1. Why not if you use those file blocks the most?
2. You want to save a few seconds on loading a program that you only use a couple times a year? ok
3. I kind of doubt you're "stressing" the HDD. It was designed to, you know, read and write things millions of times.
4. I don't question that different users have different needs. I do question when those needs don't make sense.
Don't let the Apple "man" keep you down!
1/2/3. I don't know why i should wait for an application to load its thousand of small files scattered on the drive when it can be istantly ready loading from an SSD, while working on a video file, that is basically sequential reading, makes no difference at all. Also, hard disks are designed to read and write things millions of times, but they just tend to fail on the long run compared to SSDs. Maybe my drive will fail anyway, but since swapping it in an iMac is a bit of a trouble, I don't know why I should overload it when I exactly know what I need and when I need it: sometimes I just turn on my iMac in the weekend to browse the internet and listen to some music, and the hard drive doesn't even spin up. Just picturing Fusion scattering my files on the two drives the way he wants it's so bad to me it hurts. And what if that fail actually happens? While un-fused, you simply turn on your iMac, attach your Time Machine, and boom, you're ready to work with your applications on the SSD drive like you left them the day before. On Fusion? Congratulations, you just lost your job.
4. I think these reasons are making a lot of sense, at least to me. It's not only about real-world speeds, but a mix of all the factors listed above. I just know how to manage my files and applications, so just leave them the way I want them to be.
I love my new iMac, but as a professional Fusion Drive just bothers me, and that's why I un-fused and I'm happy with it. Other users, maybe upgrading from simple HDD, will find it unbelievably fast. Just let anyone pick his poison.