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I'm not going to go into a 30 year history lesson by the week here... Intentional ignorance doesn't erase the obvious.

Those who receive constant e-mails from Apple based on purchase history, the movies you watch on your Apple TV, the music you listen to from your own private library in iTunes, etc. is just a small tiny example. It grows significantly as you get into iPhone apps, music / video downloads, etc. Everything you involve Apple in, even if you think it's just using content on your own machines is archived. Even their recent search features pull data...

As for lying... seriously... anyone who's been through Apple's never ending denial strategy, will be very familiar with this habit.

Apple is the heaviest mass marketer of email spam based on mined information that I've ever seen. I get numerous e-mails from them every day, all targeted based on what I've watched on my Apple TV streamed from my own hard drive on movies which were not even purchased from Apple.

My junk e-mail account gets dozens of emails from Apple for every 1 message I get from any other entity in the world. They are far more aggressive in their marketing than Target, and Kroger, etc. who I use store club cards for, and yet never harass me with promotional messages and targeted emails. Now, spitting out coupons based on what I just purchased doesn't bother me. Sending me a dozen e-mails a day based on what I watched from my own hard drive that didn't come from Apple, yeah, that's a little invasive. I'm just glad Apple only has my junk e-mail account.

You know you can ask Apple NOT to send you emails.

I haven't had an email from Apple in 2-3 years since I enabled this.
 
Two weeks. That is how long will last. Even if Riteaid and all have been forced to abandon apple pay. The money needs to come from somewhere. And in cities where there is a drugstore on any corner and iPhones in abundance, I wreckon people will choose ease and privacy over brand any time.
Say that us choosing constitutes a 10% change (which I believe to be moderate considering its apple and Google) how long do you think it will take Riteaid to budge?

The cart stuffing and switching to CVS campaign will never reach 10 percent. iPhone 6 users don't even account for 10 percent of their customer base, let alone 10 percent of any population base.

Total iPhone usage wouldn't even account for 10% of the population in my subdivision.

It doesn't even account for 10% of the phones in my circle of friends and family and extended family.

You'll never reach a 10% change in Rite Aid or CVS pharmacy's.

Remember that most iPhone purchasers are people who already had iPhones and upgraded. So, the sales numbers for the country, do not even equal 10% of the population.

Your goal is unobtainable. Sorry.
 
I'm not going to go into a 30 year history lesson by the week here... Intentional ignorance doesn't erase the obvious.

Those who receive constant e-mails from Apple based on purchase history, the movies you watch on your Apple TV, the music you listen to from your own private library in iTunes, etc. is just a small tiny example. It grows significantly as you get into iPhone apps, music / video downloads, etc. Everything you involve Apple in, even if you think it's just using content on your own machines is archived. Even their recent search features pull data...

As for lying... seriously... anyone who's been through Apple's never ending denial strategy, will be very familiar with this habit.

Apple is the heaviest mass marketer of email spam based on mined information that I've ever seen. I get numerous e-mails from them every day, all targeted based on what I've watched on my Apple TV streamed from my own hard drive on movies which were not even purchased from Apple.

My junk e-mail account gets dozens of emails from Apple for every 1 message I get from any other entity in the world. They are far more aggressive in their marketing than Target, and Kroger, etc. who I use store club cards for, and yet never harass me with promotional messages and targeted emails. Now, spitting out coupons based on what I just purchased doesn't bother me. Sending me a dozen e-mails a day based on what I watched from my own hard drive that didn't come from Apple, yeah, that's a little invasive. I'm just glad Apple only has my junk e-mail account.

Bizarre. I get nearly no SPAM emails from Apple and I have a ton of Apple devices which I use frequently, including Apple TV to purchase shows and movies, and multiple Apple email accounts.
 
I am in china right now sourcing new product ( canton fair in guangzhou) , so I don't have the opportunity to check my merchant credit card statement. Over the long term , though I don't see how the banks will accept new charges without passing them along to the merchant


Because the banks will see a decrease in fraud greater than the 0.15% they pay Apple.

Visa/MC/Amex should offer retailers a small discount for every ApplePay transaction they take. If instead of just sharing the reduced risk with Apple, they also shared a bit of it with the retailers, it could make a huge difference in how this is perceived. Also if they would offer card present rates (or some level between card present and not present rates) to ApplePay over the internet transactions, then we would see retailers clamoring to get on board with ApplePay.
 
