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Please explain how hackers would break into Apple Pay. Not even Apple, with full control of everything going on on your phone (if they wanted to) could extract your credit card information.

Indeed they can't. Problem is, neither can the pharmacies. The real issue is that, with ApplePay, they can no longer track our buying habits, or at the very least have it tied to any individual. They still get (imo) more than enough data solely from knowing what people are buying, but that's just my ¢2. In this data-hungry world, no amount of data is ever enough.
 
Most of you posting here fail to understand how this form of payment will allow hackers to gain access to your personal info. Beside what was the customers using before this was invented? They can always use cash or credit cards to pay. Organize hackers can hack anything. Do not fool yourself and think this new untested method of payment is safe.

Apple Pay isn't 100% safe, but it sure is a hell of a lot safer than any other form of payment.

Cheque - easily forged and amount changed
Cash - Easily stolen and virtually untraceable
Card - Can very easily be cloned, stolen etc.
 
Of course it's a douchey move. It's an appropriately douchey response to a douchey manoeuvre by the company.

And they'll complain to their boss, and they'll complain to their boss, and so forth. This is how things get fixed - from the grassroots level. Enough people do it and there'll be an obvious monetary penalty to the company. Until they're negatively impacted, they won't give a crap about the customer.

No, that doesn't fix it. Managers are idiots. If the underlings have problems, it's not the managers fault, it's the cashiers fault. The cashier failed to explain to the customer the huge benefits of avoiding Apple Pay. Even if the manager wasn't an idiot, his store manager is an idiot. It's the sub-managers fault for not training his staff properly. Even if the store manager wasn't an idiot, his manager at headquarters is. And even if everyone wasn't an idiot, the CEO is, and it is everyone else's fault, but not his fault who made the decision.

Instead go to a different store and tell them how great it is that you can use Apple Pay at their store and that Apple Pay made you come to the store. The staff reports it to their manager who says it was his great idea to use Apple Pay. And then he tells his store manager who congratulates himself on his great idea to use Apple Pay. And it _will_ go up the chain to the CEO and everyone says how clever they were. And maybe the CEO of the competitor will rib the CEO of CVS or Rite Aid when they meet on the golf course, and that's the only thing how this can be undone.
 
Indeed they can't. Problem is, neither can the pharmacies. The real issue is that, with ApplePay, they can no longer track our buying habits, or at the very least have it tied to any individual. They still get (imo) more than enough data solely from knowing what people are buying, but that's just my ¢2. In this data-hungry world, no amount of data is ever enough.

Oh.. But the need to know who is buying what. What age group is buying what. What ethnicity is following what trend, etc etc.

They need to sell this information for a lot of $$$$. Thats all it is.
 
Indeed they can't. Problem is, neither can the pharmacies. The real issue is that, with ApplePay, they can no longer track our buying habits, or at the very least have it tied to any individual. They still get (imo) more than enough data solely from knowing what people are buying, but that's just my ¢2. In this data-hungry world, no amount of data is ever enough.

From our point of view, that's not a problem. That's a benefit.
 
I've moved my prescriptions to Walgreens. Now instead of making a left, I make a right. They are 230 ft apart in my town.
Well, CVS customers in Monroe don't need to sweat it anyway. I mean, there's an ATM inside the Walgreens. People will surely go get some cash there and return to CVS, right? Right?!...
 
Oh.. But the need to know who is buying what. What age group is buying what. What ethnicity is following what trend, etc etc.

They need to sell this information for a lot of $$$$. Thats all it is.

That is a very good point, actually. Never thought of that.
 
Total bitch move. Let the people pay the way they want, paper, plastic, or aluminum (iPhone). This has become a contest, seeing as they will allow their system to work in the future. I would much rather trust Apple with  Pay (that will be more widely adopted, most likely) then use CVS's own "virtual wallet."
 
Just another speed bump in the move toward a standard. Remember the HD-DVD / Bluray battle. Apple Pay and NFC will prevail over this clunky CurrentC. Until then, it's just a minor inconvenience to go elsewhere.
Except HD-DVD was actually the less clunky format, without the region codes.
 
CVS and Rite Aid Officially Disable Apple Pay Support At Stores Nationwide

I am sure to that the percentage that Apple collects might have something to do with it and the their new wallet they are going to offer may have a better rate.

No reason why you can accept both as CVS has the money as they are the most expensive pharmacy out there and to limit the types of payments people can make.

Good job RiteAid and CVS for driving your customers away but at least Walgrees will gain new customers!
 
Most of you posting here fail to understand how this form of payment will allow hackers to gain access to your personal info. Beside what was the customers using before this was invented? They can always use cash or credit cards to pay. Organize hackers can hack anything. Do not fool yourself and think this new untested method of payment is safe.

As others have said complete FUD. You have no idea what you are talking about. The reason we are here is that CC transactions are insecure, or do you not remember all of the credit card breaches lately. I do, being one of the people who had their info compromised thanks to Home Depot. Tokenized payments are inherently secure in that there is not usable data after the transaction so they can steal a bunch of tokens. Who cares. Also I dare you to use cash at your local best buy to buy a tv or something when you live in a higher crime area. Good luck making it into the store. If someone steals my iPhone, Android device or chip and pin card who cares. They can't use thrum and in 2 of those situations they can be tracked down. Vacuous at best.
 
Will they ban their employees from using Apple Pay elsewhere like Microsoft banning iPhone on campus? LOL
 
I'm not sure how posting two stories is beating a topic "like a dead horse." Perhaps you're thinking of the fact that almost every tech news outlet is reporting on this?

