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Can see how this benefits the US but here with Chip&PIN and contactless tech already out there I can't see why retailers/banks would be falling over themselves to sign up.
 
What vending machines support Apple Pay? Can any store/machine/etc that supports payments via NFC use Apple Pay? I thought the retailer also has to do something in their internal system to accept the Apple Pay transaction? Am I misunderstanding?

Yes. ALL NFC terminals accept Apple pay. There is no special equipment that is needed.
 
Yeah, right....

Welcome Americans to 2011/2012

Sincerely,

Rest of the world

That statement seems a little arrogant if you ask me.

Dear Rest of The World,

You are welcome. The first rate infrastructure you now enjoy, you are enjoying because it is NEW. It is new because every home in the US back in the 1950s and 60s had a telephone when you were using tin cans and string to communicate.

You cellular network is NEW because we installed and developed cell towers in the 1980s when it was only a dream to the rest of the world. I can remember calling a friend in the UK from my car in the middle of Nebraska back in the late 80s and being called a poser for having a cell phone.

Our infrastructure is 50 - 60 years old and made of mostly copper. Yours is 10 - 20 years old and fiber. Your country is probably the size of one of our states and therefore slightly easier to re-wire.

For Example: The entire country of Australia is 21m. The population of California alone is 38m.

Please don't compare your countries ability to replace a few thousand terminals with our inability to replace a few hundred million.

You benefited from technology becoming a commodity. You benefitted from our having done it first. Appreciate that fact if nothing else.

Thank you - Have a nice day.
 
For me, it's more about having access to my payment methods without carrying around the cards than it is the speed of handing over cash or swiping a card vs. paying with :apple:Pay.

What happens when your battery runs out?
 
Whole Foods

I tried using Apple Pay at Whole Foods this afternoon. I didn't know what to do and neither did the gentlemen at the register. He was very nice and offered to get the manager. I paid cash. Everything has a learning curve.
 
The only reason people are saying it's cringeworthy is because they have someone recording them. I used my phone for payments, reward cards, ALL THE TIME and I live in small central Oklahoma town and never get any odd or weird looks.

You guys are what's cringeworthy.
 
That statement seems a little arrogant if you ask me.

Dear Rest of The World,

You are welcome. The first rate infrastructure you now enjoy, you are enjoying because it is NEW. It is new because every home in the US back in the 1950s and 60s had a telephone when you were using tin cans and string to communicate.

You cellular network is NEW because we installed and developed cell towers in the 1980s when it was only a dream to the rest of the world. I can remember calling a friend in the UK from my car in the middle of Nebraska back in the late 80s and being called a poser for having a cell phone.

Our infrastructure is 50 - 60 years old and made of mostly copper. Yours is 10 - 20 years old and fiber. Your country is probably the size of one of our states and therefore slightly easier to re-wire.

For Example: The entire country of Australia is 21m. The population of California alone is 38m.

Please don't compare your countries ability to replace a few thousand terminals with our inability to replace a few hundred million.

You benefited from technology becoming a commodity. You benefitted from our having done it first. Appreciate that fact if nothing else.

Thank you - Have a nice day.

Well you can also thank the Brits for inventing the telephone for you in the first place... And TV. And the Germans for inventing the motor car you made that phone call from. And a Serbian for figuring out how to use electricity properly (before being shafted by Edison, an American who takes all the credit)... And many, many more like that. You're welcome too.
 
So what about tips?

One of the reasons I've avoided using no-receipt payment methods in my restaurant (we're counter service, not table service) is that if there's no printed receipt the tips just plummet.

I know there are a lot of arguments pro and con tips but right now it's an important part of my employees earnings. If there's no opportunity to enter a tip we won't be using this when it becomes available to smaller businesses (our POS maker has already said that they're be integrating ASAP.)

Are tips common for counter service? If so, how much is customary?
 
This is not a good demo - it makes it look much harder and less convenient than it actually is. You don't need to open passbook, you don't need to open the card you plan to use. Heck, you don't even need to wake up the phone. You simply hold the phone to the scanner, and it will then prompt you which card to use and ask you to touch the Touch ID. If you want to use your default card, you place your thumb on the home button and THEN hold it up to the scanner. This guy is doing a disservice by falsely informing users of the best way to use the device.
THIS times a million. While I was watching this video, I kept thinking, Okay, is he going to hit the sleep button and show how the phone will simply wake up just by moving it next to the NFC terminal? And he DIDN'T!

Such fail, but I guess what more can you expect from a guy who goes to McDonald's to actually order food to put into his body rather than just going there to demonstrate Apple Pay at an easily accessible and confirmed Apple Pay partner.
 
Everyone is not that way. I always greet the counter person by name, smile. Please and thank you are definite. People dealing with the public have challenging jobs. Showing appreciation from one human to another is important.