You're right, Apple has banned competing apps from their app store in the past. They're sure to do it again. Not much different than removing all Bose products from their stores.

But only after they'd bought Beats.

This would be similar if, planning on buying Beats this year, they removed Bose last year.
 
So just tried it at a local cvs and the green light on all the NFC readers are still on. Gave it a try it alerted my phone to scan my print like usually did that then it proceeded to give me a check arrow with the accepted tone.

A second later it said alternate tender required on the register
 
Yeah, I opted out and unchecked all those boxes a long time ago. Useless.

There's a reason why they only have a junk e-mail address for me.

Have you tried using the opt-out links again, or contacting support? Seems like you got hit by a bug or something. I occasionally get a "flyer" from Apple, but probably not more than 1 a month if that.
 
Because the banks will see a decrease in fraud greater than the 0.15% they pay Apple.

Visa/MC/Amex should offer retailers a small discount for every ApplePay transaction they take. If instead of just sharing the reduced risk with Apple, they also shared a bit of it with the retailers, it could make a huge difference in how this is perceived. Also if they would offer card present rates (or some level between card present and not present rates) to ApplePay over the internet transactions, then we would see retailers clamoring to get on board with ApplePay.

Now that would be a viable marketing strategy. Assuming that enough people had iPhone 6's to make a difference.

But, if enough retailers passed on said discounts to customers, then it could increase desire for the iPhone 6. As it is right now, they can't give them away. As I mentioned, on the free iPhone 6 upgrade day at my cellular provider, it was totally dead. Not so for the Motorolla's, but at this point, the only one's that they can get to take the iPhone 6 right now are the one's in the low-income program, and that's just because they don't have a choice what phone they get.

People aren't lining up for the iPhone 6 right now. Most people I know are just content with the iPhone they already have, and kinda feel "blah" about the new one. Or, if they buy a new phone, they're going Samsung or Motorolla.

I really expected to see a packed store on the free iPhone day, it's always been packed on every free phone day. But, it was dead for the iPhone 6 upgrade offer. That was the fastest I've gotten to a customer service rep in over 5 years.

And, I didn't take the new iPhone 6 either, despite it being free. I considered the bending issue, and the fact that I abuse my phones like crazy and need a tough one, and that I didn't feel like buying new protective cases.

On the plus side, my iPhone 5 is still in good shape despite getting tossed or dropped several times a day. It survives being in my pocket with boxes and such pressed against it as I move stuff, it survives getting sat on, thrown on the counter from several feet away, whatever... So, the iPhone 6 just doesn't seem like a great choice for me. And, I suspect likewise for others.

But, if Apple gave the stores a kickback, and the stores passed some on to the customers, I could see iPhone 6 use increasing. And, perhaps something might happen there. Discounts are where you'll get the customers, and that is the strength in the Target and Kroger models. And, likewise, the strength is the proposed CurrentC.
 
I'm not going to go into a 30 year history lesson by the week here... Intentional ignorance doesn't erase the obvious.

Those who receive constant e-mails from Apple based on purchase history, the movies you watch on your Apple TV, the music you listen to from your own private library in iTunes, etc. is just a small tiny example. It grows significantly as you get into iPhone apps, music / video downloads, etc. Everything you involve Apple in, even if you think it's just using content on your own machines is archived. Even their recent search features pull data...

As for lying... seriously... anyone who's been through Apple's never ending denial strategy, will be very familiar with this habit.

Apple is the heaviest mass marketer of email spam based on mined information that I've ever seen. I get numerous e-mails from them every day, all targeted based on what I've watched on my Apple TV streamed from my own hard drive on movies which were not even purchased from Apple.

My junk e-mail account gets dozens of emails from Apple for every 1 message I get from any other entity in the world. They are far more aggressive in their marketing than Target, and Kroger, etc. who I use store club cards for, and yet never harass me with promotional messages and targeted emails. Now, spitting out coupons based on what I just purchased doesn't bother me. Sending me a dozen e-mails a day based on what I watched from my own hard drive that didn't come from Apple, yeah, that's a little invasive. I'm just glad Apple only has my junk e-mail account.

Yeah, apple doesn't do that. Are you sure you didn't mean Google? Google does that. It's there whole business model.
 
Yeah, apple doesn't do that. Are you sure you didn't mean Google? Google does that. It's there whole business model.

Yeah, I'm sure... I've never gotten a message from Google. Not even in relation to the Android phone I have registered with them.

