I'm not paranoid

I screwed up and allowed Apple to iCloud my "photo stream". That quickly came to a head as I ran out of "free storage". So I turned it off.
Don't wish to repeat the other thread - but I have no paranoia about others "lurking" through my stuff. My concern is that I no longer OWN MY STUFF. Apple does. Not a copyright - but the right to delete the data I CREATED across all my devices once I turn iCloud OFF. It appears to be very punitive and designed to scare most users into buying more iStorage for fear of losing their "stuff".
Please - take a tour of iCloud.com. Find the "Download All" button. It's not there.
So, you turn off iCloud - Apple gives you 30 days to reclaim any data you've stored on iCloud, which you must recover piecemeal from iCloud.com. FUN!!!!!
I seriously may not upgrade to this OS. And I'm hoping possibly OTHERS might be hesitant to allow their favoritest bestest beloved corporation ever to TAKE OWNERSHIP of THEIR data.
I don't see how I'm being paranoid or crazy or theorizing any conspiracy. iCloud is iCloud. The gurus have confirmed the TOS. Allow it to invade your computer and... good luck with ever wishing to GET OUT.
Repeat. iCloud - All Your File Are Belong to Us. Rinse, wash, repeat again.