Unfortunately those of us with manners are becoming more rare in the US. I say please and thank you instinctively; it's how I was raised. But not that long ago I placed an order at Starbucks and the cashier got confused, thought my "please" was me trying to order something else. When we got it sorted, he laughed and told me he hardly ever hears anyone say please anymore. It made me so sad.
 
The lack of a simple "please" when ordering is what struck me the most!

Agreed. I also don't like when people say, "I NEED a number 4."

He didn't even know what he wanted to order. So awkward dude. The only thing that would have made this more awkward is if he'd ordered food for his whole office. Like 6 meals. He will love that his video is on MR...until he reads the comments!
 
That statement seems a little arrogant if you ask me.

Dear Rest of The World,

You are welcome. The first rate infrastructure you now enjoy, you are enjoying because it is NEW. It is new because every home in the US back in the 1950s and 60s had a telephone when you were using tin cans and string to communicate.

You cellular network is NEW because we installed and developed cell towers in the 1980s when it was only a dream to the rest of the world. I can remember calling a friend in the UK from my car in the middle of Nebraska back in the late 80s and being called a poser for having a cell phone.

Our infrastructure is 50 - 60 years old and made of mostly copper. Yours is 10 - 20 years old and fiber. Your country is probably the size of one of our states and therefore slightly easier to re-wire.

For Example: The entire country of Australia is 21m. The population of California alone is 38m.

Please don't compare your countries ability to replace a few thousand terminals with our inability to replace a few hundred million.

You benefited from technology becoming a commodity. You benefitted from our having done it first. Appreciate that fact if nothing else.

Thank you - Have a nice day.

The Swedes and the Finns did more for the creation of the cell infrastructure than you ever did. Why do you think the US lagged so far behind Europe at 3G?
 
Well you can also thank the Brits for inventing the telephone for you in the first place... And TV. And the Germans for inventing the motor car you made that phone call from. And a Serbian for figuring out how to use electricity properly (before being shafted by Edison, an American who takes all the credit)... And many, many more like that. You're welcome too.

It's all about timing my friend. Prehistoric man invented the wheel. Who made it what it is today? Its not about nationality as I do not care the skin of the man who invented it. I take offense at all the HEY USA, you suck, we have this and you don't. We have a slightly larger pool to fill.
 
The phone KNOWS you are near a terminal, even when locked, and will allow you to pay without doing anything but touching your finger on the Touch ID.

This is how the iPhone works in many instances - my Walgreens card comes up when I'm in a walgreens without me doing anything.

nope i already used it today. once close it prompts the home screen to tap touch id with your card showing.

No, you do not.

No. When the screen is off, hold it near the reader and the screen comes on. Touch your finger and it goes through. It was way faster for me today that for that guy in the video.


Thanks! Can't wait for USAA to have this on Nov. 7.
 
The Swedes and the Finns did more for the creation of the cell infrastructure than you ever did. Why do you think the US lagged so far behind Europe at 3G?

As I said somewhere else... I do not care the skin of the man who invented it. I take offense at all the HEY USA, you suck, we have this and you don't.

We have a slightly larger pool to fill or did you not read my entire message?
 
Do you guys not have tap-to-pay over there? I have my iphone in a wallet case, and credit card in the slot of the wallet. To pay for a McDonald's, or groceries or whatever, I just take my wallet out of my pocket, touch the corner of it on the machine, and put it back in my pocket. Total two seconds. This looked like a complete farce.

In the US do you still have to put your card in the machine and type a PIN?

Nope, we don't have tap-to-pay here. And yes, we still use cards with PINs. This is why Apple Pay is great. What you're calling a complete farce is far from it. The only reason the transaction wasn't instant was because the cashier messed up, not Apple Pay. The process looks fantastic and is much more efficient than using cards or cash. Also much safer.
 
The Swedes and the Finns did more for the creation of the cell infrastructure than you ever did. Why do you think the US lagged so far behind Europe at 3G?

And. PS.

The US lagged behind for the exact same reasons I stated before. We did it first with regular cellular radio signals. Then 3G was invented when the "Swedes and Finns" we playing catch up so they installed that. Whats so hard to understand?
 
Just used Apple Pay at Walgreens it was very quick. The terminal asked if I wanted to use as credit or debit then if the amount was ok. I never had to unlock the phone just touched it on the terminal with my thumb on the home button. It was quick.
 
That statement seems a little arrogant if you ask me.

It wasn't arrogance you're just too thin-skinned. 'Twas a tongue in cheek comment.

Also don't think the reason for lagging behind was scaling. Rather, your Govt. largely lets Corporations do what they want so there was almost zero incentive to push forward i.e. lazy.

In fact isn't this whole initiative happening because your Govt. finally put out a law mandating it.

Anyway, like i said i was merely poking fun. Didn't expect it to become a size measuring competition. I mean one poster started talking about space programs. really?

Meh...whatever

Carry on.
 
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