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Apple Predicted to Adopt NFC in iPhone 6 as Core Technology for Mobile Payments System
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But for people like me who rarely carry cash. And all my cards could be replaced by a phone with the correct hardware and software. Then I welcome it with open arms.
That's fine, for people like yourself who like the current way you can continue as you are. Physical cash isn't going anywhere anytime soon. And I imagine cards will be around for the foreseeable future too.
I remember when credit cards and the like were first introduced. I remember there being people with concerns like you have about NFC payment. It all worked out in the end and I don't know anyone who doesn't have a chip and PIN card in the UK (I'm sure some people still don't use them but that's fine - choice).
Yes security is a real problem, but I do so much shopping and banking on my internet connected iPhone. I already move money, pay for online purchases, pay credit cards etc. via apps and web browsers on my iPhone. I see no reason why an NFC payment platform cannot be engineered, which will allow me to pay for store bought goods too.
Good points. I am sure if this is true AA had a hand in pushing it forward. Although NFC isn't as prevalent in the US, it is in the EU; Angela's backyard.
The list of "get on board" companies you listed are nice from a pure marketing standpoint. I think Target and the other behemoth Walmart getting on board would have a greater impact on actual adoption - especially by the holiday season. Apple already sells in both.
Having used my iPhone for retail payments via apps, I've realized that unless Apple can completely reinvent the wallet, paying with a phone isn't all that attractive if I still have my wallet in my pocket anyway.
What I would want is a digital version of my driver's license, credit cards, gift cards, and loyalty cards, all tucked behind a Touch ID gate in Passbook. That is the real game changer. Not looking cool and paying with my iPhone at a store when it's just as easy to pull out my credit card and swipe it. I want my wallet out of my pocket once and for all.
What I would want is a digital version of my driver's license, credit cards, gift cards, and loyalty cards, all tucked behind a Touch ID gate in Passbook. That is the real game changer. Not looking cool and paying with my iPhone at a store when it's just as easy to pull out my credit card and swipe it. I want my wallet out of my pocket once and for all.
I rarely carry cash, but cards include membership cards, IDs, drivers license, membership cards etc. and realistically some notes and receipts etc. I don't think it's realistic to expect for all of this to be replaced in a foreseeable future, and until then it's a redundant solution because you are still forced to carry a wallet. It's like the paper less office, a nice thought, but not really realistic in practice most of the time.
Sure, but if someone introduce the "payment disc" or "payment rod" etc. It's just a different format that does the same thing. Things may change of course, including my opinion.
Not at all.
NFC payments have taken off well in the UK. Plus its only getting more and more support - without Apple.
http://www.nfcworld.com/2014/01/15/327508/five-uk-banks-launch-zapp-nfc-qr-payments/
I don't understand why everyone is so against this technology. If it means I can pay for my sandwich in Pret, or move through the ticket barrier on the tube, without having to search through my pocket for the right card - then it's a good thing. I'm sure apple will also be able to implement a very secure payment method using the touch ID. Even my tiny local shop supports NFC.
Should work when the phone is on standby, but not if the phone is off.
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She could be responsible on a high level - what the interaction in a store is supposed to look like. Like "man walks into the store, picks up a six pack of beer, walks to the exit, holds this phone against a payment thing, money is taken out of his account and he leaves the store". The implementation is hardware + software, and she would most likely not have the background to handle that.
The core idea is sound, it's security that's a major issue with this stuff; unless they require you to punch in a PIN code or fingerprint scan to validate the purchase, this stuff is a personal finance disaster waiting to happen.
Unfortunately, the more steps they patch on top to make it more secure, the less it makes sense because you're gradually losing the "wand you phone around and go" thing that makes it brilliant in the first place.
I hope all the NFC haters never embrace the tech as it is endlessly rediculed here.
Though I suppose apple will somehow add 'magic' that makes it revolutionary
Though I suppose apple will somehow add 'magic' that makes it revolutionary
Hmmm, not for me. I'm only aware of McDonalds actually advertising contactless payment, nowhere else have I seen it stated (prominently). I only discovered Starbucks do it because the woman in front of me used it. I've had an NFC Visa card for years, never used it, never been offered the chance to use it. No-one has ever offered me the chance to wave my card when making a qualifying payment ( < £15 I believe?), they just go for the chip and pin routine.
