the number is stolen? do staff in Target stores take your card from you. One should never allow that. The danger of this occurring is at an ATM with a skimming device added to the card entry and a camera located yo capture PIN.
Dude do you work for Target or something? All I'm saying is that there is less risk to me if I'm using Apple Pay. Lighten up.
 
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We all knew this was only a matter of time. Their payment system was dead on arrival compared to the convenienve and privacy of ApplePay. Even last year they were still saying no way, but glad they finally folded. I wonder when Starbucks will. I am postive they will as I was about Target but still believe SB will be one of the longest holdouts. Once all the Gas companies join in think it will take off as well as card companies like Chase which still don't offer it for business companies.
 
Dude do you work for Target or something? All I'm saying is that there is less risk to me if I'm using Apple Pay. Lighten up.
I live in UK. No Target. You are talking about risks that are extremely low. Do you perceive a risk removing your card at a contactless terminal and touching the reader? Then putting back in wallet. Or inserting card in reader (not swipe terminal) and protecting PIN entry from prying eyes.
 
We all knew this was only a matter of time. Their payment system was dead on arrival compared to the convenienve and privacy of ApplePay. Even last year they were still saying no way, but glad they finally folded. I wonder when Starbucks will. I am postive they will as I was about Target but still believe SB will be one of the longest holdouts. Once all the Gas companies join in think it will take off as well as card companies like Chase which still don't offer it for business companies.

Did I misunderstand you or are you on crack? :)

Starbucks has been taking ApplePay / GooglePay for years now.
 
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