Well, I did get one e-mail from Google... Someone tried to log into one of my e-mail addresses, and I got an e-mail from Google to check into it, and let me know that there had been an attempt.
 
I'm not going to go into a 30 year history lesson by the week here... Intentional ignorance doesn't erase the obvious.

Those who receive constant e-mails from Apple based on purchase history, the movies you watch on your Apple TV, the music you listen to from your own private library in iTunes, etc. is just a small tiny example. It grows significantly as you get into iPhone apps, music / video downloads, etc. Everything you involve Apple in, even if you think it's just using content on your own machines is archived. Even their recent search features pull data...

As for lying... seriously... anyone who's been through Apple's never ending denial strategy, will be very familiar with this habit.

Apple is the heaviest mass marketer of email spam based on mined information that I've ever seen. I get numerous e-mails from them every day, all targeted based on what I've watched on my Apple TV streamed from my own hard drive on movies which were not even purchased from Apple.

My junk e-mail account gets dozens of emails from Apple for every 1 message I get from any other entity in the world. They are far more aggressive in their marketing than Target, and Kroger, etc. who I use store club cards for, and yet never harass me with promotional messages and targeted emails. Now, spitting out coupons based on what I just purchased doesn't bother me. Sending me a dozen e-mails a day based on what I watched from my own hard drive that didn't come from Apple, yeah, that's a little invasive. I'm just glad Apple only has my junk e-mail account.

You're on your own there. I get occasional emails from Apple telling me about new devices they have launched. I've never had an email from them about apps or movies. No idea what you're talking about.
 
but when the new system comes online which will presumably use NFC (and be much less secure) I am sure apple pay will work again
 
Yeah, I'm sure... I've never gotten a message from Google. Not even in relation to the Android phone I have registered with them.

Well, I did get one e-mail from Google... Someone tried to log into one of my e-mail addresses, and I got an e-mail from Google to check into it, and let me know that there had been an attempt.

No, seriously, that is google's business model. The emails that you get aren't coming from Google but from the people they have sold your data to. They scan your emails. You didn't know that?

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Now that would be a viable marketing strategy. Assuming that enough people had iPhone 6's to make a difference.

But, if enough retailers passed on said discounts to customers, then it could increase desire for the iPhone 6. As it is right now, they can't give them away. As I mentioned, on the free iPhone 6 upgrade day at my cellular provider, it was totally dead. Not so for the Motorolla's, but at this point, the only one's that they can get to take the iPhone 6 right now are the one's in the low-income program, and that's just because they don't have a choice what phone they get.

People aren't lining up for the iPhone 6 right now. Most people I know are just content with the iPhone they already have, and kinda feel "blah" about the new one. Or, if they buy a new phone, they're going Samsung or Motorolla.

I really expected to see a packed store on the free iPhone day, it's always been packed on every free phone day. But, it was dead for the iPhone 6 upgrade offer. That was the fastest I've gotten to a customer service rep in over 5 years.

And, I didn't take the new iPhone 6 either, despite it being free. I considered the bending issue, and the fact that I abuse my phones like crazy and need a tough one, and that I didn't feel like buying new protective cases.

On the plus side, my iPhone 5 is still in good shape despite getting tossed or dropped several times a day. It survives being in my pocket with boxes and such pressed against it as I move stuff, it survives getting sat on, thrown on the counter from several feet away, whatever... So, the iPhone 6 just doesn't seem like a great choice for me. And, I suspect likewise for others.

But, if Apple gave the stores a kickback, and the stores passed some on to the customers, I could see iPhone 6 use increasing. And, perhaps something might happen there. Discounts are where you'll get the customers, and that is the strength in the Target and Kroger models. And, likewise, the strength is the proposed CurrentC.
The iPhone 6 is selling just fine...
http://www.gamespot.com/articles/iphone-6-sales-reach-a-record-10-million-in-three-/1100-6422475/
 
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First wow 1600 replies!

These seems like a dumb move, why disable a service that seems to be working? I do wonder if this takes off like iTunes will they change their minds when they see customers going else where? I remember with iTunes a few music and movie studios didn't want to sign up to that early on, but now have.
 
MCX apparently want to control the information of its customers POS activity.
The supermarket down the street used to throw coupons at me for brands I didn't use. Now they reshaped their model to focus on what I buy, which gets me back into the store for subsequent purchases.

