Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Carrying large amounts of cash is not a good idea for numerous reasons. If I get mugged, that money is gone and not coming back.

Yeah, I could get mugged and someone could take my phone. But I'd rather have them just take my phone than take my phone and hundreds of dollars in cash.

Yes. Clearly this would all be CVS's fault! ;-)
 
If Apple doesn't want you on their phone, you're not getting on their phone. No side loading.
So this doesn't work?
http://www.gsmarena.com/pirated_apps_on_ios_without_jailbreak__now_possible-news-5274.php


Google is much less secure so, people could install apps right from the browser on their web site. But, Android users tend to be the least likely to use thier phones to the fullest and spend through it. So, cutting themselves from IOS would be a pretty big blow.

That's laughably presumptuous considering that apple pay has been out for less then two weeks. Walmart, Target etc. have done quite well for themselves in the meantime without apple pay.


People already have tons of credit cards, their banks, they don't want to basically have to deal with someone new/trust someone new.
New? You mean like apple pay?

So, MCX has a uphill battle just there. Not to mention all the other issue there is in their scheme.
I can't speak to the uphill battle part, but at least they are not alone.

Let us say Rite Aid makes Rite pay, or something of that nature, and they get .1% back from purchases made with rite pay. Then let's say that it makes them oh let's say 8 million dollars annually. Do you really think Walgreens won't notice? Do you really think that Walgreens wouldn't follow suit just to pacify some apple fanatics?
 
Last edited:
And how many of THOSE posts have we read here.

By the way, I'm an iPhone 6 owner, in Canada, who's been told we're a year out from Apple Pay. BUT we've had Paywave for like 2-3 years and I use every chance I get.

Even one of those posts is one too many. But they don't represent the majority, either. Notice how many people on both sides have condemned them.

And Paywave is useless now as well at retailers that are disabling NFC. Sure, you have the card anyways and you can pull it out to swipe it, but it's ridiculous to see convenience take a step in the wrong direction when it comes to making payments.

But most complaining have only had such an option for a few days. That's why it reeks of entitlement

Which kinda makes it worse- you get used to a nice new way of doing things and then it gets taken away before you can really enjoy it. Being irritated about that doesn't make you entitled.
 
I would downvote this if I could. Awful experiences with MedCo (now Express Scripts).

I was not advocating mail order over retail pharmacy. I inquired about the mail order option because the poster objected to using retail pharmacies that do not support Apple Pay.


Medco was a nightmare. I changed insurance to get away from them. The new coverage used ExpressScripts. They were very good until the merger. Not as bad as pure Medco but the service changed not for the better.

New insurance last month again. This time the retail pharmacy is the best option. The mail order pharmacy I can use now is a different one.

Sorry, I didn't mean to promote any pharmacy service, retail or mail order.
 
Call CVS VOICE YOUR DISPLEASURE !!!

401 765 1500

That's corporate not customer service appeasers
 
And for those who insist on saying that "Apple users don't rule the world," that's now what this is about. A payment system of ANY kind cannot work if merchants intentionally to choose to fragment things. This is just as if RiteAid/CVS decided they accept Visa and MasterCard, but ONLY Visas from Bank of America, or Mastercards from CapitalOne. Not because of some inherent issue with the technology, but SOLELY because they decided that they want to impose their own.
This is exactly it, and exactly why I'm going to stop shopping at both Rite Aid and CVS, despite being a regular customer of the latter and occasional customer of the former.

If they weren't equipped for NFC payments, I might be mildly annoyed once such a thing is more common, but there's a legitimate reason--new PoS terminals cost money to buy and install. If they've chosen to not accept any fee-added payments (like, say, Winco or some gas stations), then there is a legitimate reason and the savings are theoretically being passed on to me (definitely in the case of gas stations, since you can compare the price to the more expensive place across the street that accepts credit cards).

But if you already have the hardware to accept NFC payments, and already accept credit cards, and the only reason you won't accept my method of payment that uses both of those technologies is that the value-added-for-the-retailer payment processor you've chosen doesn't like competition it is exactly the same as if a store accepted only MasterCards issued by Chase. That's your prerogative, but if I have a BofA MasterCard, I'm certainly not going to go get a new card, or spend the time to go to an ATM and get cash, just so I can shop at your store.

Or, looked at a different way, if CVS and Rite Aid have decided that the security of my personal financial information and privacy, as a customer, are less valuable to them than whatever processing fee and tracking benefits they will get from MCX, then I will take my business elsewhere. They made a calculated business decision, and I am doing the same.

It's not knee-jerk, or Apple fanboyism, or reactionary, it's just a logical business decision on my part, just like they made. The only question is whether there are enough people like me for the financial hit they're going to take of losing customers to Walgreens to outweigh the benefits they may at some point realize down the road from reduced fees and better tracking info from MCX.