Since you're not sure ill tell you how. First they post that rite aid is shutting down apple pay then they post that cvs is, and now they have a story combining the two. why make a whole other story when the first two were just fine. I hope that maybe you'll understand now, but if not it won't surprise me. Have a great day
 
The sheer # of children with their underpants on fire here at MR because of this is astounding.

1) This is two pay formats competing with each other. It's business. Nothing more or less. Their is no "anti-trust" because none of the companies hold anything close to a monopoly. You all that think there is some sort of "antitrust" do not understand the difference between competing vigourously in the marketplace and grossly interfering with the marketplace. (Sports analogy: "American Football" player jumping up in front of opponent to tip the ball vs. same player grabbing opponents body so he can't catch the ball; i.e., player interference).

2) NFC is not a human right or even a consumer right. Companies choose whether they want to use it or not. Fact: companies do not even have to accept credit cards, check, or in the U.S., U.S. currency. They can operate totally on bartering if they wish -- not a great business model, but not illegal either.

3) In the U.S., up until Apple Pay, NFC was almost unknown to consumers. I'd bank that many consumers are not even aware Apple Pay uses NFC. This is not like something was taken away from consumers. Shoppers habits are more complex -- what side of the road is the store on, best non-sale prices, cleanest store, helpful staff, etc. It's not just one factor like do they have NFC terminals.

4) Normal people do not shop somewhere because a sub-method of payment isn't accepted. They are not going to not shop at MCX stores because NFC is turned off because they still have the swipe terminals. Similarly, people are unlikely to shop at NFC stores specifically because they do have it.

5) What will get merchants attention is if NFC payments offer an advantage to them. Apple Pay, supposedly, offers excellent security. MCX, who knows, but it's their "baby," so it better. Cost of maintaining NFC vs MCX is another factor. Most important is consumer adoption; no customers, no point. Both NFC and MCX require consumers to use an app to store their information in order to function. That's the biggest barrier to entry of all. Sponsoring companies are going to have to promote the heck of their respective system. May the best one win (NFC).

It's going to take a year or two for all this to shake out. MCX has a slight advantage it's consumer end doesn't require the newest tech.
 
None of you would survive in Southern Europe. In Italy you often have to pay with cash. You would rather die, right?

But this is happening in the US doesn't it? We're talking about the US. Not Europe. So who cares about how you pay in Italy?
 
I think Apple and Google should remove the CurrentC app from their app stores. Game Over!!!
 
Well, CVS customers in Monroe don't need to sweat it anyway. I mean, there's an ATM inside the Walgreens. People will surely go get some cash there and return to CVS, right? Right?!...

Actually the only reason that I'll be going into CVS now is to use the Chase ATM machine. I believe that if enough people transfer their prescriptions to Walgreens from CVS across the nation, there will be a quick reversal of this policy.
 
Hackers Love This

This is not a forum for hackers. So I will not explain how it will be possible to hack your info using this method of payment. All I will say to those who fill safe using this method do not be surprise when this happens, if Apple even own up to breaches. I am aware of methods how hackers can get your info from this. Whether this is reasons why these stores decide to stop offering this form of payment to customers I do not know. I CAN SAY this is not as secure as they (Apple) would have customers to believe.
 
Just to understand the minds of retailers -

1. We wish we invented the credit card.
2. We are being ripped off, everything should be cheap or free, it is our money.
3. Our margins are high and we would like to keep it this way. See number 2 its our money.
4. Buy our gift cards. We are secretly hoping you never use them so we can collect.
5. Apple Pay/Google Wallet? What is this nonsense... we will go back to shoe boxes if we have to. Please talk to Paypal on how we embrace mobile transactions.
6. Did we forget to mention it is our money? While we don't produce much of the products we sell, it only costs half of what you will pay. See number 2, this is capitalism biotches.
7. By the way, can we store your credit card information? We promise we will take every measure to keep it secure and spare no expense. Pinkie swear.
8. Raise the minimum wage? Better employee benefits? *laughs* I cannot say it enough see number 2.
9. We offer remarkable savings (despite our 50% markup so we win either way). Feel happy you got anything.


:D
 
As others have said complete FUD. You have no idea what you are talking about. The reason we are here is that CC transactions are insecure, or do you not remember all of the credit card breaches lately. I do, being one of the people who had their info compromised thanks to Home Depot. Tokenized payments are inherently secure in that there is not usable data after the transaction so they can steal a bunch of tokens. Who cares. Also I dare you to use cash at your local best buy to buy a tv or something when you live in a higher crime area. Good luck making it into the store. If someone steals my iPhone, Android device or chip and pin card who cares. They can't use thrum and in 2 of those situations they can be tracked down. Vacuous at best.

Good luck using this method. You of all people should be caution using any payment method that is untested. Ask yourself do you really trust this after what happen to you with Home Depot.
 
It's going to take a year or two for all this to shake out. MCX has a slight advantage it's consumer end doesn't require the newest tech.

But then again, the majority of customers who are early adopter of a new kind of payment and setting up the app would be one who like to have the newest tech. The one who doesn't have the newest tech wouldn't bother getting to know CurrentC at all. Why should they bother when they are completely fine with using cash and cards? How to make payment, is a habit. Some people use cash, some use cards. If they are not the group who are really into technology, they wouldn't change their habit for CurrentC.

You can say that NFC is not even popular, nor a human right. But to the customers who are aware of Apple Pay (which I think the numbers are growing, since The New York Times is covering the story), they have a choice to be angry at CVS and Rite Aid. The businesses don't owe us customer anything, but this is as old and normal as any business cases. If you can't offer or don't want to offer something I want, I will bad mouth you with everyone I know and move my business elsewhere. Word-of-mouth is a double-edged sword.
 
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