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Have you used Apple Pay?

  • Yes, I've been using Apple Pay and it's fine

    Votes: 139 74.7%
  • No, I haven't used Apple Pay and don't plan to

    Votes: 15 8.1%
  • No, I haven't used Apple Pay, but plan to after more time passes

    Votes: 32 17.2%

  • Total voters
    186
More than that NFC tap to pay thing, which I experienced long ago when I dabbled with a galaxy nexus in the 4s era, I like being notified of when my card is charged.

I've heard of this but never could get it to work. If I use my Bofa card online, only the Bofa app notifies me.
 
I've heard of this but never could get it to work. If I use my Bofa card online, only the Bofa app notifies me.

Do you have "card notifications" enabled after clicking the registered credit card at the top in Settings>apple pay menu?

otherwise, not sure.
 
Do you have "card notifications" enabled after clicking the registered credit card at the top in Settings>apple pay menu?

otherwise, not sure.

That feature must be turned on by the banks...

For instance, I have two Huntington cards activated and they work but they do not have that feature. My Capital One card does, however.

Strange.
 
That feature must be turned on by the banks...

For instance, I have two Huntington cards activated and they work but they do not have that feature. My Capital One card does, however.

Strange.

Ah interesting.

I only use my AmEx with :apple:pay
 
I use it at least once a week since I got the phone in early November.

I use it at Fresh Market, Walgreens (switched 100% away from CVS), Subway, Whole Foods, Home Depot (also use Home Depot instead of Lowes now), Staples, and Panera Bread. I've had zero problems with it. I'm now known at Fresh Market by all the cashiers as "the phone guy".

The only place I swipe a card now is at the grocery store. After having my card number stolen twice in the last two years, it is a relief to use it. Just wish more places would accept it.
 
Here's an update

Apple Inc. (NASDAQ:AAPL)’s Apple Pay is taking a hit from fraudsters in its early days. To discuss fraud concerns,*CNBC talked to Cherian Abraham, Senior Consultant at Experian and Patrick Moorhead of Moorhead Insights & Strategy. Apple Inc. introduced Apply Pay as the safest way to make mobile payments but in its statement which it sent to the Washington Post, Apple Inc. has admitted the absence of a standard adopted procedure for banks to verify consumers’ debit and credit cards.



http://news360.com/article/284897904

That's down to the banks. The bottom of the article says.

As pointed out by industry experts it is not Apple Inc.’s fault but if Apple Inc. (NASDAQ:AAPL) does want Apple Pay to become a popular safe mobile payment option it must push all banks on its panel to adopt stricter measures for validating cards for Apple Pay. Security should be as inherent as its simplicity is.

Which I agree with. Apple needs to look at who has implemented security properly on the platform and insist that all banks adopt a similar solution.
 
That's down to the banks. The bottom of the article says.



Which I agree with. Apple needs to look at who has implemented security properly on the platform and insist that all banks adopt a similar solution.

I don't disagree. But it's early in the game, financial institutions, retailers et al tend to move slowly.

I have zero desire to get involved at this early stage, especially since my iPhone 6 and 6 Plus models aren't as stable and reliable as every iPhone I've had prior to these two.

Had I known Apple would ship phones this dodgy I would have kept my wonderful iPhone 5S. In fact I only sold it because I was so sick of a tiny phone.
 
Was extremely excited for Apple Pay when I got my six. Tried to activate my Randolph Brooks FCU debit card and access denied. Since then, people have been pestering them and they continually say that they are working on it. I just want Apple Pay support :(
 
I should get paid as an Apple Pay instructor. I've lost track of the number of sales people in stores, especially in McDonalds that I've shown how to work their equipment. It's really funny when going through a McDonalds drive through and hold up your iPhone and they reach out to take it. Then you have to tell them, "No, you have to hold your scanner out the window." I've had more than one who didn't know that the thing had a long enough cord on it to do it.

I went to use my iPhone at the counter of a Micky D's and the waitress did not know what to do. I told her to just set her register as if I was going to use a credit card. When I held my phone up to the credit card scanner and the the thing worked, she began screaming at the other people, "Did you see what he just did?"

One of the other counter people said "Haven't you seen that before?"

