Wow that's funny... Are you saying 15 years olds don't have iPhones? I am a parent and the 15 year olds I see around do... lots of them do.
As a teacher of 4th graders ... Plenty of my students did too!
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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Wow that's funny... Are you saying 15 years olds don't have iPhones? I am a parent and the 15 year olds I see around do... lots of them do.
As a teacher of 4th graders ... Plenty of my students did too!
There's a difference though.
There is nothing to stop those retailers who use CurrentC mining data that other stores have collected.
A stores own reward card means that store has access to the data, but that data is generally within the store, so if the store is Target, then the data stays with Target (or at least that is how it is supposed to work), however with CurrentC, there is nothing to stop WalMart taking that data that Target have collected and using it for their own gain.
That is the privacy issue.
No, I'm saying it's ridiculous for adults to go and stuff grocery carts full of merchandise for 15 year old kids to restock as a means of protest against a store which is not owned by said 15 year old kid.
All it does is make the adult look more immature than the children, and shows children exactly why they should never respect adults.
Not a positive message, and not a productive strategy to accomplish anything other than looking like a pathetic loser.
One major flaw in Team CurrentC's strategy: they need Apple and Google to allow their apps into the App Store and Google Play. And I'm betting right now that both companies are going to find every reason to delay and reject the payment app from being published.
Sort of dumb to go on the offense against the very companies your plan relies on.
Sort of dumb to go on the offense against the very companies your plan relies on.
Yeah, The workers will be punished this way, not the store managers. Saying that, It won't be the store managers imposing the new payment system it'll be some such up money hogging t*** at the top.
You're right, Apple has banned competing apps from their app store in the past. They're sure to do it again. Not much different than removing all Bose products from their stores.
This is the crux of the problem. It's not an Apple Pay, Google Wallet or any NFC problem.
It's all to do with EMV. Even chip cards will prevent this information being stored by the retailer.
The US is the last major country to still use the mag stripe where data is stored unencrypted and can be stored on the retailer's own computer system after a swipe. Retailers have got used to this and have become complacent with that data. They think it is their right to be able to store and mine that data.
EMV doesn't allow this. It is specifically a bank customer relationship. The card data is sent encrypted to the issuing bank. That's great for the customer but not so good for the retailer.
The people who refuse to shop in shops without NFC and crying about it should come over to the UK and get a life.
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Grow up ..
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Grow up ..
I don't see Walmart complaining about their European operations, however Asda doesn't have NFC either. They can still mine and store card data with EMV, and it doesn't do anything to tokenize the payment like Apple Pay does. All EMV does is prevent card theft and in person fraud. It does not stop a retailer breach.
PS, worked at Walmart and the European stores are on the same system the U.S. stores are on called SMART, and yes that means they do mine data there too. They probably won't get CurrentC though- lucky them.
Actually they can't. Not in the same way. They can't say that John Smith with debit card 1234567890123 uses his card like the can with a mag stipe.
Instead all they have is jksdljfklshdiuf jskfphuiasf 0123 (or something similar. It isn't tokenised but is pseudorandom noise). It's pseudorandom data that is much more anonymous.
Indeed. I mean a lot of people consider Apple to be the God of all companies and think that everybody needs to bow before their gods. A retailer who does not bow shall be crucified lol
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They had cheques in the 20s?
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Or shocker .... credit / debit cards like the rest of the world which doesn't accept NFC
Walmart does have Chip & PIN here in the US, and the receipt still shows my last four numbers like it always has when I use Chip & PIN vs my mag stripe cards, and same details. Are they mining it differently?
Maybe not necessarily panicking but with so many different payment methods out there I can imagine they just want to get their head around the whole thing. Even Apple products have bugs and in the world of I.T. No company throws new software & hardware into production without assurance that data is save. Payment or otherwise.
When phone cards were invented (remember those) telecom companies lost billions because people found ways of hacking them.
I'd be glad if my local shop won't jump onto every new 1.0 product and rather tests the crap out of it.
How is refusing to accept NFC payments monopolizing? Or are you saying they are trying to monopolize cash and card payments
I assume because they can't track you for one.
On a further note, retailers don't pay for Apple pay, nor Google wallet. They pay fees to merchant services for Visa/MC etc. who in turn, pay Apple a small percentage. My assumption is because of reduced fraud. This is not going to change, even without NFC transactions. And trust me, retailers are not going to start dumping the use of credit cards just to use ONLY CurrentC. I cannot see any viable future option for CurrentC retailers to eventually have to accept NFC, especially if the big dogs decide NFC will have to be part of the service at some point, which they could very well demand with the new standards required at the end of 2015. Logically, I just don't see any way for CurrentC to win, but those retailers to lose you as a product. They market US to OURSELVES to get us to shop for other things we probably don't need.
the UK has nothing but C&P and NFC options and the companies here are fine with not getting our data through those means.
U will only have issues with new systems if they are small chains who exist only within the USA. Hence why the big companies are just fine with allowing any kind of wallet payment.
The businesses not allowing it who are trying to make thier own will realise very quickly that it just won't gain traction. You need a system that compliments other, more viable and secure solutions to succeed.
Stop shopping there, and move on. You complaining to a low level employee will get you nowhere. As the message will never get up top unless it's in the form of lower trading figures. Then they will see.
U will only have issues with new systems if they are small chains who exist only within the USA. Hence why the big companies are just fine with allowing any kind of wallet payment.
The businesses not allowing it who are trying to make thier own will realise very quickly that it just won't gain traction. You need a system that compliments other, more viable and secure solutions to succeed.
Stop shopping there, and move on. You complaining to a low level employee will get you nowhere. As the message will never get up top unless it's in the form of lower trading figures. Then they will see.
Fair enough. Well the payment card was invented in the 60s ... No shame in using them still.