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I didn't buy AppleCare (yet) because it came with that one year warranty, so I figured I'd get it later. My thought is this... If I crank away on this thing editing film (which is 90% of what this machine is used for) all year, constantly running the CPU at 70+C, and it dies in that year, won't the warranty ensure a repair or replacement for me, relatively hassle-free? Also, if it does last the whole year with such use, and I'm still worried about it dying, could I buy AppleCare prior to years' end, and be covered beyond the first year?
I don't think Apple will swap a failed machine for a new one, they flat refused to when mine failed. So expect the drawn out process of repair. My understanding is that at any time during the first year you can extend your AppleCare to 3 years (from purchase date). Apple persuaded me to buy AppleCare, when my new machine failed, as I was told it would speed repairs. In fact it did the opposite., but that might be due in part to the regional shippers used by Apple.
Be warned that the process of evoking AppleCare in such a situation as this can be quite fraught, and take a long time. You could be out of action for most of a month and lose a lot of hair through frustration (my experience). But I get the impression that AppleCare in the USA may be of a higher standard than in some countries. I definitely do not want to have to deal with AppleCare ever again, I found the experience the epitome of hassle.
On the CPU heating issue -
-(a) Apple seem unable to formally state temperature tolerances
-(b) people tend to mix up which temperatures they are referring to
(your CPU A temperature diode reading seems the best indicator)
-(c) Intel specify that ~70C is the upper ceiling
-(d) CPU failure might be a matter of shortened life
(or instability, rather near term failure)
-(e) You could use SMCfancontrol to bring temperatures down
(a safety measure with little side effect other than noise)
I believe the dual CPU systems lose 26% of peak performance due to the audio bug in single thread apps. I'm unsure how much the single CPU systems lose. I suspect that most of the time, most people don't fully load their machines so probably won't notice much difference. Multi threaded apps seem to lose ~8% on dual CPU systems under the audio bug.
To see how much your system suffers, just run Cinebench with and without audio playing in the background.
To my mind, your work load is exactly the sort of load that these machines were designed for. And hence they should be working to perfection in just these circumstances.