How about this analogy for you?
You have a job where you are supposed to be paid $1000/week. Several weeks of the month you only get a check for $200 before taxes. Would you consider your wages were "lost", since they never were given to you? When you question your boss on it, they reply well, I didn't think your work was worth it 4 out of the 5 days, so we just took your work & didn't pay you for it.
So you complain about this to some colleagues. They argue you are charging too much for your wages & if you lowered it to $200/week, your bosses wouldn't cut money from your check. So you say, OK, I'll lower my rate to $200 a week. Over the next month, several weeks you were only paid $40/week. Why? Is it because you charge too much or because your boss is a thief?