One of the great things about the entire credit card system was that it "just worked". Now we're getting into payment wars for absolutely no logical reason other than improved margin and ability to track customers.
 
But most complaining have only had such an option for a few days. That's why it reeks of entitlement

That is just plain stupid. We had a secure option for a few days, the retailer decided to remove it, and because that pisses us off, we are accused of having an unfair sense of entitlement?

Let me fill you in on something. I, the consumer, AM entitled. I don't owe my business to anyone, and if a retailer has done something that is not in my best interest, I am entitled to take my business elsewhere. That doesn't make me a spoiled brat, that makes me a smart consumer.

Something here reeks, all right, but it isn't the people who are choosing to support retailers who are giving them the customer experience that they want.
 
Anyone noticed that Walgreens is usually aesthetically better looking than CVS?, Especially here in NYC, the walgreens to me are actually a lot nicer to walk into than CVS/rite aid. Anyways more business to Walgreen/Duane reade from me.
 
This is ridiculous , why didn't they block NFC payments when Google Wallet was out ??
It sounds like they want information about our checking account and how we spend.

I hope apple will never approve CurrentC app in app store.

:apple:
 
A lot of the complaints here are issues I had when I switched to a Galaxy a couple years back (I'm back to iPhone now, one of the main reasons forthcoming). NFC was in my phone, as was Google wallet. Great! I can pay with my phone and not have to carry around all of my cards. Not long after, Google wallet is blocked by ATT. What?!? How can they do that? Turns out the reason is that they are coming out with their own system, ISIS mobile wallet (bad naming scheme I might add). I thought for sure that had to be unfair business practices to block free market so that you could allow only your product which was not even available and wasn't projected to be ready for a year or more, which ended up being even longer.

This is the same story in a different manner, and I'm not surprised but I'm glad it is getting some attention this time because it is affecting some tech that is in the public eye.
 
The total number of iPhone 6 owners, with Apple Pay, is an unseen blip in the total consuming public, these companies won't even notice.

Disgruntled, self-entitled iPhone 6 users only have a say on the MR forum. Think about it ... in a country of 350 million people how many of those own iPhone 6s?

Exactly zero. But there are a few million already owning an iPhone 6 or an iPhone 6+. Two years from now, expect 50 million Apple Pay capable phones in the USA. Plus many million Google (whatever it is called Pay) capable Android phones.

----------

This is ridiculous , why didn't they block NFC payments when Google Wallet was out ??
It sounds like they want information about our checking account and how we spend.

It seems Google Wallet was out but nobody used it. Or nobody noticed.
 
Hahaha...thanks for proving my points :) Like you said earlier, it's within every company's right to set whatever policies they want. Why is CVS a douchebag if it doesn't want to support a competing payment system?

The only thing I proved is that you seem to not understand what opinions are.

Yes, they can do that... it's their business. And I have every right to call them a douchebag for doing that and walk away from buying anything.

The definition of "douchebag" is not "morally and legally obligated to do X." It's an opinion. I'm entitled to it.

Calling them a douchebag does not mean I'm going to some regulatory body and demanding that they compell CVS or RiteAid to change their practices. I'm not filing a lawsuit agains tthem. I'm just calling them a douchebag. And I'm letting the market decide whether fragmentation is a lousy business practice that will garner no success, or should be allowed to continue.

Are you going to call Apple a douchebag for not selling Bose products?

Only if you call Bose and the NFL douchebags for banning Beats products.

You crack me up....

That's nice. I don't think much of you at all.
 
That is just plain stupid. We had a secure option for a few days, the retailer decided to remove it, and because that pisses us off, we are accused of having an unfair sense of entitlement?

Let me fill you in on something. I, the consumer, AM entitled. I don't owe my business to anyone, and if a retailer has done something that is not in my best interest, I am entitled to take my business elsewhere. That doesn't make me a spoiled brat, that makes me a smart consumer.

Something here reeks, all right, but it isn't the people who are choosing to support retailers who are giving them the customer experience that they want.

You're entitled to your opinion and choice. I'm entitled to mine.
 
Gosh, it's multi-quote-pick-apart-analyse-then-jigsaw-piece-together-your-opinion-and-argue-some-amount-over-nothing-really-important hour in here, today :p

Bend gate had nothing on paygate. When my eyes see the multiple pages I am scrolling, hoping for glimmers of rational common sense, I get the same feeling that you get when you see a film, and you see two people calmly discussing things in a bar, then one gets the wrong message, punches the other guy, and before you can blink, the WHOLE BAR is smashed to smithereens, and everyone's beating each another up.

LOL. What a farce :D
 
...I am entitled to take my business elsewhere. That doesn't make me a spoiled brat, that makes me a smart consumer.

Then just take your business elsewhere BUT oh no, you want to tell us all how you lost your entitlement to shop at Rite Aid and CVS.