When the system first came out Meijers was one of the early adapters. However, their scanners were woefully slow and often didn't work at all with Apple Pay. They have since replaced them with new ones and they work great.
 
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By years end, Apple Pay will begin integrating with various food stamp programs.
Louisiana already has a head start with their EBT card app.
https://itunes.apple.com/us/app/la-ebt-card/id915396780?mt=8

screen568x568.jpeg
 
I don't currently use Apple Pay, mainly because I'd like to see it more widely accepted at retailers. But I do plan on using it in the future.

This makes no sense. If you want it more widely accepted, you and everyone else has to use it as often as we can to show retailers it's popular and worth implementing.

I've had some trouble using it in my fairly small town but used it a lot on a trip to Chicago recently. Several taxis, McDonald's, Walgreens all worked flawlessly.
 
I've used it at Whole Foods, McDonalds and Staples. I wish they took it everywhere, but alas. The previous poster is right that we should use it everywhere we can so more merchants will take it.
 
Finally got it to work yesterday at a vending machine. It never popped up saying I paid x for a snack and shows. I last used ApplePay yesterday in a city and the price is "-". Bank statement has a pending charge 0.40 over what the item is which should hopefully go to what it should be soon.
 
I just used :apple: Pay for the first time at Staples. It worked flawlessly and I get a notice of a digital receipt.

I like it much more than I thought I would!
 
I just went up to the only Coke machine near me on campus and it wasn't taking dollars.

I walked away and them remembered that Coke supports wireless payments (I usually forget about Apple Pay to be honest). It didn't have the Apple pay logo, but it did have a wireless payment logo so I held up my phone and sure enough, I got my soda. :)
 
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My credit union is getting Apple Pay in about a week or so.

When Apple announced it I knew I'd sit back and see what happens, but after 6 months it seems to have caught on pretty well and no security issues have been reported (that I know of).

Have you used Apple Pay? How has it worked for you?

Nope. Because it doesn't exist anywhere apart from the US (I'm in the UK).

UK payment terminals are way ahead of US ones and have been able to accept wireless payments for years already, therefore we aren't waiting for infrastructure upgrade. It's because Apple can't be bothered getting it's backside into gear, signing contracts and rolling it out. Sure there are more countries in Europe but there are far fewer institutions per country, all that 'credit union' stuff doesn't exist, it's just the big banks.

Apple Pay is going to be just like iTunes Radio outside of the US, non existent and eventually abandoned. Apple did have a chance to get a head start, but once our banks start rolling their payments system Apple's market will disappear in a puff of smoke.
 
I have used Apple Pay from the start, with no problems.
At first, Schwab was not on board with Apple Pay so I only used my BoA credit card with it.
Then, Schwab got on board, but since my Schwab card is debit, and not credit, most vendors still want my pin number and a signature which defeats the purpose of Apple Pay, for me.
So I only use it with my BoA credit card and that's fine.
 
I have used Apple Pay from the start, with no problems.
At first, Schwab was not on board with Apple Pay so I only used my BoA credit card with it.
Then, Schwab got on board, but since my Schwab card is debit, and not credit, most vendors still want my pin number and a signature which defeats the purpose of Apple Pay, for me.
So I only use it with my BoA credit card and that's fine.

I've used Apple Pay at a couple of places that take chip-enabled cards and I've found that I don't need to sign at all. It's not amount-dependent either because if I insert my card I'm required to sign even for a $2 purchase.
 
No problems using it where accepted. We have a new Fresh Thyme and Whole Foods so 2 more stores to shop at. I get almost instant notifications on purchase. :apple::apple:

I need to try my Best Buy, I think they are set up here for Apple Pay now. Not 100% sure.
 
No problems using it where accepted. We have a new Fresh Thyme and Whole Foods so 2 more stores to shop at. I get almost instant notifications on purchase. :apple::apple:

I need to try my Best Buy, I think they are set up here for Apple Pay now. Not 100% sure.

Best Buy won't turn it on for a couple of months.
 
Yes, it is wonderful when it works but so many places have NFC disabled, I feel like an idiot whipping out the phone and trying to pay when it doesn't work. So unless I specifically see Apple Pay or contactless payments enabled, I don't try.

Once NFC is ubiquitous, it will be fantastic.
 
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