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Has it occurred to anyone ... retailers did not know that just because they had NFC, that meant Apple pay would work with their systems?...

And then there's the fact that some of these retailers want to push their own consortium. How is that any different than what Apple, ISIS or anyone else has done?

Again - I find the spoiled brat mentality of some (not all here) ridiculous.

It's possible a FEW here just want their tech, but for many more, Apple Pay is a working solution for better security AND privacy. It's in customer's best interests to use Apple Pay when technically possible. Spoiled? How about merchants being spoiled because they MUST collect your data, even if it means making a transaction less secure?

You want security? Privacy? How about a coupon instead?

People really should read the writeup on The Verge before commenting further.
 
From Merchant Customer Exchange' wikipedia

"The company is led by merchants such as 7-Eleven, Inc.; Alon Brands; Best Buy Co., Inc.; CVS/pharmacy; Darden Restaurants; HMSHost; Hy-Vee, Inc.; Lowe's; Michaels Stores, Inc.; Publix Super Markets, Inc.; Sears Holdings; Shell Oil Products US; Sunoco, Inc.; Target Corp. and Wal-Mart Stores, Inc."

Expect more companies to retract NFC use with Apple Pay and Google Wallet in next days.

"The company intends to make their application available on all major smartphone platforms."

We'll see who's laughing when their solutions get turned down in an equal move from iOS and Android. Good luck gaining marketshare with your precious payment solution for Windows Phone, Blackberry and Palm!

^^ This is the key point.

If Walmart, Target and company succeed in making a fair alternative to apple pay then expect them to try and get the same .1% cut that apple got. If they can, they can fatten their bottom line instead of having that .1% go to apple. If they can do this, I would also expect more companies who currently allow apple pay to follow Rite Aids example and shut out apple pay/google wallet hoping to get their own .1% cut.

If they get prevented from selling their app on Google play or itunes app store (which I doubt), they can always let you download their app from the merchants respective websites.

It's just good business sense. :)
 
My guess is that Apple oppressive consumer and business dealings play a large role in this. Apple likes to tell you what you can and can't do with EVERYTHING. This is a long term problem for Apple IMO.
Because downloadable music sales were so great before Apple stepped in. I mean, the DRM, root kits, 128kbit, burn copy limits, no redownloadability, non-transferablity, and pricing of purchased digitally downloaded music was so great before Apple came in and told everyone how downloaded music was going to happen.

You know I still remember when Apple was laughed at because their phone didn't have a physical keyboard. I mean, Samsung totally told Apple to stuff it and they were going to make a phone totally unlike how Apple said it should be done.

Tablets? Who has ever used one of those. Everyone is hot to trot for netbooks instead.
 
I choose C: You're an Apple-basher who mistakes an advocate for interoperability to be a rabid Apple fan, because that's who you expect to bash. And you're willing to side on fragmentation just because you have a chip on your shoulder against a faceless corporation.

See how easy it is to make assumptions?

Umm...I wasn't making assumptions on how the OP's felt. One of them (scitech) even called CVS "douchebags". Seems like he's a rabid fan, no?
 
Not by choice, at least not the choice of those individual yanks. We barely have banks beginning to issue EMV cards. When they do, most are NOT Chip & PIN, but Chip & Signature. Further, most of these, I believe, are not NFC capable. Even the one chip & pin card I have still is encoded to run as chip & signature, despite its having a PIN.

Our banks seem unable to realize that if we travel, we run a good chance of needing to use automated kiosks which are not signature-capable (fuel, tickets, etc). The FAQ answer? "Our card does not have a PIN. Simply ask the merchant to provide a receipt for you to sign."

As for checking the signature? Perhaps 1 out of 50 cashiers here do so. Probably 1/4 to 1/2 ask for ID. Possibly half of those actually look at the ID. Possibly half of those look at it closely enough to determine whether it bears a reasonable likeness.

Little known tidbit - per the processing agreement, merchants may not require an ID if your card already has your signature on the back.

I remember watching a video comparing the US and Germany on a number of subjects, one was banking. The UK and Germany have pretty similar setups with the UK being a bit further ahead and we have pretty much universal free ATM's. But I couldn't believe how antiquated the US system is. It's like they don't understand you can use computers and do digital banking. They were saying people were writing checks for groceries - I don't even own or know how to write a check. They also had Bank drive thru's, just so American. I could see my bank very quickly jumping on board for this Apple Pay, it's the sort of thing they are eager to see adopted here. Why is the country where all this great stuff originates so antiquated in just so many fields?
Everywhere now it's so handy to have Chip&Pin and NFC here. I pay for my fuel without going to the kiosk, just insert my card, enter my pin and away I go. At McDonald's I just tap my card against the terminal and its paid for (I even get 1% cashback on my debit card for all contactless purchases - never will I own a credit card). I use a great digital banking app on my phone to check my balance and statement, my friends and family all have this too and we send each other money quickly and instantly like when one person has paid for the meal.

