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Apple Rolling Out New iBeacon Transmitters, NFC Readers to Apple Stores and Disney Stores
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Finally NFC payments with the iPhone. While I do believe this should have happened 2-3 years from now, I am happy as can be. This will absolutely give us the push we need to see NFC as a mainstream form of payment across all platforms.
That's kind of the point of radio though; get you hooked to a few songs based on repetition. Pandora does the same thing. But it'll change over time.
Have you tried changing your radio station settings? There are 3 modes you can set it to: hits, variety or discovery. Choosing the last option should help with the repetition.
Also, you can try setting up several stations based on your favorite 80's bands which will give you more variety.
Doesn't get much easier than using your iPhone camera to scan all your credit cards and have it stored in a secure area of the A8 chip.
And iTunes Radio in Canada. If this long delay is due to negotiations, then it's taking far too long. If it's due to Apple being too busy with other things, then consider me disappointed.
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No. There's already NFC-based payment systems in place. Many credit cards already have this feature. But with it integrated into iPhone and iWatch, it will allow people to pay using their iCloud/iTunes account instead (which in turn is linked to a credit card).
Think of it as a more secure and more convenient means of paying for something with your credit card. No need to carry your card with you, and no risk if you lose your phone or it gets stolen, since TouchID and/or your [very strong] iCloud password are required to complete a payment.
That would be the point. That is the only way to insure security. The other part is their competitors have failed to provide a working system that solved the problems. The companies also know that Apple's customers will use the system making any investment worth it. They will also stay the course and continue to develop the platform, like they have for cars and accessories. Apple competitors tend to jump half cocked into whatever is trending and abandon it when it doesn't pan out.
I think it's hilarious how many Fanboys who Poo Poo's the idea of NFC in favor of getting on their knees to iBeacon are now changing their tune.
AND !!!! Acting like their previous comments on MacRumors didn't happen !
Like an Apple Fanatic can never be wrong
AND !!!! Acting like their previous comments on MacRumors didn't happen !
Like an Apple Fanatic can never be wrong
Ironically, the recent history of fraud, in the era of stronger authentication, has gone against consumers.
You see, when it was just signatures, we were protected against fraud due to theft of our card or account number. So even though we were legally liable up to $50, in real life we usually don't get charged at all (if you report it right away).
Now, with more secure authentication like chip & PIN (and soon, TouchID, we suppose), if someone manages to spoof the system, it can be extremely difficult for the victim to prove it was not them.
So we, the consumer, were actually better off when it was less "secure". Now the credit card companies are the ones who will be more secure.
Such is progress.
I expect Apple has done a lot of research on how Google Wallet works, and on how NFC works with cards, and how the chip and pin works. Not just how it works technically but how convenient it is and how flexible it is, and how secure it is.
I suspect their goal is to make their own approach more secure, more flexible, and more convenient than the methods that are currently out there.
I have no insight to what Apple has planned, or to what they will reveal Tuesday. I do know what I'd do if it were up to me.
- Multiple credit or debit cards. Even ATM cards.
- Some intelligence in selecting a card based on where you are. If I drive up to a bank's ATM and I have an ATM card for that bank, make it my one-touch choice (with the option to choose another). If I've previously used a card at a merchant, have that card be the default the next time.
- Location-based membership or discount cards.
I guess we'll see on Tuesday.
In Australia (aka the "Jail" for all you UK folks
, NFC enabled credit cards have been here for the last 2 years.We can use NFC "(industry calls is "Pay Wave") for transactions up to $100 without a PIN. If you NFC for a transaction over $100 the payment terminal will ask for your PIN.
One bank here has been promoting NFC payments by offering a 5% rebate EVERY TIME you use NFC (up to $100 per transaction). So I spend $99.99 I get $5 back in my account.
Almost all Aussies have come to accept NFC payments.
