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Getting iPhone X-2 a better idea

True, when I buy it I know its mine and I can do whatever I want with it like sell it, gift it etc.
If I just keep renting a phone and making monthly payments and keep restarting that 2 year lease every year for a new one its just throwing money away.
You make payments for a year, then hand the phone back and restart the 2 year loan cycle over and over again.
Never paying it off, kinda like a car lease.


Knowimagination said:
It's just 0% financing a purchase, not a big deal. But I certainly have no issue with people who choose to purchase outright.
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Applejuiced said:
True, when I buy it I know its mine and I can do whatever I want with it like sell it, gift it etc.
If I just keep renting a phone and making monthly payments and keep restarting that 2 year lease every year for a new one its just throwing money away.
You make payments for a year, then hand the phone back and restart the 2 year loan cycle over and over again.
Never paying it off, kinda like a car lease.
Click to expand...
Right but before this I would pay for the phone and then after a year I would sell it for half what I paid for it and buy another new phone. So for me personally this is much more convenient, I don't have to deal with sketchy used phone buyers and I continue to get a new phone every year the same way I did before.

Other situations may make it not an advantage but for the majority of phone every year people it is actually a really good plan.
 
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Applejuiced said:
True, when I buy it I know its mine and I can do whatever I want with it like sell it, gift it etc.
If I just keep renting a phone and making monthly payments and keep restarting that 2 year lease every year for a new one its just throwing money away.
You make payments for a year, then hand the phone back and restart the 2 year loan cycle over and over again.
Never paying it off, kinda like a car lease.
Click to expand...

I believe its best to outright buy your phones also. In the end, you have the option to sell the device and you save more money this way. So many people start these loan cycles over again by trading in their devices back to the cellphone provider for much less.
 
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Convenient is always more expensive in the end 😀
You would get more money than just handing it back to Apple, all 12 payments you made are gone and the phone is gone and you're starting a new 2 year loan again.
Its a really good plan for Apple since they wack people with the mandatory added Applecare Plus too and get the used phone back and make more profit on top of that 😀 Its a win win for Apple😀

Knowimagination said:
Right but before this I would pay for the phone and then after a year I would sell it for half what I paid for it and buy another new phone. So for me personally this is much more convenient, I don't have to deal with sketchy used phone buyers and I continue to get a new phone every year the same way I did before.

Other situations may make it not an advantage but for the majority of phone every year people it is actually a really good plan.
Click to expand...
 
Applejuiced said:
Convenient is always more expensive in the end 😀
You would get more money than just handing it back to Apple, all 12 payments you made are gone and the phone is gone and you're starting a new 2 year loan again.
Its a really good plan for Apple since they wack people with the mandatory added Applecare Plus too and get the used phone back and make more profit on top of that 😀 Its a win win for Apple😀
Click to expand...
I don't understand what is confusing. I'm not just handing it back to apple and all 12 payments are gone, I'm selling it back to apple for the remaining amount of my 12 final payments.

I've done it lots of times buying it outright and it works out the same, lets take my 7 Plus for example. My 7 Plus cost me $950 after using it for a little less than a year I sold it for $550. Now my $450 I paid is gone and my phone is gone just like how you are describing the apple plan. Then lets say I had bought an 8 Plus outright I would have spent another $950 and next year sold it for $500-600 and "lost" all the money I already paid.

The main difference here is that instead of outlaying a bunch of cash that could be better utilized elsewhere I get to enjoy the benefits of 0% financing and then also get rid of the hassle of finding a buyer for my phone each year.
 
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Kulfon said:
peesonally, I think it is a better idea to get an upgraded phone in October next year. Most people will get this phone in January or February 2018 and in September a newer version will be announced. It will be a more mature product. Too expensive for something that will be obsolete a couple of months later. Had it been available in Sep...a different story
Click to expand...

Receive the X in February, new model in September (7 months later) = obsolete a couple of months later? Makes sense.

Will you start another thread next year advising not to buy until the end of 2019 because the X's replacement might be hard to get? Maybe you're a glass is half empty kind of person.

These threads make me laugh. It's like you think everyone who is looking forward to get an X will suddenly think "Actually, random guy I don't know has a point. I won't bother trying to pre order a new phone and will just make do with my old phone for another year."
 
Lol you're handing it back and all the payments you made and phone is gone. 😀
That's the bottom line. You're renting it.
And you are paying a mandatory warranty insurance plan to Apple.
If you bought it when you sell it you get more than half of what you paid back. If you hand it back and start a new 2 year loan you dont get nothing back.
Its a great deal for Apple, not for you.