I literally haven't set foot in my bank since I setup my account at uni, I don't have a clue how a check works and I have never signed a reciept for anything. C'mon America, follow us 'socialist' Europeans, we'll show you how it's done :p. First step banking, next step civilised cars and mass transit and universal healthcare :D.
 
Are those the same customers that constantly rag about having to pay $0.99 for an App?

You do know that iPhone customers are shown to be the highest income and most prolific spenders of ALL phone types and brands. Companies like Cadillac and Mercedes literally design their cars electronics to work with iPhones because that is what their customers have. Please learn something before you post.
 
You think it's worth spending money on trying to get them to change their opinion?

If enough people were involved, it wouldn't take a big contribution.

These are big companies and if I just stop going there, how are they going to know it is because of their decision not to support NFC purchases?

Maybe putting our money where our mouth is would make a big enough statement?

Just thinking out loud...
 
I understand exactly why they are doing this.

With MerchantC or whatever it's called the places are allowed to collect your credit card numbers,market you with advertising ( VERY important ) and keep you in a cloud-based database.

NFC doesn't do that.
 
^^ This is the key point.

If Walmart, Target and company succeed in making a fair alternative to apple pay then expect them to try and get the same .1% cut that apple got. If they can, they can fatten their bottom line instead of having that .1% go to apple. If they can do this, I would also expect more companies who currently allow apple pay to follow Rite Aids example and shut out apple pay/google wallet hoping to get their own .1% cut.

If they get prevented from selling their app on Google play or itunes app store (which I doubt), they can always let you download their app from the merchants respective websites.

It's just good business sense. :)

If Apple doesn't want you on their phone, you're not getting on their phone. No side loading. Google is much less secure so, people could install apps right from the browser on their web site. But, Android users tend to be the least likely to use thier phones to the fullest and spend through it. So, cutting themselves from IOS would be a pretty big blow.

People already have tons of credit cards, their banks, they don't want to basically have to deal with someone new/trust someone new. So, MCX has a uphill battle just there. Not to mention all the other issue there is in their scheme.
 
No rite aids in my area... Very few CVS. Walgreens all the way!!

I agree with you there. Walgreens is the best. Walgreens HQ is in Deerfield, a northern 'burb of Chicago; best to support local business :)

Funny thing is, in Chicago, RiteAid advertises (at least) on the radio. The closest RiteAid is in Michigan, about 75 miles away--the radio signals probably get there, but who would that area care to even tune in?

----------

[snip]...No more CBS for me!

But what about the Big Bang Theory?? NCIS?? Criminal Minds?? ;)
 
It's possible a FEW here just want their tech, but for many more, Apple Pay is a working solution for better security AND privacy. It's in customer's best interests to use Apple Pay when technically possible. Spoiled? How about merchants being spoiled because they MUST collect your data, even if it means making a transaction less secure?

You want security? Privacy? How about a coupon instead?

People really should read the writeup on The Verge before commenting further.

How about not using mobile payments then. I read the verge article. Why you think reading it makes a difference to me is anyone's guess.
 
Yeah...

This just means I won't be shopping at CVS, Rite Aid, or any other store that allows NFC and either turns it off or blocks Apple Pay. That is ridiculous. Don't want my money? Fine! I won't shop with you.

I used Apple Pay and Google Wallet, and I can say with no doubt that Apple Pay is the fastest way to pay, it is absolutely fantastic. Too bad these chuckleheads won't give in. Walgreens is cheaper anyway!
 
Yes they know. It's more secure than the ancient magnetic swipe

I think you and I are in agreement. What I was saying was that no one knows how to compromise Apple Pay's security at this point (or if it's possible to do so).
 
Umm...I wasn't making assumptions on how the OP's felt.

Actually, you did. You challenged us (I'm one of those "OPs" you quoted) on what we would think if Apple did something similar... because you assumed our viewpoints would be different.

One of them (scitech) even called CVS "douchebags". Seems like he's a rabid fan, no?

I say you're reading a lot into a statement. And you're assuming again.

If I went to a store and they accepted a form of payment one day, and then the very next day they stopped accepting that form of payment, and the ONLY reason they gave was "we're going to impose our own payment system, that isn't ready yet by the way, some time next year," then I would call them douchebags, too. Regardless of what the payment method was... including an Android NFC phone.

Oh yeah, maybe you forgot: Google Wallet ihas also been disabled. Are you gonna start calling Android users rabid fanboys as well?
 
Spoiled brat mentality? :rolleyes:

Sorry I want to use the best available means that I can to prevent my identity or credit cards from being stolen.

Doesn't matter what your reasons are, you're expressing a positive opinion about an Apple product, which makes you enemy number one... for people posting on a website that covers Apple products. :rolleyes:

For some reason there is a class of people that just cannot stand the idea that other people enjoy owning and using Apple products. It's like a mental illness.

I'm gonna take the high road here and say that I don't think those people have mental illnesses. However, it is very perplexing that so many people here have a problem with those who want the option to use Apple Pay. They complain about us caring about wanting to use Apple Pay, and yet they care about us wanting to use Apple Pay. I mean... really?