I'm sure they exist elsewhere, but no-one seems to be promoting it. Aside from the afore mentioned McDonalds/Starbucks, I couldn't name a place that uses it.
Insert
"Apple will never adopt NFC"
"NFC is dead technology"
"NFC is a fad"
I know, it is very comical. Now, people who were blasting the NFC in the Samsung devices as a useless gimmick, will now rave how good the iPhone 6 will be with this new revolutionary adaption of NFC.
I know, it is very comical. Now, people who were blasting the NFC in the Samsung devices as a useless gimmick, will now rave how good the iPhone 6 will be with this new revolutionary adaption of NFC.
And people like you will never be able to provide one lone example of a single person who does this no matter how nicely youre asked.
Here we have a classic problem. There's not much use of NFC in the United States (at least, not as extensive as in other certain countries), which means that Apple isn't compelled to include it in the iPhone. However, the adoption level is lower than it should be right now because Apple hasn't adopted it. At the same time, if Apple did include it, we would see NFC adoption rates go up. Yea, Apple has this much influence.
Anyways, if the iPhone got NFC just now, how would they explain it at the unveiling? It may be a bit difficult to explain at this point in time. "We noticed that many of our competitors have NFC, so in order to compete we have included NFC in our phone."
I think the message would be more like "We haven't had a need for NFC....Until now."
Bah..
iOS has a small fraction of marketshare in smartphones outside of the U.S. compared to Android. If widespread adoption of NFC hasn't happened without iOS, it won't happen even with iOS.
NFC doesn't need Apple. NFC needs a clear, well understood problem that only NFC solves well. Mobile payments to retailers... I dunno about that one. Malls are dying. At least in the U.S. People don't need mobile payments when they are shopping online.
Nah nfc needs apple. At least in the US. Apple has mindshare. Even the "tech"reporters on the news go bananas over what apple does even if the tech existed for years.
Nfc, in the US and possibly other places, needs apple.
That being said, I don't see apple putting it on their phones.
Let me help you understand why everyone is so against this technology.
Its because they aren't. If you read the first 24 replies to this thread alone, there are at least 15 replies that are either pro NFC or at the very least, neutral.
Where you are struggling is that you have in your head that a few people who question the value of the technology constitutes "everyone" being against the technology.
I don't personally know what the value NFC would bring to my life. I did a search on google to see if there were some very easy to understand points that would resonate with me. Could not find anything easy to understand on the first page of results. Sure, lots of results with "sophisticated" sounding explanations. But nothing that helps me understand what I am missing by not having NFC in my life.
That does not make me "against" NFC. It just makes me either ignorant to its benefits or not have any problems that NFC solves.
Heres a short list of some retailers accepting NFC in the UK.
Aldi
Asda (trial phase)
Barnardo's
Boots
Burger King
Caffè Nero
Chop'd
Costa
Costcutter
Crussh
David Lloyd
EAT (all branches)
Gourmet Burger Kitchen
Greggs (all branches)
IKEA
John Lewis
Krispy Kreme
Little Chef
Londis
Marks and Spencer
McDonalds (all branches)
Nandos
Pret A Manger
Spar
Subway
Superdrug
Tesco (trial phase)
The Co-operative
The Post Office (all branches)
Topshop/Topman
Transport for London Buses
Waitrose
Wetherspoons (at select pubs)
WHSmith
Wilkinson
Yo Sushi!
Actually, no. I'm not saying it could do it better, but to do something simular to what NFC does for payment. As what I was going for was redundancy in yet another wireless chip. Can we just do something simular with what we already have?
As far as what I've seen, or know, you don't need to triangulate to get an accurate reading. Just adding more iBeacons if you need more coverage.
Ok, I was actually interested in what you were saying.
Its often very disconcerting and often does not bring much to a conversation. I actually like opposing views as long as its fairly accurate without the usual fanboy arguments. I run a technology based show and often get much more information out of the comments then the tech news directly.
I like kdarling, while we don't always agree, at least he is receptive to new points of view if its relevant. I need to go back to that thread again.
I was wondering this myself. Why does Apple need to use NFC to gain adoption/popularity? The majority of Android phones already have it, but the last time I looked it was 8% of the world was using it for payments. ( A few countries its very popular like Japan, UK ect. )
For some reason, if the iPhone adopts this, I think it will grow in popularity. But even so, I'm not sure why, if that makes sense.