I'm betting the farm that you're a coupon cutter and flyer reader and you'll go wherever the price is right and pay with whatever means the store requires.
 
The total number of iPhone 6 owners, with Apple Pay, is an unseen blip in the total consuming public, these companies won't even notice.

Disgruntled, self-entitled iPhone 6 users only have a say on the MR forum. Think about it ... in a country of 350 million people how many of those own iPhone 6s?
About 10% by the end of the year. And those are the ones that actually have disposable income and will actually use the technology. You forget that iphones equate to over half of the US smartphone market.

They will find out the hard way how dismissing us sel-entitled people who desire to be able to use whatever form of payment we want. Especially When it's far more secure than other options. When these companies are being hacked on a regular basis I choose not to give them my credit card info. Since their fees don't change and Apple gets their share from the credit card companies because of the extra security, so disabling a system that already works to make my life more difficult, means you don't want my business. It's like cash only companies. I will just go elsewhere.
 
Gosh, it's multi-quote-pick-apart-analyse-then-jigsaw-piece-together-your-opinion-and-argue-some-amount-over-nothing-really-important hour in here, today :p

Bend gate had nothing on paygate. When my eyes see the multiple pages I am scrolling, hoping for glimmers of rational common sense, I get the same feeling that you get when you see a film, and you see two people calmly discussing things in a bar, then one gets the wrong message, punches the other guy, and before you can blink, the WHOLE BAR is smashed to smithereens, and everyone's beating each another up.

LOL. What a farce :D

Considering that this seems to be your goal here, congratulations.
 
I was hoping to have 38 different proprietary wallet schemes, to make my life easier, one for each store I go to.


LOL!


ONLY 38? Pah. :p

----------

Considering that this seems to be your goal here, congratulations.

I'm glad you think I have a goal, and that you also can read my mind. Congrats. Nope, I'm just laughing at this stupidity - it's that simple.
 
Gosh, it's multi-quote-pick-apart-analyse-then-jigsaw-piece-together-your-opinion-and-argue-some-amount-over-nothing-really-important hour in here, today :p

Bend gate had nothing on paygate. When my eyes see the multiple pages I am scrolling, hoping for glimmers of rational common sense, I get the same feeling that you get when you see a film, and you see two people calmly discussing things in a bar, then one gets the wrong message, punches the other guy, and before you can blink, the WHOLE BAR is smashed to smithereens, and everyone's beating each another up.

LOL. What a farce :D

Rational common sense. Let's talk about that.

It is rational common sense to want an easier way to pay.

It is rational common sense to side with whoever is trying to enable an easier way to pay.

It is rational common sense to side against whoever is trying to prevent the easier way of paying from being used.

It is not rational common sense to make post after post attempting to discredit those who want an easier way to pay.
 
I shop all the time at the Walgreens near me. You know how you always have to answer 4 questions just to get through the damned transaction? Not anymore. With :apple:Pay it was truly a FAST checkout. It went so quickly that afterward I felt like I'd forgotten something.

Rite-Aid and CVS are potentially telling customers "WE DON'T WANT YOUR BUSINESS". They've got an opportunity to capture a great many new customers (maybe not millions, but what company says "NO" to any number of new repeat customers?) without any real work on their part. Honestly, isn't Apple helping them recover the investment they made in moving to NFC terminals?

It's honestly baffling. Maybe it's a sign of yet another industry that just doesn't understand how much impact Apple has when it gets involved.

It's about that quarter percent Apple Pay adds to the credit card charge. Merchants have been squirming for years because the credit card companies Cost a LOT to take their cards. AmEx and Discover can charge the merchant almost twice what the others do... I think they were hoping to band together and hijack NFC/mobile parents from the Cartel. Apple swooped in with something that's both backward compatible, and more secure, they negotiated a relatively small fee... But Apple is still playing to the Status Quo which doesn't HELP merchants much.
 
To all these people who are "protesting" and feigning boycotting of the stores which have decided not to support their pet brand's payment system:

#1 Grow up.

#2 No - seriously, GROW UP.

#3 How did you pay them BEFORE "Apple pay" was revealed? Ah yes - the previous methods... so use those.

#4 Stop being such drama queens - they don't care - they're not going to go through their POS audits, track you down and send you a begging card with money off vouchers and a "please come back to us" letter.

Talk about internet drama... just get over it and default BACK to how you USED to pay. :rolleyes:


Waiting for all the "outcry" from the internehtz when the first report of Mapple Pay being hacked, is announced. It's GOING to happen, whether sooner or later. LOL.
That's like saying people people shouldn't complain if internet gets prohibited, just because they managed to live before there ever was internet.

That's stupid. Once people have seen that life can be better, witholding that better life from them is commercial suicide. Regardless of how they lived before.

Furthermore, it's very customer unfriendly to enforce a less superior payment method on them for no good reason at all.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.