What's your point? I never said it's not within their right to shop elsewhere. I'm just wondering why there's so much vindictiveness towards CVS. Many posters act as if some major harm just came to them from CVS's decision to not support a payment system that competes with what they plan on using.

It's very funny indeed to see all those who worship at the Chuch of Apple. The behavior in this forum is seriously cult-like. I'm a LONG time Apple user (30+ years) and I find no reason to express (or feel) indignation whenever some non-Apple company does something that can be construed as anti-Apple. At the end of the day, there are better things we should devote our attention to.

And having said that...I'll take my own advice and ignore the rest of this topic :)

A select few are indeed "vindictive" towards CVS. But the majority of people here are simply going to change their spending habits to better reflect their wants and needs. And there is nothing vindictive about that. Such an action does not mean you "worship at the Church of Apple". It is not even remotely "cult-like" to express disdain at a company that is disabling Apple Pay (and therefore, Google Wallet) in favor of a payment system designed to collect and store personal data.

I don't expect a response from you, because you said that you plan on ignoring this thread from now on. I completely respect your decision.
 
Merchants take note: You don't support Apple Pay? I don't support you. I'm sure I'm not the only one who feels that way.
 
What's your point? I never said it's not within their right to shop elsewhere. I'm just wondering why there's so much vindictiveness towards CVS. Many posters act as if some major harm just came to them from CVS's decision to not support a payment system that competes with what they plan on using.

It's very funny indeed to see all those who worship at the Chuch of Apple. The behavior in this forum is seriously cult-like. I'm a LONG time Apple user (30+ years) and I find no reason to express (or feel) indignation whenever some non-Apple company does something that can be construed as anti-Apple. At the end of the day, there are better things we should devote our attention to.

And having said that...I'll take my own advice and ignore the rest of this topic :)

There's a big difference between deciding to shop somewhere else due to a minor annoyance and vindictiveness. What will make me go to Walgreens is that they're not being petty. They're meeting the customer where they're at. Same with Duane Reade. CVS and Rite Aid have the tools and ability to do the same right now and instead are intentionally keeping customers from using a new form of payment that is more secure and simpler. I'm not wildly offended, but I do find it annoying enough that I will be sure to head to Walgreens instead of CVS from now on, considering there's always a Walgreens within spitting distance of every CVS. It's a pretty simple thing really, not a holy war.
 
I know that, please excuse my mistake. Again, if retailers could get the 0.15% from the credit card companies instead of Apple, why wouldn't they pursue this? I would say 90% of people on this forum want Apple's wealth to thrive, instead of their own. If Apple gets a monopoly on mobile wallets, we're all doomed :).

It's not about Apple creating a monopoly. It's about CVS disabling NFC specifically to prevent the use of Apply Pay.

CVS has had NFC for years and has been one of the first major retailers to implement it. I've been using NFC there to pay with my American Express for almost 10 years. Apple Pay worked without them having to do anything, or pay anybody anything. Now they're disabling it simply to prevent people from using Apple Pay. This will also affect people using Google Wallet, and also me from using my American Express like I have been for the last decade.

I don't think anybody here has much against their upcoming MCX, as long as they offered the option to use either MCX or their existing NFC, which includes Apply Pay.
 
Everyone should go to CVS and RiteAid, put about $50-100 of stuff in their buggy, and then when they don't accept ApplePay tell them never mind and walk out.

No! Don't do that! You won't accomplish anything but annoy the poor CVS employee who will have to put all of your items back.

If you want your voice to be heard or mean something you need to get to corporate level to hear your voice. Annoying or complaining to cashiers won't do that. What you need to do is either take survey that CVS emails to you after you shopped with your CVS card. They listen to those. There's nothing worse for CVS store then to get a bad survey. If you not down for that email them or go to Twitter or Facebook.
 
It's like they don't understand you can use computers and do digital banking. They were saying people were writing checks for groceries - I don't even own or know how to write a check. They also had Bank drive thru's, just so American. I could see my bank very quickly jumping on board for this Apple Pay, it's the sort of thing they are eager to see adopted here. Why is the country where all this great stuff originates so antiquated in just so many fields?
Everywhere now it's so handy to have Chip&Pin and NFC here. I pay for my fuel without going to the kiosk, just insert my card, enter my pin and away I go. At McDonald's I just tap my card against the terminal and its paid for (I even get 1% cashback on my debit card for all contactless purchases - never will I own a credit card). I use a great digital banking app on my phone to check my balance and statement, my friends and family all have this too and we send each other money quickly and instantly like when one person has paid for the meal.

I literally haven't set foot in my bank since I setup my account at uni, I don't have a clue how a check works and I have never signed a reciept for anything. C'mon America, follow us 'socialist' Europeans, we'll show you how it's done :p. First step banking, next step civilised cars and mass transit and universal healthcare :D.

Did it ever occur to you that maybe people just don't want to deal with the headaches of learning new technology? There's a large segment of the population in their 40's and up in the US that simply don't care to learn how to use smartphones or the internet. I don't agree with these people but it's there right to not learn it if they don't want to. Who are you to tell people how they should live their lives?
 
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