gmcalpin
macrumors 6502
It isn't here, either, but MCX is spearheaded by Walmart and also includes the Gap, Best Buy, Meijer, Target
I'm not sure why any company would insist on an either/or situation, but it probably has something to do with money.
Apple Responds to CVS/Rite Aid Controversy: 'Overwhelmingly Positive' Response, Working to Add Merchants
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I'm not sure why any company would insist on an either/or situation, but it probably has something to do with money.
batting1000
macrumors 604
Did we think they'd say anything different?
Noble Actual
macrumors 6502a
Yea I remember my iPhone 4 took a good 10-13 seconds before it started focusing.
Give it a year and a lot of people will have iPhone 6/6+ or 6s/6s+.
Know a lot of people with 4s which will upgrade next year.
AustinIllini
macrumors G5
Honestly, why even bother fighting that horse crap. It's like trying to prevent a Ford Focus from beating your Ferrari in a race. It's completely unnecessary.
batting1000
macrumors 604
Of course it does. The retailers don't want to pay the 2%-3% charge to the credit card companies.
rwilliams
macrumors 68040
True, because they basically said nothing here.
carrrrrlos
macrumors 65816
Out of all those stores Best Buy will be the only one I will miss no longer patronizing.
jrswizzle
macrumors 603
Opportunity for Apple and Google to work together and squash CurrentC.....
If NFC terminals are deactivated, it means neither Apple Pay nor Google Wallet will work. They aren't competing technologies or implementations.
They are the way of the future. If retailers can't handle that just to save 2%, they'll see more customers go online and to stores that support these payment methods.
If NFC terminals are deactivated, it means neither Apple Pay nor Google Wallet will work. They aren't competing technologies or implementations.
They are the way of the future. If retailers can't handle that just to save 2%, they'll see more customers go online and to stores that support these payment methods.
nunes013
macrumors 65816
What doesn't make sense, is the amount of time it would take to ring out one CurrentC customer, you could probably ring out two Apple Pay customers depending on how many items they had. Over the course of a day, that ends up being a ton of possible income lost because of how long that payment system takes. I mean obviously there are a ton of variables like how not everybody will use Apple Pay or CurrentC. It seems like way too much work just to save 2% on CC fees.
Anyway, I can't wait to see what happens over the next year. Should be really interesting...
Anyway, I can't wait to see what happens over the next year. Should be really interesting...
SSN and bank account requirements aside, it is nice that it at least works with older devices (including the 5S that Apple still sells). For devices without NFC (which Apple neglected to add when many Android devices were adding it), it would be nice to use a version of Apple Pay, but alas you can't, so alternatives are bound to pop up.
Paypal has something similar, as does Square. I've used both of those and it's not really as hard as people make it sound. Yes it's not as easy as Apple Pay if you have a supported device, but not everyone has an iPhone 6 at this time.
Paypal has something similar, as does Square. I've used both of those and it's not really as hard as people make it sound. Yes it's not as easy as Apple Pay if you have a supported device, but not everyone has an iPhone 6 at this time.
QR codes seriously? What are we trying to become a joke on the world stage?
Already when I travel abroad my 1970s Visa card with the magnetic strip glued to the back, is met with puzzled looks, as other countries have adopted a chip and PIN technology over a decade ago.
Now I show up and wave a QR code at them? Sure, that will work.
Rather than trying to stifle progress these stupid corporations need to do what's right for the consumer, rather than peddle their own system that is going to arrive a day late and a buck short.
NFC via Apple Pay may not be THE best answer going forward, but it IS an answer that is here now, and if your company already has the technology to accept it, blocking it deliberately for reasons of corporate greed, is pretty pathetic.
I for one promise to avoid retailers who block progress for all the wrong reasons.
Already when I travel abroad my 1970s Visa card with the magnetic strip glued to the back, is met with puzzled looks, as other countries have adopted a chip and PIN technology over a decade ago.
Now I show up and wave a QR code at them? Sure, that will work.
Rather than trying to stifle progress these stupid corporations need to do what's right for the consumer, rather than peddle their own system that is going to arrive a day late and a buck short.
NFC via Apple Pay may not be THE best answer going forward, but it IS an answer that is here now, and if your company already has the technology to accept it, blocking it deliberately for reasons of corporate greed, is pretty pathetic.
I for one promise to avoid retailers who block progress for all the wrong reasons.
jrswizzle
macrumors 603
Best Buy is a puzzling one considering Apple was the first to set up micro stores within Best Buys and the fact that large portions of revenue for those stores comes from Apple products.
A technology retailer that's way behind in terms of technology and customer service....go figure.
