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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

Maybe this 3rd group in in bed with Microsoft, and will force people to choose phones by payment services, not call quality? Really, when was the last time there was ever a serious bitch thread about a phones call quality since Antenna Gate? It's as if the "Phone" part of these devices is now the least important.

Too funny. 😉
 
scaredpoet said:
Actually, you did. You challenged us (I'm one of those "OPs" you quoted) on what we would think if Apple did something similar... because you assumed our viewpoints would be different.



I say you're reading a lot into a statement. And you're assuming again.

If I went to a store and they accepted a form of payment one day, and then the very next day they stopped accepting that form of payment, and the ONLY reason they gave was "we're going to impose our own payment system, that isn't ready yet by the way, some time next year," then I would call them douchebags, too. Regardless of what the payment method was... including an Android NFC phone.

Oh yeah, maybe you forgot: Google Wallet ihas also been disabled. Are you gonna start calling Android users rabid fanboys as well?
Click to expand...

Hahaha...thanks for proving my points 🙂 Like you said earlier, it's within every company's right to set whatever policies they want. Why is CVS a douchebag if it doesn't want to support a competing payment system? Are you going to call Apple a douchebag for not selling Bose products? You crack me up....

And yes...Android users are rabid fanboys too. There's ridiculous behavior on both sides.
 
chances14 said:
Did it ever occur to you that maybe people just don't want to deal with the headaches of learning new technology? There's a large segment of the population in their 40's and up in the US that simply don't care to learn how to use smartphones or the internet. I don't agree with these people but it's there right to not learn it if they don't want to. Who are you to tell people how they should live their lives?
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We wait.. till they die! *evil laugh*
 
Apple customers represent a giant chunk of the upper classes so on one hand thats a dangerous move for CVS.

On the other hand, CVS is not exactly a luxury brand or destination anyway.

Despite how big Apple pay is and the installed base, the majority of people who shop there do it for "convenience" and are a variety of local people of different demographics a majority of whom don't even know such a thing exists yet.

We are already not shopping at CVS, rather at Safeway/Albertsons/Amazon/Online so we are not hurting them much anyway as much as weed like to right now after this rude act of war.

But it is a sign at the potential for other businesses to notice a trend of income patterns that favor Apple Pay and deference from non-Apple Pay stores. If Apple pay users with money start to boycott, maybe other retailers more dependent on this demographic will suffer and see that being on "this side" is way more profitable.

And hopefully Paypal doesn't side against somehow and team up with the anti-Apple and Android type masses out there and along with Best Buy and Wal Mart and all them.
 
RedOrchestra said:
Personally I could care less ... it's that sense of entitlement that causes me to upchuck.
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Okay, now we're talking. I definitely understand how you can perceive that some in this thread have a sense of entitlement, but I think you're reading them wrong. People are upset because some retailers are intentionally removing an easy and secure way to pay. Not the retailers that haven't put the technology in the stores, but the ones that have it and are now choosing to disable it. The icing on the cake is that the proposed replacement is something far more hostile to consumers to Apple Pay or Google Wallet. Requiring a separate app and a QR code with the intention of collecting and storing your data is by no means better or easier than NFC-based payment systems. That is where the frustration is rooted.

Now, the people advocating leaving a shopping cart full of groceries at the checkout counter? There's your entitled bunch of people.
 
chances14 said:
Did it ever occur to you that maybe people just don't want to deal with the headaches of learning new technology? There's a large segment of the population in their 40's and up in the US that simply don't care to learn how to use smartphones or the internet. I don't agree with these people but it's there right to not learn it if they don't want to. Who are you to tell people how they should live their lives?
Click to expand...

My parents are both in their 50's, they were using digital banking and apps before I did. Those people that don't are ignorant and stupid as it's incredibly simple to do. Why should the rest of society be left behind because an older minority are too lazy to spend half an hour getting to grips with a simple process. If middle aged Europeans can quickly and effortlessly adopt this new way of banking then surely the US can too?

My banking life literally involves remembering a code for the banking app (hopefully to adopt TouchID soon) and my pin number. With that I can control my spending, watch my statement, send and recieve money, make quick, easy and secure payments while out and about.

Why people would want to stick with the old methods of banking which are slow, insecure and arduous is beyond me. I can't even write a reliable signature, that's how much things have changed.
 
Bobby Corwen said:
Apple customers represent a giant chunk of the upper classes so on one hand thats a dangerous move for CVS.

On the other hand, CVS is not exactly a luxury brand or destination anyway.

Despite how big Apple pay is and the installed base, the majority of people who shop there do it for "convenience" and are a variety of local people of different demographics a majority of whom don't even know such a thing exists yet.

We are already not shopping at CVS, rather at Safeway/Albertsons/Amazon/Online so we are not hurting them much anyway as much as weed like to right now after this rude act of war.

But it is a sign at the potential for other businesses to notice a trend of income patterns that favor Apple Pay and deference from non-Apple Pay stores. And hopefully Paypal doesn't side against somehow and team up with the ant-Apple and Android type masses out there.
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I used to shop at cvs. Not anymore.
 
I will now stop shopping there and go some where that has ApplePay.

I will not shop at places that make it difficult for me to shop and I have been waiting for this for a long time.
 
