The majority of the population in the UK don't have a credit card. Most people do have some form of debit card though.
Apple should be apologising here - contrary to what some earlier posters have said, this is a criminal offense in the UK, and I am surprised they are not offering something a bit more substantial because if anyone presses charges they are likely to end up in court.
Phazer
Actually, statistics show that about two thirds of the UK have at least one credit card. That's the majority.
I was going to challenge that post too. Here's some more UK credit trivia.
According to the latest annual report from the APACS nearly two thirds of adults have a credit card and multiple card holding is a growing phenomenon in the UK. More than six in ten card holders held more than one card in 2004, with one in ten holding at least five.
There are more credit cards in the UK than people according to the APACS. At the end of 2004 there were 74.3m credit and charge cards in the UK compared with around 59 million people in the country.