Meagain - I must have the same issue on my ATT account. I purchased my 3G in August, have a plan well over $99/mo yet I don't even have the "early upgrade" pricing option. The only option I have for upgrade is the full price option.
I'm not that set on upgrading right now anyway but I would if I was able to at the subsidy price. I started reviewing my payments and best I can tell, I had *one* month last year where I must have spaced paying the bill and the following month paid two statements. My service was never interrupted. It was not an issue that I couldn't pay the bill, though.
I guess now I am a yucky customer to ATT. One incident. Oh well, just something to keep in mind when we can choose our carrier. I'm sure they are all similiar, but they tend to change their tune about loyalty when you are ready to walk.

I'm not that set on upgrading right now anyway but I would if I was able to at the subsidy price. I started reviewing my payments and best I can tell, I had *one* month last year where I must have spaced paying the bill and the following month paid two statements. My service was never interrupted. It was not an issue that I couldn't pay the bill, though.
I guess now I am a yucky customer to ATT. One incident. Oh well, just something to keep in mind when we can choose our carrier. I'm sure they are all similiar, but they tend to change their tune about loyalty when you are ready to walk.