Tubamajuba said:
Now, the people advocating leaving a shopping cart full of groceries at the checkout counter? There's your entitled bunch of people.
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And how many of THOSE posts have we read here.

By the way, I'm an iPhone 6 owner, in Canada, who's been told we're a year out from Apple Pay. BUT we've had Paywave for like 2-3 years and I use every chance I get.
 
RedOrchestra said:
Do you realize how few people in the US own an iPhone 6?
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Based on the sales numbers, several million at least. Besides, did you not understand that they've disabled ALL NFC payments in order to block Apple Pay? That's beyond stupid from a marketing perspective.

You have to love it when people don't take the time to understand what they're responding to before they respond. 😕
 
chances14 said:
Did it ever occur to you that maybe people just don't want to deal with the headaches of learning new technology? There's a large segment of the population in their 40's and up in the US that simply don't care to learn how to use smartphones or the internet. I don't agree with these people but it's there right to not learn it if they don't want to. Who are you to tell people how they should live their lives?
Click to expand...

40s and up? Are you serious?

Signed,

50 and yet somehow, not afraid of technology 🙄
 
CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

samcraig said:
So you think the solution to customers and retailers having choices is to make it so there's no choice?

Brilliant 🙄
Click to expand...


Choices have consequences. Whether the consequences to the merchant are enough for them to change their minds is up to them.
 
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Glideslope said:
Maybe this 3rd group in in bed with Microsoft, and will force people to choose phones by payment services, not call quality? Really, when was the last time there was ever a serious bitch thread about a phones call quality since Antenna Gate? It's as if the "Phone" part of these devices is now the least important.

Too funny. 😉
Click to expand...

Considering how much people text (whether that be SMS/iMessage, Skype, Facebook, etc) now instead of calling, indeed the phone part is less important. To me there are a few obvious reasons:

1. No need to repeat yourself on a text message
2. The text message is logged for long enough on both sides so it can be referenced again and again (phone calls are not recorded, and even if they were, accessing the 'data' is very analogue because you have to listen and try to find the part of the conversation you are looking for, etc)
3. You can send media over MMS/iMessage/other messaging

Besides, we have VoLTE soon enough. Once most people have this, it should change things considerably.
 
JGIGS said:
I'm guessing the banks are passing on the apple pay fees that Apple is charging to use apple pay to retailers maybe? That or they can't data mine but they also can't data mine with cash so I'm guessing it's fees they don't like. Sorta can't blame them. They already get dinged with credit card % now apple pay on top of that? Sucks for those that can't use nfc enabled cards. Thanks Apple.
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No, they're not passing on the fees. Same fees to the merchant whether Apple Pay is used or not. Logged onto my bank today to see a big ad touting Apple Pay with a demo to show how to add their card.

Why would a bank be so gung ho when they're having to give a cut of their fees to Apple? Because they're expecting to make even more money because of losing less to fraud. Not just the actual fraud itself, but the cost of customer service and having to replace cards. I managed to not get caught in either the Target or Home Depot recent scandals, but I have had to replace cards due to fraud in the past, and damn, it is a hassle, especially when you have recurring payments being charged to the card.

If someone's phone gets stolen, it can't be used for payments without the fingerprint. If the DAN off the phone gets skimmed somehow (although I don't think it can be used for payment by itself), the bank doesn't have to reissue physical cards, it can just invalidate the current DAN and issue a new one. This is huge for banks, and they are more than happy to eat that 0.15% because the amount of fraud they'll have to cover from Apple Pay will drop to nearly zero. About the only scenario I can see is someone being held at gunpoint or something like that.
 
Tubamajuba said:
Okay, now we're talking. I definitely understand how you can perceive that some in this thread have a sense of entitlement, but I think you're reading them wrong. People are upset because some retailers are intentionally removing an easy and secure way to pay. Not the retailers that haven't put the technology in the stores, but the ones that have it and are now choosing to disable it. The icing on the cake is that the proposed replacement is something far more hostile to consumers to Apple Pay or Google Wallet. Requiring a separate app and a QR code with the intention of collecting and storing your data is by no means better or easier than NFC-based payment systems. That is where the frustration is rooted.

Now, the people advocating leaving a shopping cart full of groceries at the checkout counter? There's your entitled bunch of people.
Click to expand...

But most complaining have only had such an option for a few days. That's why it reeks of entitlement
 
samcraig said:
I'm pretty sure cash, in this instance, is far more secure than even Apple Pay 🙂
Click to expand...

Carrying large amounts of cash is not a good idea for numerous reasons. If I get mugged, that money is gone and not coming back.

Yeah, I could get mugged and someone could take my phone. But I'd rather have them just take my phone than take my phone and hundreds of dollars in cash.
 
magicsoft said:
Based on the sales numbers, several million at least. Besides, did you not understand that they've disabled ALL NFC payments in order to block Apple Pay? That's beyond stupid from a marketing perspective.

You have to love it when people don't take the time to understand what they're responding to before they respond. 😕
Click to expand...

They had to disable all BECAUSE it's likely they haven't found the code to deny Apple Pay or Google Wallet, only.

And quit using the all NFC payments as a disguise for you not being able to use your 6.
 
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