Main reason...Apple is giving me $600 for my xs max. So phones only $500. Cancel the Apple care on my xs max then Apple care should I decide to get it for the pro max only $100. If I don’t get it then the phone only cost me $400. Then next year when hopefully they go back to the iPhone 4 design I get $600 back for the pro max and do the cycle all over again. Same thing as carrier payments or iup in the long run, just larger up front payment. But I own the phone and have no payments to make.
Second reason, battery life. While the xs max has great battery life, the rumored 5 hours more is that much better.
Third reason, I’m off work currently waiting for surgery. I literally have nothing better to do.
Fourth and final reason, I’ve preordered every other iPhone starting with the iPhone 4, might as well keep the streak alive.