Good luck. Walgreens is gonna do the same thing.
Apple didn't plan this out very well, as per their new normal SOP.
Walgreens is an Apple Pay partner. I'm thinking they are betting on the other two competitors to eat dirt.
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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Walgreens is an Apple Pay partner. I'm thinking they are betting on the other two competitors to eat dirt.
Bear in mind though. NFC usually works only through the card with chip. At least with most major banks. NatWest trialed a phone case with NFC and custom app but it got trashed in favour of the Visadebit contactless.
Did you check what you quoted... The last 4 digits were there.
The difference is they can't tag you by name. When you swipe a mag stripe, you get the full cardholder name, the full card number, the expiry date, the issuing bank all unencrypted. Storing that information is enough for your card data to be used if the retailer was hacked (or a rogue employee took a copy of the data). The data could be put onto a fake card and used fraudulently.
EMV uses encrypted data, done using a salted hash. So whilst they will have the last 4 digits and the expiry date, they won't have your name and the full card number.
Apple pay takes the security up a notch. The card number is replaced by a token, which is then hashed using the EMV method.
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Not correct, I have already made a purchase with Apple Pay at Rite Aid before it was blocked. They don't need an agreement for it to be used. Apple is just trying to market retailers to increase demand for Apple Pay, a smart move I believe. And having every major CC and Bank on board doesn't hurt either.
Actually, in the third world we have chip-and-pin credit cards.
We have Chip & PIN and Chip & Signature cards now too. They started to become more mainstream only this year though which is still embarrassing.
My Bank of America debit is Chip & PIN, and my USAA is Chip & PIN, my Amex is Chip & Sig
OMG, are you seriously inept at reading an article or a million other comments that have made clear that retailers do not have to pay Apple? It's Visa/MC that pays Apple. And guess what, these retailers are not going to stop accepting the two largest CC companies cards any time soon.
Wow...
...this forum went a bit crazy. #
I think that if people feel strongly about the disabling of Applepay and the inconvenience it causes them, then I think that they should match their words with action. Simply stop going to those stores for the next 8 weeks and you'll make your point. Maybe it will have the corrective measure advocates for Applepay seek.
I also think people need to remember that they need to have some flexibility in their ability to pay for goods. Enable yourself to pay by Applepay/google wallet but also by card or hard cash. Remember terminals go down and hard cash is needed in that situation, do you want to leave yourself in that situation without any flexibility to pay for the items you really need.
I've read about the CurrentC pay mechanism. This looks like a horrible process. I've already seen the lengthy receipts i get in stores after I've whipped out my card and paid. My thought when I see the size of the receipt that CurrentC would also generate is "FM"! I think the single mindedness behind this process is frightening. Scan a QR code to see what discounts can be applied! Did they not think about the unnecessary queues this would create at terminals? What about the experience of the end user? That doesn't seem to have come into the equation at all as it is motivated by the retailers desire for control.
Applepay it seems is a secure method and is a very simple way to pay. I personally think that convenience is great but I wouldn't rule out entirely other means of paying.
...this forum went a bit crazy. #
I think that if people feel strongly about the disabling of Applepay and the inconvenience it causes them, then I think that they should match their words with action. Simply stop going to those stores for the next 8 weeks and you'll make your point. Maybe it will have the corrective measure advocates for Applepay seek.
I also think people need to remember that they need to have some flexibility in their ability to pay for goods. Enable yourself to pay by Applepay/google wallet but also by card or hard cash. Remember terminals go down and hard cash is needed in that situation, do you want to leave yourself in that situation without any flexibility to pay for the items you really need.
I've read about the CurrentC pay mechanism. This looks like a horrible process. I've already seen the lengthy receipts i get in stores after I've whipped out my card and paid. My thought when I see the size of the receipt that CurrentC would also generate is "FM"! I think the single mindedness behind this process is frightening. Scan a QR code to see what discounts can be applied! Did they not think about the unnecessary queues this would create at terminals? What about the experience of the end user? That doesn't seem to have come into the equation at all as it is motivated by the retailers desire for control.
