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I don't think it's about removing credit cards as an option. It's trying to corner the market on smartphone convenient transactions. By blocking NFC transactions, they theoretically can limit smartphone transactions to MCX.

Credit card/debit cards and cash will always be an option.

Yeah right. Like CurrentC will ever take off. People will just revert to plastic or cash than use that nonsense.
 
LOL way to go apple. Now we have less nfc payment locations. CVS and Riteaid has little control over their electronic payment processing system. MCX has control of a lot more and much better retail than apple pay. Heres a list of some retail stores that we will not see accepting apple pay because they are run by MCX.

Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed bath beyond
Kmart
Micheals
meijer
Sears
Gap
Old navy
Banana republic
Shell gas
76
exxonmobil
circle k
7-11
Dunkin donuts
Rite aid
CVS
 
Additionally... Apple iPhones represent 41% of market share. With an average refresh cycle of 2 years, a good portion of that 41% will have phones capable of participating in Apple Pay by this time next year.

I'd say within 4 years almost everyone will have an Apple Pay supported iPhone.

I myself buy a new iPhone about every 3-4 years.
 
Seriously, you think that businesses have tolerance for a newfangled Apple initiative that saps income while slowing down the entire register line?
 
Money's No Good

Oh. They don't want my money. :(

I could understand turning it off if they had some technical problem. But it sounds like it was working fine.

They may even have unwittingly signed a contract that says they can't accept payments from other sources. Which is not too hard to believe. Something they, also contractually, might not be able to admit to.
 
I find it weird that companies would want to block Apple Pay. I would think that eventually, all stores will have to get with the program.

Similarly, the US carriers tried to block Google Wallet on Android phones so that we would be forced to use their dopey mobile credit card "ISIS". In the end, it made NFC useless on our phones, as consumers don't want to use crappy, bloatware products provided by carriers and we couldn't use GW.

I really wonder if this will lead to a court battle at some point. Is it legal to disallow one form of payment over another that are both utilizing the same technology? I don't know of any stores that only take Visa cards and not Discover cards, for instance. In the end, I think the free market will push everyone towards adoption of Apple Pay. Openly defying Apple is bad business, IMO.
 
This has the makings of a good old fashioned format war: Betamax v. VHS, Bluray v. HDDVD. The interesting thing here is that Apple and Google are on the same side... the whole "enemy of my enemy is my friend" thing.

Also interesting is that MCX depends on iOS and Android apps.

Personally, I barely trust Apple w/ my CC info. No way am I loading in my CC# into an MCX app.

Ultimately, this might end in a stalemate and chipped cards win out over virtual ones.
 
No, Moto G sounds like one of the very few adults here. When I read the mindless fanboy vomit that Apple-sheeple dare to pound out on their weenie little wireless keyboards it becomes obvious how Apple can offer such junk products such as the latest base iMac and the entire line of new minis and stay in business.

Sometimes after reading the MacRumors forums I'm so embarrassed to be an Apple product owner that I want to sell mine and go somewhere else. Unfortunately my latest Mac just arrived yesterday so I'll suck it up and remain among the apparently small numbers of Apple owners who are grownups.

Hey, I know. How about if I dehumanize anyone who thinks differently than me, then I can always be "right" without having to make coherent arguments or engage in civil conversation with other people.

/sarcasm

Can we get over the "fanboy," "sheeple," etc. please? If you are so embarrassed, why bother to post?
 
LOL way to go apple. Now we have less nfc payment locations. CVS and Riteaid has little control over their electronic payment processing system. MCX has control of a lot more and much better retail than apple pay. Heres a list of some retail stores that we will not see accepting apple pay because they are run by MCX.

Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed bath beyond
Kmart
Micheals
meijer
Sears
Gap
Old navy
Banana republic
Shell gas
76
exxonmobil
circle k
7-11
Dunkin donuts
Rite aid
CVS

For now. Until the card brands, NFC and Apple sue MCX for restraint of trade or the govt does for antitrust violations.
 
LOL way to go apple. Now we have less nfc payment locations. CVS and Riteaid has little control over their electronic payment processing system. MCX has control of a lot more and much better retail than apple pay. Heres a list of some retail stores that we will not see accepting apple pay because they are run by MCX.

