OK, Ill give it a shot. Im not giving you my full resume unless youre planning to give me a job, but this might help:
http://www.linkedin.com/pub/michael-dickerson/6/b28/3b6
a) The active element of the antenna for the iPhone is not the metal band. The metal band is the ground plane. The antenna is below the home button the FCC submission shows this pretty clearly.
b) The impedance of the human body is about 1.5 kohms to ground. If the metal band were the active element of the antenna, it would read 50 ohms to ground. The 1.5 k in parallel with 50 ohms is still about 50 ohms (48.4 ohms). So, touching the antenna is neither extending its length significantly nor is the resistance of the body significantly affecting the antenna coupling or shorting it.
c) What causes changes in the antenna response is inductive and capacitive coupling. This is why other phones where the antenna is located behind plastic are still affected. You dont actually need to touch it for inductive coupling to occur. The capacitive coupling (in this case) is responsible for an increase in the S11 of the antenna (approximately 15 dB at 900 MHz). I measured this on a monopole antenna using a Vector Network Analyzer I have in my lab. Im not planning to take apart my phone just to satisfy my curiosity.
d) This increase in S11 results in multiple, periodic reflections of both a transmitted and received signal and is manifested as an increase in the noise floor (above the assumed Johnson noise). As a result, the signal-to-noise ratio decreases. This causes more errors.
e) I have examined the behavior of the signal bars a bit differently than others. Using a synthesized source, a monopole antenna and a small LNA, I subjected the phone to broadband, high-frequency noise. I didnt do this very long because its not legal and the guys at No-Such-Agency are right down the street. This was in the presence of a 3G signal giving me 3 bars. Since the broadband noise would have effectively increased the power at whatever frequency the phone was monitoring for the signal bars, I expected the bars to go up a bit or stay the same. They went down. As a result, I think there is at least some component of measuring the SNR to the signal bar display. In a normal environment, the noise floor in an antenna is thermal (Johnson noise), so measuring the signal power is usually a good figure of merit. In my case (and based on my measurements in [d]), signal power is no longer good enough because the noise floor is artificially high. I think perhaps the phone has difficulty recovering from an SNR degradation because it doesnt expect that kind of degradation in a
TDMA environment. This could be fixed in software.
f) The GSM signal is a differential quadrature phase shift keyed format. It creates a constellation that will be affected by the decrease in SNR. The constellation can be rotated to adjust and the decision thresholds can be raised. A mitigation measure could be implemented in software.
g) The periodic reflections due to the increase in S11 will manifest themselves as a form of multipath interference. This can be mitigated in software using a relatively complex signal processing trick. I seriously doubt Apple has the processing power on the transceiver to implement another digital filter.
Again, Im not taking apart my phone, but would love to do more testing on the antennas themselves. Since Im not privy to Apples actual implementation, I cant say what exactly will work, but there is absolutely a possibility that software could remedy the problem. However, software is unlikely to completely nullify it.