If you think your data has never been breached I’ve got a bridge in New York to sell you. From Equafax to Target to a credit unions I do or have done business with up to and including the public university I attended, I can assure you if you’re information is out there with companies or large institutions in this day and age it’s been breached and probably on more than one occasion. That’s why I keep certain credit cards. I get free credit scores updated in a timely fashion from multiple reporting agencies and I’m notified if new accounts are opened in my name. Having a few accounts that include that as a free perk is invaluable.
If you are not taking measures like that it’s only a matter of time before you get hit by somebody. Be it somebody who gets a credit or debit card nobody to somebody who tries to open a new account in your name. It’s a matter of when, not if, and sooner or later it’ll happen to other cell provers as well.