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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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Maybe, MCX realized they were screwed and way behind and this is a ploy to get Apple to buy them. I hear Apple has a warehouse in Arizona they could use to manufacture terminals.
This is stupid, ineffective, and just being an ass. How about not shopping there and actually calling corporate to tell them why you are not shopping there? That will be far more effective if people did that. Hell, spreading internet memes and making it very well known on the net will have more effect.
Do you really think corporate cares about a cashier complaining about sucky customers (suck it up, it's your job!)? They care more when customers actually put in effort to call them and tell them they are unhappy (after all most customers won't put the time in so every customer who does means there are others who also agree with him).
On top of that, you just make everyone who agrees with you look bad because then people stop sympathizing with you when you look like an ass. Who wants to associate themselves with some crazy guy who is willing to go out of his way to make some poor wage slave's job harder (a wage slave who had nothing to do with the policy).
So what? I have a 6+ and don't use Apple Pay. I know a ton of people with the 6/6+ who don't use Apple Pay. Just because the phone supports that feature doesn't mean everyone is using it.
Mastercard and Visa along with Apple and Google will push for more NFC, not less. That's a lot of muscle right there. All Mastercard and Visa have to say to the merchants is if they remove NFC, they pay more. Most people will not turn over the bank account numbers to MCX. This is just the first shot across the bow.
There are plenty of places that don't accept Discover or AmEx, but accept Visa and MC.
This is the more proper response. This will get a lot more respect and a lot more people who will sympathize with you rather than just see people complaining as a bunch of crazy's/asses.
The stores don't have to use NFC so I don't believe Apple could sue. I'm not sure of what agreement NFC has with MCX so NFC might be able to sue. I'm sure Apple would pay for any lawsuits against MCX
.I'm curious what would happen in the case of fraud ? Does MCX expect the banks to refund the customers for any fraud ?
LOL - Starbucks's App is incredibly popular and used. And their customers don't feel inconvenienced.
http://www.forbes.com/fdc/welcome_mjx.shtml
Next time you want to spout out some ridiculous fact out of the air, do everyone a favor and post a reference to an article
I use Apple Pay because it's a secure form. If CVS wants to make a ******** move and be anti-consumer, I will not shop there anymore as I do not want my credit card information to be exposed to potential security breaches.
CVS, I thought we were friends. But you cheated on me with another NFC provider.
CVS, I thought we were friends. But you cheated on me with another NFC provider.
Even if MCX eliminates or greatly reduces "merchant fees", it will be hard to compete with Paypal or Bitcoin or any of the services that use direct ACH. MCX is simply one brand and implementation of ACH.
ACH attaches to your bank account directly, with different fraud protection than offered by CC firms. Probably more similar to that offered using debit cards.
I would have a totally separate bank and account for such transactions so my deposit accounts and payroll accounts are entirely separate and safe.
I doubt more than 20% of its users will have the capacity and knowledge to employ that security. That means people's primary bank accounts will be linked.
From all these merchants:
Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed Bath Beyond
Kmart
Micheals
Meijer
Sears
Gap
Old Navy
Banana Republic
Shell
76
Exxonmobil
Circle K
7-11
Dunkin Donuts
Rite Aid
CVS
Rocketman
ACH attaches to your bank account directly, with different fraud protection than offered by CC firms. Probably more similar to that offered using debit cards.
I would have a totally separate bank and account for such transactions so my deposit accounts and payroll accounts are entirely separate and safe.
I doubt more than 20% of its users will have the capacity and knowledge to employ that security. That means people's primary bank accounts will be linked.
From all these merchants:
Walmart
Publix
Best Buy
Target
Lowes
Dillards
Kohls
Bed Bath Beyond
Kmart
Micheals
Meijer
Sears
Gap
Old Navy
Banana Republic
Shell
76
Exxonmobil
Circle K
7-11
Dunkin Donuts
Rite Aid
CVS
Rocketman
Not by choice, at least not the choice of those individual yanks. We barely have banks beginning to issue EMV cards. When they do, most are NOT Chip & PIN, but Chip & Signature. Further, most of these, I believe, are not NFC capable. Even the one chip & pin card I have still is encoded to run as chip & signature, despite its having a PIN.
Our banks seem unable to realize that if we travel, we run a good chance of needing to use automated kiosks which are not signature-capable (fuel, tickets, etc). The FAQ answer? "Our card does not have a PIN. Simply ask the merchant to provide a receipt for you to sign."
As for checking the signature? Perhaps 1 out of 50 cashiers here do so. Probably 1/4 to 1/2 ask for ID. Possibly half of those actually look at the ID. Possibly half of those look at it closely enough to determine whether it bears a reasonable likeness.
Little known tidbit - per the processing agreement, merchants may not require an ID if your card already has your signature on the back.
CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
Lol okay buddy whatever you say. I was actually referring to the people who are blatantly saying they are refusing to shop at Cvs and rite aid because they dont accept nfc payments. Or the guy who said hes going to take all of his items to the cashier and attempt to use apple pay and if refused hes just going to walk out. Are you reading what others are saying or did you just try to make your argument sound better by responding to me?
Lol okay buddy whatever you say. I was actually referring to the people who are blatantly saying they are refusing to shop at Cvs and rite aid because they dont accept nfc payments. Or the guy who said hes going to take all of his items to the cashier and attempt to use apple pay and if refused hes just going to walk out. Are you reading what others are saying or did you just try to make your argument sound better by responding to me?
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Here's the thing.
Stores can opt to not support Apple Pay.
You don't have to support those stores.
But then complaining about some other format of payment they will take is ridiculous. No one is forcing you to use THAT form of payment either.
Stores can opt to not support Apple Pay.
You don't have to support those stores.
But then complaining about some other format of payment they will take is ridiculous. No one is forcing you to use THAT form of payment either.
I don't use the Starbucks App because I don't drink coffee. But isn't the Starbucks App different in that you can only pay with if you loaded funds onto your Starbucks card?
He world in general is moving away from standards, and more toward having several big conglomerates pushing various technologies/systems. If MCX is accepted everywhere and I can spawn a Passbook pass that either uses visual scanning like Starbucks' does, or taps into NFC if/when Apple opens it up, I really don't care. My main goal is to pay by phone -- if having a couple different payment systems on my phone happens, so be it.
And FYI every time you use a credit card today, your data is being mined. Same goes for every time you scan a loyalty card. He credit card companies and/or merchants are already ending up with your customer payment data. They know more about our spending habits than we do ourselves. We've already crossed the Rubicon.
I don't think anyone's going to notice. lol you think 16 pages on a thread is a big deal compared to the rest of America? Hint: it's not.
You assume that businesses are as juvenile as the posters on here. They don't look at Apple and seethe with hatred as some of the people in this thread are doing. It's purely a financial decision, one that negatively affects every consumer that wants to use NFC to process transactions.
Correct. I did send CVS an email letting them know about their anti-consumer practice.
It's not about them knowing, per se, but that I sleep better at night knowing that my dollars don't support them.
I don't shop at Wal-Mart, and that makes me feel good.