forking out 40 quid just to phone them or something
What £40 to ring the number i quoted above!? Not likely.
EVEN if they did charge you £40 it would be per case and therefore you could ring as many times as you wanted for a single issue. if something doesn't break at the end of year one it is unlikely to go wrong there after and even if you did have an issue it would still have saved you £10 not going the route you have if what you have been told is correct which of course it isn't.
I've rung applecare before and was never asked to pay a thing. I've even taken a macbook to an apple service centre and didnt pay a jot. Not being funny but you have a 3 yr warranty and are therefore covered for any defective parts for that period as my email said PARTS and LABOUR.
Also there is no need to even ring them if you have a store or service centre you can go to so you were told a pile of crap.