Zero because the Microsoft way is to restart the moment you lock the computer after 5 PM, resulting in interrupted tasks, loss of any unsaved work, wasted battery on a laptop, and having to twiddle your thumbs for 15 minutes while it updates.
The Windows 10 experience is exactly why Apple makes you explicitly ask for a install.
If that's your experience take 1 minute to jump into Settings > Updates and set your preferred "down time". I did and I have zero issues with Windows updates. They're nearly entirely invisible to me.
(Also, I know you're being hyperbolic because you're frustrated with Windows, but the default settings are to start those types of tasks: 1) while on AC power, and 2) after 10-minutes of the user being idle.)
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iOS devices can't really be bricked because you can always DFU them.
Even with over the air updates, bricking is practically impossible now with APFS.
The way the updates work is:
- The OS partition is cloned. (copy on write, this doesn't take extra space)
- The update is applied to the cloned partition. (Preparing update)
- The partition is verified; every file in it gets an md5 check to make sure the update has no errors. This is why that damn progress bar takes so long.
- The system is rebooted from the clone.
- Only after the system comes up correctly and various checks pass (the second progress bar) is the previous OS partition deleted.
This sequence of events makes it practically impossible for an over the air update to brick the device anymore. If something interrupts the update, the device will just boot from the unmodified original OS version and you can try again.
I'm not saying I don't believe you but, like @gilbertmc, I would really like to see a citation for this because I would like to read Apple's documentation on it.