Carrier AT&T iPhone payoff question


macrumors 6502a
Original poster
Sep 23, 2014
Treasure Coast, Florida
So I have the iPhone XS Max with AT&T, paying monthly for the phone (AT&T Next Every Year) plan. As of right now I owe $87.20 on the phone, then I can trade in and upgrade early. But I obviously want to wait until September for the new iPhones.

My question is, if I pay off the trade in balance now, $87.20, will my monthly bill go down or will I still be paying on my phone as the Pay Off Amount to own the phone is $711.70?


macrumors member
Jun 28, 2007
I have only done the pay off total amount on my ATT phones in order to keep the devices, but I would assume that since technically the phone is not all the way paid off, you would be still paying on it until you trade it in with ATT.


macrumors 601
May 6, 2008
Since you still owe $711.70, AT&T will still continue to charge you for the Xs Max each month. So you can continue to pay down the device until the new iPhone's are released in September, then at that time you can trade your Xs Max in.
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