Meijer is actually an Apple Pay partner... who knows what the story is....
 
Seriously, you think that businesses have tolerance for a newfangled Apple initiative that saps income while slowing down the entire register line?

Is it Opposite Day? Apple Pay costs merchants the same as other card present transactions (such as swiping) and is faster in most cases than taking out a wallet and finding a particular credit card.
 
From Merchant Customer Exchange' wikipedia

"The company is led by merchants such as 7-Eleven, Inc.; Alon Brands; Best Buy Co., Inc.; CVS/pharmacy; Darden Restaurants; HMSHost; Hy-Vee, Inc.; Lowe's; Michaels Stores, Inc.; Publix Super Markets, Inc.; Sears Holdings; Shell Oil Products US; Sunoco, Inc.; Target Corp. and Wal-Mart Stores, Inc."

Expect more companies to retract NFC use with Apple Pay and Google Wallet in next days.

"The company intends to make their application available on all major smartphone platforms."

We'll see who's laughing when their solutions get turned down in an equal move from iOS and Android. Good luck gaining marketshare with your precious payment solution for Windows Phone, Blackberry and Palm!

The Target thing surprises me. Theres no way Target will Ban this as they are completely in bed with Apple. I hope anyway. Then again, I doubt get why anyone would ban it. People can be a picky and take it personally when they can't use their new toy to buy stuff and go somewhere where they can. Dumb move if you ask me.
 
I think we all need to look beyond this individual battle/issue and look at the much bigger fundamental war that's about to be waged.

This isn't about CVS not liking Apple Pay or iPhone 6 users. Frankly, it's not even really about Apple at all.

The whole Merchant Customer Exchange initiative is about trying to cut the credit card companies and the hundreds of billions spent on transaction fees out of equation.

The thinking is that if they move to an MCX barcode system (via the CurrentC app) that's linked to your ACH bank card or store card number they save money on every transaction.

That's definitely something to consider in all of this. Target once battled one of the credit card vendors over transaction fees (I can't remember if it was MC, Visa or Discover) and at one point it looked like Target would stop taking those cards altogether. And when I worked there, if you wanted to use your employee discount it was cash/check only because they didn't want to lose the fee on top of the discount.
 
LOL way to go apple. Now we have less nfc payment locations. CVS and Riteaid has little control over their electronic payment processing system. MCX has control of a lot more and much better retail than apple pay. Heres a list of some retail stores that we will not see accepting apple pay because they are run by MCX.

Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed bath beyond
Kmart
Micheals
meijer
Sears
Gap
Old navy
Banana republic
Shell gas
76
exxonmobil
circle k
7-11
Dunkin donuts
Rite aid
CVS

The only one on that list I use regularly is Shell. Occasional purchase at Kohls or Target.
 
And they're all going to upgrade to iPhones ... this is amusing.

It is actually perfectly correct. The percentage of total Apple Pay enabled iPhones will go up so that in 3 years time, the majority of the iPhones in adult consumers' hands will have Apple Pay.

Don't forget that next year, the 6/6+ will be the "discount" phone, and the 5C/5S will fall off for an updated model that will most likely support Apple Pay. It could be as soon as next year that Apple won't sell a phone that can't use Apple Pay.
 
Dear customer:

We currently do not accept US currency. Rest assured, however, we are currently developing our own currency, which we expect to be available in the first half of 2015.

We apologize for any inconvenience that our egos may have caused you.

Sincerely,
The obsolete management.

Egos indeed...


I just find it completely foolish. To disable NFC.. when the technology already exist at their stores. It's a blatant slap in the face to Apple Pay users.

I find it funny how prior to :apple:Pay, CVS and RiteAid allowed NFC payments via ISIS(SoftCard) and Google Wallet. So I agree, shutting off an already existing technology is not only a blatant slap in the face of Apple but also to anyone wanting to embrace this new form of payment.

What's next CVS/RiteAid? CASH ONLY?
 
Sent this email to MCX

Why are you having MCX consortium retailers (like Rite-Aid and CVS) turn off NFC? Why not give customers choice to use CurrentC or an NFC form of payment like Apple Pay? Isn't more customer choice better for the consumer?

