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Sadly, the "biggest" third option never had a chance. I personally loved Windows Phone and really wanted it to succeed. I know that its failure was due to more than just app developers not creating apps, but I really doubt another OS could realistically become a big name in the mobile space at this point. I really do wish that Windows Phone or, honestly, even Blackberry or any other OS were still a viable option. I do love Apple, but I love technology in general more and would love to see more competition.
Agree. Windows Phone was the one but MS had a monkey running the company at the time - it should have been ringfenced and kept out of greater company roadmaps, that’s what Jobs did with nascent developments.
 
@vipergts2207
Maybe I am missing something ...

In regards to the app store, in the iOS world Apple can either
1. Prevent competition
2. Ignore competition
3. Encourage competition

From this side it looks like Apple is doing item #1.
And from the government side they see it as well…
 
I see. VISA, MasterCard, and American Express are already taking a cut from every credit card transaction. Those gangsters don’t want anyone taking a piece of their pie.
Apple very CLEARLY does not want anyone taking a piece of their pie ?
 
Who knows? Shouldn't we force Bank of America or VISA to build a way for Apple to use it? It's certainly unfair that Bank of America VISA cards don't allow their competitors to use the chip! They're preventing competition!

/s :p
As if anyone believes this is sarcasm ?
 
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These comments stating that Apple should “just leave the EU” are exhausting and completely ignorant.

The European (of which most is the EU) region is Apple’s second biggest market behind the Americas.

It’s a rich market consisting of nearly half a billion people (in the EU; Europe overall has nearly 750 million people).

The EU wields a lot more power than you may realize. It’s not just a collection of small, insignificant countries with funny languages.

Apple has very deep ties to Europe. There’s a major center in Ireland, they’re investing over a billion euros in a new campus in Munich and they have a development center in the Czech Republic where they’re currently creating a Core OS team. There are numerous other examples I could list.

Even if Apple decided to give up the huge amount of money they get from consumers in the EU, it wouldn’t be “just leaving” the EU. It would also mean leaving a ton of investments, real estate, etc.

EU regulations can be annoying for sure, but many of them make their way to other parts of the world and they’re *mostly* for our (consumers, employees, etc.) protection and benefit.

NB: I generally believe in and support the EU, but I’m not necessarily saying that I agree with everything the EU does in general or what they want from Apple and others in recent happenings. I’m just saying that flippantly stating that Apple should leave the EU market and implying that it wouldn’t be a big deal to do so is shortsighted and ignorant of the facts.

I, personally, would like iCloud apps (including calendar, iMessage, iCloud Drive, reminders, etc.) to be available universally as well as better compatibility between Apple and non-Apple devices as I’d like to try different non-Apple devices and I live in a “mixed” household. It would make things a lot easier for a lot of people.
I’ve come full circle on that ridiculous childish comment of leaving X market because it’s a good way for the uneducated to self-identify and warn other users.
 
Change hurts, change for the better hurts also.
hehehe

Change is the core of existence......

If there had been no Big Banging Breakthrough Change of the Nothingness that existed before the beginning, we would not exist. So let there be change!
 
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I did answer the question. The Amex card's app doesn't have access to the NFC chip. Apple's card's app does. That is the answer and I'm not sure what you don't understand here. Without access to the NFC chip those card issuers are not able to implement useful ideas for their card and their own app they may have that require direct NFC access. This means Apple can artificially limit the abilities of a competing card issuer's app, and by extension the potential of a more competitive feature set for the bank's associated card offering. A card issuer is unable to implement competitive NFC-based features in their offering that Apple has not thought of. If Amex thinks of a great idea for the NFC chip in their app, if they're unable to implement that idea, they are effectively being limited in ways they can compete that could draw customers to their card over Apple's card. If this sounds repetitive, that's because it is. I really don't know how many different ways I can explain it to get you to comprehend the issue.
That's a lot of buzzwords that amount to saying that Apple should be forced to build whatever APIs any other developer wants.

My point in asking about actual current features of the Apple Card that utilize the NFC chip is simply that you have no evidence that APIs that you are claiming that Apple is withholding even exist in a secure, documented form that could be open to developers. Nor do you have evidence that the Apple Card is using any NFC APIs that their competitors don't have access to.

Uh, competitors do install applications on the NFC chip on a Visa card. Ever heard of a dual-network card? Besides, that's the decision of the card issuer, not the card network.
There you go! The company that issued the NFC chip decides who has access to it.

Spurious example. You're comparing Walmart not allowing Target to set up shops on Walmart's private property. Once the iPhone is paid for, it's not Apple's property to continue to prevent others accessing. Apple is effectively infringing on property rights.
You're just ignoring IP rights here.

That's the exact same scenario as Apple.
No, it's not. Contracting with your horizontal competition to interfere in vertical markets is clearly anti-competitive.

The rule with Android is if you as an OEM sell Google Android devices, they come with GMS because it's part of Google Android.
You have a fundamental misunderstanding of how android licensing works. Samsung doesn't offer Google Android devices. Their devices come with a Samsung android (little "a" for the open source project) OS. The Samsung OS is not licensed from Google. Google Play Services are not part of the android open source project. They then enter into a licensing agreement with Google to install Google Play Services on top of Samsung android.