Knowimagination said:
I don't understand what is confusing. I'm not just handing it back to apple and all 12 payments are gone, I'm selling it back to apple for the remaining amount of my 12 final payments.

I've done it lots of times buying it outright and it works out the same, lets take my 7 Plus for example. My 7 Plus cost me $950 after using it for a little less than a year I sold it for $550. Now my $450 I paid is gone and my phone is gone just like how you are describing the apple plan. Then lets say I had bought an 8 Plus outright I would have spent another $950 and next year sold it for $500-600 and "lost" all the money I already paid.

The main difference here is that instead of outlaying a bunch of cash that could be better utilized elsewhere I get to enjoy the benefits of 0% financing and then also get rid of the hassle of finding a buyer for my phone each year.
Click to expand...
 
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Applejuiced said:
Lol you're handing it back and all the payments you made and phone is gone. 😀
That's the bottom line.
And you are paying a mandatory warranty insurance plan to Apple.
If you bought it when you sell it you get more than half of what you paid back. If you hand it back and start a new 2 year loan you dont get nothing back.
Its a great deal for Apple, not for you.
Click to expand...
If you want to continue to not even attempt to understand what I am saying that's fine, but please just stop trying to make it look like the IUP is some horrible deal for customers. It's embarrassing to watch.
 
It is a terrible deal weather you like to admit it or not.
You're leaving way too much meat on the bone to Apple to take back your old device and sell it for a profit. And are also forced to buy their Applecare warranty on top. And you are paying the full amount of sales tax for each phone that you are renting for each year.
Convenient and easy it is, a good deal as far as money goes it is not because you will make out better paying it off in full and selling it yourself. And add on top of that Applecare plus for $149 that you must purchase weather you use the service or not.

Knowimagination said:
If you want to continue to not even attempt to understand what I am saying that's fine, but please just stop trying to make it look like the IUP is some horrible deal for customers. It's embarrassing to watch.
Click to expand...
 
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Breaking Good said:
Would someone please explain to me the obsession some people have with this notch? Would you rather just have a straight bezel at the top?
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bezel? ewwww..
notch? yuck..

i want this!!

EffYes.jpg
 
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Its true I am not a fan of the notch but I could possibly get used to it if the ear section was all black and it went straight across the screen. This notch is the second ugliest thing next to that humped battery case Apple put out imo.

However what I like doesn't matter because its not my money being spent here. I personally think the phone is over priced and I hate losing my home button.

Thing is, it doesn't matter what I or anyone else thinks. Just buy the phone that makes you happy. Its all good. We don't all have to like the same things.
 
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Applejuiced said:
It is a terrible deal weather you like to admit it or not.
You're leaving way too much meat on the bone to Apple to take back your old device and sell it for a profit. And are also forced to buy their Applecare warranty on top. And you are paying the full amount of sales tax for each phone that you are renting for each year.
Convenient and easy it is, a good deal as far as money goes it is not because you will make out better paying it off in full and selling it yourself. And add on top of that Applecare plus for $149 that you must purchase weather you use the service or not.
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I don’t really understand this logic.
Let’s look at this numerically:

Let’s say I buy the iPhone 8+ outright for $950 and sell the phone for half price (which I’ve never been able to do, always sells for less than half) when the new model comes out. That means I effectively payed $475 to use the phone for a year (950-475=475). That means I spent $475 and no longer have that phone.

Now let’s say I buy the iPhone 8+ on the iUP. I end up paying half price (~$525) after a year and give the phone to Apple. This means I spent $525 and no longer have that phone.

So for only $50, I no longer have to deal with selling my phone (listing it online, finding a buyer, making sure buyer is legit, etc.), I have Apple Care that takes care of any damages AND I no longer have to worry about cosmetic damages (decreases resale value). It’s definitely an amazing program for those that upgrade every year and you should be able to see that pretty clearly.
 
Applejuiced said:
I'm not losing hope yet.
Hope they figure out how to enter it under the screen. If not have the option available like now with the i8 and 8 plus.
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They abandoned the R&D a year ago, because FaceID is better - They said so themselves.

If you look at it - isn't it more "star trek" and convenient to just open the phone when you look at it?

Or is it better, to take of the cloves, dry your hands, to reach out to a certain area of the phone, to authorize?
 
Kulfon said:
US economy is an interesting phenomenon. People work like crazy to pay money for what they do not own🙂
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I think as phones continue increasingly become more expensive, I would say a large majority do not have over $1000 to spend on an iPhone annually. Which is why they resort to financing options, which can be a disadvantage or advantage pending when they upgrade and what they do with the phone.
 
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