Are you going to have your retailers stop taking credit cards then? Maybe I'll use AMEX cause it will cost the stores more in transaction fees.

Turning off NFC will not force customers to use CurrentC. The fact is, CurrentC is retail focused to collect personal data and market to consumers. It is NOT consumer focused. I prefer to simply buy something and not have my data collected and sold or be hit with ads.

Let's compare using CurrentC with Apple Pay, shall we:

CurrentC: Wake phone, Open App, enter passcode, tap CurrentC, scan QR code (and funds come directly out of checking account via ACH).

Apple Pay: hold phone to NFC reader, use TouchID (done).

And no personal data given to merchant to be hacked later.

Really? You think that CurrentC will catch on with the masses. Please. Looks like retailers are running scared already, by turning off NFC.

Now tell your retailers to turn on NFC or you will likely face class action lawsuits.

Look forward to hearing your stance on this.
 
The issue here is that apple pay is more resilient to hackers. Plain and simple. This reason alone warrants to favor apple pay over plain old credit cards. Very reasonable to want to use the most secure form of pay.

And a week ago there was no option - and at many stores, there's still no option. Again - I find the reaction ridiculous

Another one being willfully obtuse. CVS disabled NFC. Its not just Pay affected but people who use Google Wallet with their Android phone. And there is zero evidence that CVS is doing this to make the experience better for consumers. They just want to shut out Apple and Google. I can just as easily shop at Walgreens so that's what I will do.

I don't think obtuse means what you think it does. Most of the people posting in this thread have never used NFC to pay for anything until iOS 8.1 and now are so angered that they will stop shopping at stores not offering this method of payment. Not only that - some feel that they should also be such asses that they should go up to the front counter and cause a scene to prove their point. Because that's not only the height of maturity - it's also incredibly considerate of those in the store behind you and those that work there that have no control over what payment options are accepted.

Anyone can shop where they want to. It's the attitude of some here because something is being denied to them after a few days that's ridiculous.
 
For now. Until the card brands, NFC and Apple sue MCX for restraint of trade or the govt does for antitrust violations.

I'm not sure that MCX actually are banning contactless in their contract since Meijer is an Apple Partner. I think it may be more an unwritten agreement not to accept contactless that Meijer is either oblivious to or defying.
 
Is it Opposite Day? Apple Pay costs merchants the same as other card present transactions (such as swiping) and is faster in most cases than taking out a wallet and finding a particular credit card.

AND - there no number for hacker to get potentially saving the store money in the long run.
 
LOL way to go apple. Now we have less nfc payment locations. CVS and Riteaid has little control over their electronic payment processing system. MCX has control of a lot more and much better retail than apple pay. Heres a list of some retail stores that we will not see accepting apple pay because they are run by MCX.

Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed bath beyond
Kmart
Micheals
meijer
Sears
Gap
Old navy
Banana republic
Shell gas
76
exxonmobil
circle k
7-11
Dunkin donuts
Rite aid
CVS
The problem is that CurrentC will never, ever take off. Merchant apps have existed for ages. No one wants the inconvenience of downloading an app, loading your payment info, and then going through the steps at the cash register, all the while knowing that your payment habits are being mined by companies.

So CurrentC will eventually disband.
Meanwhile, companies that blacklisted NFC will have lost revenue during this period.

In the end, NFC adoption via Apple Pay becomes the standard (although takes a little bit longer due to resistant retailers), but ends up creating more revenue for companies that already support it (i.e.: Walgreens, Macy's, Whole Foods, etc.)
 
Welp, now I know I'm going to Walgreens whenever i need something from a drugstore.

And for those who insist on saying that "Apple users don't rule the world," that's now what this is about. A payment system of ANY kind cannot work if merchants intentionally to choose to fragment things. This is just as if RiteAid/CVS decided they accept Visa and MasterCard, but ONLY Visas from Bank of America, or Mastercards from CapitalOne. Not because of some inherent issue with the technology, but SOLELY because they decided that they want to impose their own.

Apple doesn't force merchants to not accept other forms of payment. CVS and RiteAid should at least act in good faith and do the same.

I said the same thing the other day. This is like if all MLB ballparks didn't accept Visa because there sponsorship with MasterCard. So stupid...
 
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