The currentc process will tie in all the keychain tags or customer cards for the participating stores with the pay method. Apple pay, not so much. I am sure there are some savings in not having to print, mail and reprint the tags.

I don't see why the this conglomerate of retailers would want to essentially pay apple to take customer information from them.
 
CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

I few thing I don't follow or understand.

1. When I used Apple Pay, the store still swiped my loyalty card- do no loss of market or purchase info.

2. Many people use CC because that's how they afford to buy stuff. If CurrentC is checking or savings account based, that's a customer loss. The fine print say 'store branded CC' may be accepted. But today that's run by a CC for a store.

3. If CurrentC is meant to save the store 2-3% on CC fees, are they passing that to consumers? Isn't illegal to offer 2 prices or a violation of the TOA with CC's? Sure you could coupon it back, but that's not a total win for us.

I wonder if there is another issue alongside the ones mentioned. Patent? App Store refusal? CurrentC leverage for Apple Pay Touch ID access?

This could all be a game of Brinkmanship
 
Here's how it will go:

1. Apple won't allow CurrentC app on App Store citing duplicated functionality causing user confusion (plus privacy worries)
2. Retailers will have to re-enable NFC
3. Slightly altered CurrentC app will be allowed on App Store
4. Nobody will use CurrentC, disappears after 6 months
5. Retailers will heavily embrace Apple Pay
 
If Microsoft or Google came up with the exact same system and Apple wasn't involved in cashless payments in any way, there wouldn't be an uproar if a merchant refused to implement it and people here would be saying who needs it, I'll just use my credit cards or cash.

Ummm. You DONT understand The issue. People are not upset at places that don't implement it. There are Thousands Of such places. People are upset where the capability exists but where it was taken away purposely and solely to thwart ALL NFC payments, including Apple Pay. And to promote a system that doesn't exist yet and is clearly worse. That's why. Now do you get it? Or do you just want to pretend you do so you can post holier than thou responses?

It's not about using credit cards or cash, it's about a dick move by a retailer.
 
Research before you speak. Apple gets their cut from the % paid to VISA, MC, AMEX. That rate is contracted already and doesn't change. From the merchant side, nothing changed except they no longer had access to your personal information.

I thought Apple Pay could also be used to manage customer loyalty cards?
 
No, seriously, that is google's business model. The emails that you get aren't coming from Google but from the people they have sold your data to. They scan your emails. You didn't know that?

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The iPhone 6 is selling just fine...
http://www.gamespot.com/articles/iphone-6-sales-reach-a-record-10-million-in-three-/1100-6422475/

Yeah, I'm aware of what the sales figures are... That doesn't mean anything locally... National sales numbers still break down into small percentages of any given community.

And, in my community, we generally really don't care about "new" and "latest and greatest". We look at what works, does the job, and what we like.

As for reading / scanning e-mails, all e-mail companies are guilty of that, including Apple:

I was very involved in Apple's Support discussions years ago as a sideline in my business. I spent hours a day helping Apple customers on the Apple Support Forums to resolve their problems, help them find solutions, and providing general support.

One topic that came up frequently, was Apple's invasion of privacy. And, in typical Apple fashion, any discussion that didn't favor Apple in a positive light was deleted. But, it was a frequent issue that Apple customers brought up.

But, since Apple quashed all of those, there are a couple of recent references available on the matter:

http://macdailynews.com/2014/03/23/apple-yahoo-and-google-also-claim-right-to-read-user-emails/

https://www.macrumors.com/2014/03/21/apple-email-terms/

Naturally, Apple would have no way of "knowing" that a particular message might be important to "(c) detect, prevent or otherwise address security, fraud or technical issues; or (d) protect the rights, property or safety of Apple, its users, a third party, or the public " without first processing those emails to some degree as they came through their system.
 
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Maybe the retail stores are disabling apple pay because they don't want to pay an additional processing fee to apple. If this is the case and I support cvs and the rest of the stores

For the 97th time in this thread (and there's a good chance someone has already given this response)...

Apple's "cut" comes from the CC company, not the merchant's. The CC companies have already assented to this by joining the scheme, and will save money through decreased fraudulent payments.
 
CVS's decision is unfortunate and disappointing. However, it doesn't affect me much. I don't own an iPhone 6 yet, and I don't usually shop there. I prefer Target since their prices are generally a bit lower. Unfortunately, Target doesn't support Apple Pay either...
 
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