Apple does not believe that the user is intelligent or mature enough to make that decision, and it's baffling how so many people here seem to enjoy being controlled.
You're just projecting your interpretation on Apple. It has nothing to do with a lack of intelligence or maturity. It's just some people don't share your desire for control.

I choose Apple because I trust Apple to make decisions that I don't want to waste my time with. That way, I can enjoy the things that I care about instead of researching every little choice involving my tech.
 
So you don’t care if people want to free load off of Apple? If everyone was free loading why would Apple continue to develop features that it wouldn’t see any financial benefit?
Is it freeloading with macOS and Windows? Is it freeloading with Android? Your question of “why would Apple continue to develop features that it wouldn’t see any financial benefit” astounds me. The App Store does not exist in a vacuum. Having new software features helps drive the massive hardware sales that are responsible for the bulk of Apples enormous revenue. How do you think Apple operated it’s business for decades before the iPhone? Some of you guys act like any reduction in Apple’s App Store revenue will result in the company going bankrupt tomorrow.
 
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Spurious example. You're comparing Walmart not allowing Target to set up shops on Walmart's private property. Once the iPhone is paid for, it's not Apple's property to continue to prevent others accessing. Apple is effectively infringing on property rights.
You own the phone but you don’t own the software. You’ve never owned Apple’s software.
 
That's a lot of buzzwords that amount to saying that Apple should be forced to build whatever APIs any other developer wants.

My point in asking about actual current features of the Apple Card that utilize the NFC chip is simply that you have no evidence that APIs that you are claiming that Apple is withholding even exist in a secure, documented form that could be open to developers. Nor do you have evidence that the Apple Card is using any NFC APIs that their competitors don't have access to.
It doesn’t matter whether Apple is taking advantage of any secret APIs or not. The fact of the matter is that Apple gives their own card app access to the NFC chip, but not the apps of competing card issuers. That is anti-competitive. Period, end of story.
 
You own the phone but you don’t own the software. You’ve never owned Apple’s software.
In the EU they do. In the EU software IP and ownership of a license for the associated software are two different things. If someone buys an iPhone they also buy a license of one copy of iOS. They literally own that one copy of the software. However, since the customer does not own the IP they cannot just start distributing it, but they do own that single copy.

Below is a more in-depth explanation:

 
Is it freeloading with macOS and Windows? Is it freeloading with Android? Your question of “why would Apple continue to develop features that it wouldn’t see any financial benefit” astounds me. The App Store does not exist in a vacuum. Having new software features helps drive the massive hardware sales that are responsible for the bulk of Apples enormous revenue. How do you think Apple operated it’s business for decades before the iPhone? Some of you guys act like any reduction in Apple’s App Store revenue will result in the company going bankrupt tomorrow.
Apple is still free to charge what it sees fit when it sees fit. Just because you can download whatever you want on another OS doesn’t automatically mean iOS should behave the same. Some of you people think every OS should behave the same in that regard. No, iOS doesn’t have to.

And some of you people refuse to understand that last point.
 
In the EU they do. In the EU software IP and ownership of a license for the associated software are two different things. If someone buys an iPhone they also buy a license of one copy of iOS. They literally own that one copy of the software. However, since the customer does not own the IP they cannot just start distributing it, but they do own that single copy.

Below is a more in-depth explanation:

You own a copy of the software? Show me the source code.
 
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In the EU they do. In the EU software IP and ownership of a license for the associated software are two different things. If someone buys an iPhone they also buy a license of one copy of iOS. They literally own that one copy of the software. However, since the customer does not own the IP they cannot just start distributing it, but they do own that single copy.

Below is a more in-depth explanation:

Sure. But owning that one copy doesn't mean what you think it means. The poster you quoted has very little understanding of IP law. Your use of that copy (which involves creating additional copies and derivative works) is still subject to the SLA. Even in the EU.

 
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Are you trying to say that application access to the NFC chip doesn’t exist?
No. As I've already explained. I'm saying we don't know if a secure, documented API exists to access NFC features that aren't already accessible to any card through the Wallet app.

Apple’s card app proves that it does. They also don’t give that access to other card issuer apps. Surely you understand such a simple concept.
Again, any card has access to the Wallet app with the same NFC access as the Apple Card.
 
Apple is still free to charge what it sees fit when it sees fit. Just because you can download whatever you want on another OS doesn’t automatically mean iOS should behave the same. Some of you people think every OS should behave the same in that regard. No, iOS doesn’t have to.

And some of you people refuse to understand that last point.
You’re right, Apple is free to charge what they see fit. And governments are free to say, no you can’t do that.
 
Sure. But owning that one copy doesn't mean what you think it means. The poster you quoted has very little understanding of IP law. Your use of that copy (which involves creating additional copies and derivative works) is still subject to the SLA. Even in the EU.

Did you read your link? I read most of it and it doesn’t appear to contradict anything I said, but perhaps you can quote the relevant section.
 
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