Applepay it seems is a secure method and is a very simple way to pay. I personally think that convenience is great but I wouldn't rule out entirely other means of paying.
As evidenced by a few posts up they can still mine with EMV, and NFC- albeit a secure hash they can't translate to a name, just not Apple Pay due to that token.
I don't get why they can't just mine with the device account number instead. Wouldn't it be the same thing? Do they really need that CVV?
Walmart is worldwide (dBa ASDA or ASDA-Walmart) and they haven't complained about Europe, but yet they still want to screw over the US with CurrentC.
Walmart didn't get the choice in Europe. The credit card companies had greater problems with fraud, except in France, which had a Chip and PIN system in place since 1992.
Most of the EU was using EMV by 2006. At this time smartphones (while they existed) were not common, most people had feature phones. This meant that mobile payment alternatives were not around, so the alternatives were store cards (expensive to maintain), cash or cheques (with a cheque guarantee card).
CurrenC won't take off in the UK or anywhere in the EU. EMV is already too widespread. The US is their last hope for something like this. It also is (rather conveniently) the largest single market.
So much for wallet neutrality.
I guess RiteAid doesn't want your business. We'll see how well that works out for them.
Boycott!!
I guess RiteAid doesn't want your business. We'll see how well that works out for them.
Boycott!!
I see Apple Pay fanatics using every strategy they can come up with to try and manipulate people into getting into a ridiculous uproar utilizing any strategy possible.
Resorting to attempting to use fear mongering... Which includes trying to prey on any irrational fears someone may have, and yes we know there's a few here that are paranoid.
But, rest assured, the data mining as you call it, will continue despite Apple Pay. And, those who blindly believe Apple won't be recording information for themselves... yeah... funny how you seem to only have biased conspiracy theories.
Like Apple has never been caught harvesting people's information. And, like Apple has never been caught lying. Sorry, Apple is not the knight in shining armor that some try to make them out to be. They've done it all, and been caught covering up details before.
You know, when they'll deny warranty repair on defective items because they can't even admit when they know they've produced a product that has faulty components until there's a class action suit, they aren't giving me much reason to believe they value honesty.
Yeah, you all can stand behind the "Apple Promised" line... yeah, cause Apple promised to cover repairs due to manufacturing defects on my machine during the warranty period... Did they? No, they insisted that there was nothing wrong with it until a year after it was disposed of in the trash as a charred paperweight and there was a class action suit eventually filed. Apple's promises aren't worth the paper they're written on, except in the case of Apple Pay, they didn't even bother giving me a paper on it. Great, digital promises, even more worthless.
For every promise Apple's made, there's an example of that promise being broken.
For every security measure Apple has implemented, there's an example of someone breaking it.
They are a marketing company. They are in the business to sell things.
They are rarely anywhere to be found when something goes wrong... And, if you can find them, they're holding a sign with a finger pointing at someone else.
Does that mean that I don't like any Apple products? No... It just means I am an independent thinker who will check it out for myself and see what I think of their product. I have learned not to blindly believe any words that they write or speak. History has shown that what they say means nothing, but what they do speaks everything. And, at this point, they're not impressing me.
I'm seeing an awful lot of failure, missteps, security / data breaches, and a lot of denial issues this year. Not their shining moment.
And, you know, it's funny... The information stored on the iPhone according to the Apple Pay tutorial right here on Mac Rumors, goes far beyond what is even connected with my credit card when I use it at a retailer.
A lot of information right there in one convenient location... Just waiting for the right person to break in. For those who have been bringing up ID Theft... You get my credit card number... well, you got nothing but money I can have easily reversed. You get into my iPhone... well, according to what I'm reading, you now have a lot more information and nearly everything you need to complete an ID Theft profile.
So, am I against Apple Pay?... No...
Do I think it's secure?... I think it's as secure as credit cards were on their first week of existence. It's a target, and like all targets, people will find a way in.