Hollowman7717
macrumors newbie
Hahaha look how many people are leaving negative reviews on the App Store, hahahaba
CurrentC by Merchant Customer Exchange, LLC
https://appsto.re/us/0wHA2.i
Leave negative reviews too, they require social security numbers? Checking account numbers?!! WTF??
CurrentC by Merchant Customer Exchange, LLC
https://appsto.re/us/0wHA2.i
Leave negative reviews too, they require social security numbers? Checking account numbers?!! WTF??
It seems highly unlikely that the retailers are designing the system to compete with ApplePay, but rather are designing it to remove credit card issuers as the middlemen in the payments. This may seem like long ago, but people used to pay for goods with cash and checks, with credit cards a distant third. That situation has been reversed, with credit cards now well in the lead, and retailers no longer want to pay anywhere from 1-1/2% to 3-1/2% or more to card issuers for handling payments, preferring to either keep some of that to lower prices or raise profits. When you compare the cost of a credit card transaction to the cost of ACH ($2.50 per transaction per $100 to as low as $0.05 per transaction fixed ), you can see why retailers want to cut out credit card companies from the transaction.
While it is ungainly what the retailers are planning, Apple jumped into bed with the card companies, probably because it pays the lowest rate on its card transactions already, so the retailers are left trying to reclaim their position in payments that they had long ago ceded. Personally, while ApplePay seems very convenient, I would much rather not be paying banks and other card issuers their discount fee for my purchases. I just wish that the retail community had the backing of a company like Apple to do their work for them to achieve a more elegant solution.
While it is ungainly what the retailers are planning, Apple jumped into bed with the card companies, probably because it pays the lowest rate on its card transactions already, so the retailers are left trying to reclaim their position in payments that they had long ago ceded. Personally, while ApplePay seems very convenient, I would much rather not be paying banks and other card issuers their discount fee for my purchases. I just wish that the retail community had the backing of a company like Apple to do their work for them to achieve a more elegant solution.
gmanist1000
macrumors 68030
Same, never heard of Rite Aid until these articles.
I have heard of CVS though. And Walgreens.
That's crazy. I have an iphone. New one each time. And I shop at walmart all the time. I even use their savings catcher app to save the few bucks I forget about!
TechGod
macrumors 68040
Oh man.... What an elitist comment.
Don't worry, you can still go to Best Buy to play with the products, then you order online with Amazon.com!
gnasher729
Suspended
My guess: "Signed up" means Apple can use your name in ads, and you can put an "Apple Pay" sticker in the store besides the NFC sticker. _And_ if Apple Pay doesn't work, Apple might ask you why.
Apart from that, if NFC works, then Apple Pay works (perhaps with the exception that big companies might be capable to stop Apple Pay from working in their stores without turning NFC off, which is a very pointless thing to do).
richman555
macrumors 6502
I agree although I would bet these retailers already signed contractual agreements prior to Apple Pay's announcement. There also may be a few folks in these companies with a vested interest in the success of Currentc/MCX.
LordVic
Cancelled
using hockey metaphors.
Using QR codes is more like intentionally firing the puck over the glass and earning yourself a 2 minute delay of game penalty
Anyone else feel these statements are generic, non-statements? It didn't address the matter directly, just skirted it.
As for Walmart, I can't think of a worse corporation. They strong armed Rubbermaid into near bankruptcy, forcing them in the mid-90's to produce their product in China or pull it. Walmart pulled it, Rubbermaid lost 60-70% of their sales, had to acquiesce, shut down their American locations that literally held small towns together with good pay, 401k's, etc., then Walmart comes in, builds a store and hires former Rubbermaid employees for pennies. These past two years have been so bad, Walmart employees held food drives to feed fellow co-workers. Walmart banks BILLIONS a year, they didn't even raise minimum rage to meet inflation, just praised their employees for helping other employees.
Ridiculous.
If you truly believe saving pennies is worth selling your country out, go ahead and keep shopping at Walmart. You're only lining that white trash families pockets while selling us out.
As for Walmart, I can't think of a worse corporation. They strong armed Rubbermaid into near bankruptcy, forcing them in the mid-90's to produce their product in China or pull it. Walmart pulled it, Rubbermaid lost 60-70% of their sales, had to acquiesce, shut down their American locations that literally held small towns together with good pay, 401k's, etc., then Walmart comes in, builds a store and hires former Rubbermaid employees for pennies. These past two years have been so bad, Walmart employees held food drives to feed fellow co-workers. Walmart banks BILLIONS a year, they didn't even raise minimum rage to meet inflation, just praised their employees for helping other employees.
Ridiculous.
If you truly believe saving pennies is worth selling your country out, go ahead and keep shopping at Walmart. You're only lining that white trash families pockets while selling us out.