Be prepared for more of it. Soon your car will know if it's you who's driving. Currently, if a traffic camera takes a picture of your car running a red light, you can go to court and argue that you were not the one behind the wheel. Even if you actually were the one behind the wheel.
When your car knows who was driving, they'll be able to subpoena your car's information and find out it was really you.
On the other hand, if someone has spoofed your credit card and is running up purchases across town at the same time as the the traffic violation, you can claim to the court that you were really the one using the credit card, and that someone else had spoofed your car.
Ah. So that means that if I am planning to run red lights, I should first give someone else my iPhone and my TouchId payment failure override code.
Got it!
Do you have examples of the Fanboys who Poo Poo'd NFC and then changed their tune without explanation?I think it's hilarious how many Fanboys who Poo Poo's the idea of NFC in favor of getting on their knees to iBeacon are now changing their tune.
AND !!!! Acting like their previous comments on MacRumors didn't happen !
Like an Apple Fanatic can never be wrong
Or are you imagining that it's the same posters?
I haven't yet had an experience with NFC or iBeacon that makes me want the other one to go away. From this article, it appears that Apple's solution is enhanced by the use of iBeacon, even if it is not required. And it's possible that NFC won't be required in all cases either (if they want to support payments using the iPhone 5S).
My main concern is that payments with the iPhone be secure, convenient, and flexible (compared to the alternatives). I think the real key to this is the ability to easily authenticate your identity using Touch ID. How the rest works doesn't matter to me, as long as it works.
Not so fast.Ah. So that means that if I am planning to run red lights, I should first give someone else my iPhone and my TouchId payment failure override code.
Got it!
Your iPhone, and possibly the merchant, will log whether you used Touch ID or the override code to make your purchases. You'd be better off registering your accomplice's fingerprint to make the payment. The court will be less able to subpoena the contents of your phone's "secure enclave".
Of course, you could end up with a mountain of charges on your credit card, an ex-friend, and an unsympathetic credit card company.
Plus your nefarious plan to violate safe traffic laws could fail to materialize once you realize that the App you need to start your car is with your friend, who's using the phone to buy an 95-inch 8K television.
A couple weeks ago regular people (not us nerds on here) didn't know what NFC was. In a few days every news channel will be talking about NFC.
Apple really is the illuminati.
Apple really is the illuminati.
NFC payments on Android already work at Walgreens, CVS, Macy's, Mcdonalds..7-11..pretty much anywhere where you can tap and pay.
Google allows you to add any credit card you wish as a payment method, and also allows banks to add their own implementation for their account holders. My understanding is that it is more popular oversea's where NFC readers are more prominent. Companies in the USA will be moving to terminals with NFC readers in the next couple years.
So far I'm thinking Apple's implementation will be pretty similar to Google's. Apple just waited till NFC readers were going to become more common place. My gut is also telling me that Apple is trying to allow their ipads to act as terminals where they take a cut as the merchant.
It's kind of funny - Apple will announce NFC payments and then Android users are going to find out they already had the feature but it just wasn't marketed to them.
Would the new pay system only be for iPhone 6 (or whatever it's called), or would also be for the 5/5c/5s?
We'll probably find out Tuesday. It will probably require an iPhone 6 to get all the functionality, because the previous phones don't have NFC. The iPhone 5 doesn't have Touch ID, so you may not be able to validate your identity using your phone. It may "work" in some cases (you can already use your iTunes-linked credit card to pay for purchases at the Apple Store without ever talking to an Apple employee), but it may be less convenient than pulling your old aWallet out, and selecting a plastic credit card.
I know lots of people with Android phones in the US... but I've never seen or heard of a single one of them use their Android phone to pay.
Is it just a marketing problem?
Lots of phones have had NFC chips for years... Google has Google Wallet... so how come the final step is basically unknown?
It's like a jigsaw puzzle that no one knows how to assemble.
Courts will never subpoena your car to determine who was driving over a traffic ticket. It's not worh the time or money to any court system. Now murder and theft on the other hand might be a different story.