Do I believe people are too wound up about a couple of companies not adopting it?.... Absolutely...
You know what? My local car dealer isn't offering it either, and they are a national chain with locations all over the country. I just had my car serviced... Am I gonna go in and do some stupid production about Apple Pay? No....
Do I think companies have a right to provide whatever payment options THEY want to offer? Absolutely...
Is this a conspiracy? Is this about mining for data? Well, if you're that paranoid, you better start questioning everyone, especially Apple.
To be fair, though, for Asda and the other major supermarkets, NFC would be a huge and mostly pointless investment, as the vast majority of their customers are spending more than the £20 contactless limit.
You don't know but you're blabbering on anyway.
Good job sir! Apple isn't charging merchants. Apple Pay has no effect on CVS or Rite Aid whatsoever. They blocked Apple Pay because they want to promote their own mobile payment solution (still in development) which will collect your purchased history and your checking account data. Get it now?
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Oh the horror of Walmart sending coupons based on Target data. Again, the "privacy" and data shtick is really out of hand on this site.
For all you that are paranoid that Walmart knows what cereal you bought, pay with cash.
For all you that are paranoid that Walmart knows what cereal you bought, pay with cash.
OK. Think about it this way.
Target has been hacked, Best Buy has been hacked.... Now these companies want to share your information with others, worse still they will have your bank details.
No thanks. I'd much rather a system that uses an encrypted token that communicates directly with the banks for an authorisation, or to use my chip card that encrypts the data using a salted hash again communicating directly with the bank.
This is about the security of MY money. I'd much rather that than coupons, thank you.
And yes, in the US I'd much rather pay cash or use travellers cheques at the moment. Not using EMV IMO is a security risk.
Two weeks. That is how long will last. Even if Riteaid and all have been forced to abandon apple pay. The money needs to come from somewhere. And in cities where there is a drugstore on any corner and iPhones in abundance, I wreckon people will choose ease and privacy over brand any time.
Say that us choosing constitutes a 10% change (which I believe to be moderate considering its apple and Google) how long do you think it will take Riteaid to budge?
Say that us choosing constitutes a 10% change (which I believe to be moderate considering its apple and Google) how long do you think it will take Riteaid to budge?
None. They can't because they are bound by the EMV code. Were they to break this, Visa and MasterCard would dump Apple faster than you could imagine. The scandal isn't something they would want to get involved in.
I'm not going to go into a 30 year history lesson by the week here... Intentional ignorance doesn't erase the obvious.
Those who receive constant e-mails from Apple based on purchase history, the movies you watch on your Apple TV, the music you listen to from your own private library in iTunes, etc. is just a small tiny example. It grows significantly as you get into iPhone apps, music / video downloads, etc. Everything you involve Apple in, even if you think it's just using content on your own machines is archived. Even their recent search features pull data...
As for lying... seriously... anyone who's been through Apple's never ending denial strategy, will be very familiar with this habit.
Apple is the heaviest mass marketer of email spam based on mined information that I've ever seen. I get numerous e-mails from them every day, all targeted based on what I've watched on my Apple TV streamed from my own hard drive on movies which were not even purchased from Apple.
My junk e-mail account gets dozens of emails from Apple for every 1 message I get from any other entity in the world. They are far more aggressive in their marketing than Target, and Kroger, etc. who I use store club cards for, and yet never harass me with promotional messages and targeted emails. Now, spitting out coupons based on what I just purchased doesn't bother me. Sending me a dozen e-mails a day based on what I watched from my own hard drive that didn't come from Apple, yeah, that's a little invasive. I'm just glad Apple only has my junk e-mail account.
The most mindless double talk I've seen on this forum comes from the likes of you who jump around from point to point just to try to say something bad about Apple or ApplePay even though it's either not true or has nothing to do with the discussion at hand.
Oh...yea I would like to know which businesses in your area are only taking cash and are beating the pants off the national chains. Please name them and provide websites so we can compare prices.
