I love Harris Teeter for normal groceries but Whole Foods usually carries better stuff. Lots of organic stuff and higher end groceries like microbrews, cheese, wine, aged beef, etc.
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Has Anyone Tried Apple Pay Yet?
- Thread starter ucfgrad93
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I love Harris Teeter for normal groceries but Whole Foods usually carries better stuff. Lots of organic stuff and higher end groceries like microbrews, cheese, wine, aged beef, etc.
im in NYC whole foods is the best in NYC. Lots of organic products. Never seen a Harris teeter or Safeway
Its all about Wegmans by me. I can't imagine moving to somewhere with no Wegmans.
How about going on your phone instead of asking dumb questions. Did you even try? It's self explanatory from the passbook app
Definitely went into Walgreens to find something to buy so I could try out apple pay. I have a BoA Visa Debit card. Worked seamlessly. Very handy! The manager was cashing me out and said I was the first person he had seen use it and thought it was really cool. No double charge like some other had, but I did select credit on the terminal instead of entering my PIN.
Courteous and helpful reply. And if he didn't know to go to the Passbook app?
He can also go to Settings - Passbook and Apple Pay, which has an "Add a card" item.
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I didn't have to select debit or credit. When it put the total on the screen, I just tapped, TouchID'd, and waited for the receipt.
Perhaps the difference is with different terminals? We might need to start snapping pics of the terminals to see if there is a difference.
When you go to pay with Apple pay, do you first have to let the cashier know you are paying with it so they push a special button? Or is it like any other credit card transaction where you just look down at the terminal and swipe your card when the terminal says to (except here you would hold up your phone instead of swiping your card)?
I just held my phone to the terminal and the phone prompted me put my finger on the Touch ID.
I tried it last night at Walgreens. Disappointed given the fact that I had to enter my debit card pin on the pin pad. Really? Isnt the whole point of fingerprint authentication is to bypass other forms of authentication to make the transaction faster and more secured? I understand this not Apple's fault but its going to take years for these businesses to understand the technology. I could have used my credit card with a swipe with one authentication making it simpler.
Choose CREDIT instead of DEBIT as payment option when using your debit card to complete the transaction
So you didn't have to tell the cashier you were using Apple pay? It went just as a regular transaction, but instead of swiping your card, you held your phone to the terminal?
In other words, is it necessary to even speak to the cashier?
I just got back from Wegmans and paying was a breeze. I used my BofA debit card. After pressing the Touch ID the terminal, not the cashier, prompted me for credit or debit - the same as if I swiped a card. I chose credit and my receipt printed. I was chatting it up with the cashier and we were both impressed.
And I made one with one and it did ask for the pin. In most cases if you select "debit" and not "credit" as the transaction type when using Apple Pay, it's going to ask for the pin. You can find numerous people reporting the same behavior.
It is just a regular option, and no intervention with the cashier is really needed other than the cashier totaling the transaction out as normal. Apple Pay theoretically doesn't require any additional training on the merchant side of things other than to not be surprised when someone is paying with their phone.
The point of sale terminal requires a PIN for a debit card transaction.
It doesn't know you used an iPhone, or authorized the phone with a fingerprint. It just sees a debit card, albeit a contactless card.
Debit uses something called online PIN to authenticate, for which the terminal doesn't care if you use Touch ID or not. In this case just press credit.
Here how this works: the specifications defined by the Visa/MC/Amex for contactless payment with phone, requires a form of authentication on the phone (in this case Touch ID). the specifications for contactless payment, specifically asks for PIN(on the terminal) or signature to NOT be used.
This requirement is not enforced at the moment, so you still see it on some terminals, but it is clearly agains the requirements to provide contactless payments.
Now that contactless payments are going to become ubiquitous, we can assume that these out of specs instances will be corrected at some point.
Cool story, but at the end of the day, right now, most terminals are still asking for pins if you choose "debit" as the transaction type. Whether that's what they're supposed to be doing, that's what they are doing.
But why???
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It should know you used contactless payment. You are not authorizing the "phone" with the fingerprint you are authenticating the transaction with the fingerprint. I understand how it is currently working at these terminals, all im saying is that I disagree with this setup. Two step authentication is unnecessary at the terminal.
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