So AT&T now charges $5 a month to be able to do next 24 w/ 12 month upgrade, but when im on the apple site and i select AT&T as my carrier and select a payment option it shows AT&T installments as if its the old way, 24 months w/ 12 month upgrade and it doesn't show an added $5. Perhaps this will change in the morning or we will get lucky if we do it through the apple site?