I really don’t agree with that — at least not in the US. My experience in the US is the retailers simply don’t care about NFC/Apple Pay because virtually no consumers are asking for it and even those who prefer it aren’t taking enough of their business elsewhere (or there are no Apple Pay-supporting competitors) to warrant spending the money to support it.
I’ve stood in line at several local grocers, Panera, and Walgreens; all of whom support NFC, week-after-week, and watched people in line with an iPhone in hand reach into their purse or wallet to pull out their plastic card to complete the transaction. Americans are uninformed about the better security in NFC (many falsely believe that the "wireless"/contactless element actually makes it less secure) or are indifferent. Then again...I still see people who swipe first at an EMV-capable terminal.
As much as it saddens me, I really am beginning to question the future of NFC payments in the US ever becoming ubiquitous, and could unfortunately envision more retailers pulling the plug if <5-10% of their card transactions continue to be contactless.
Without a comprehensive educational effort on the part of retailers to their staff on how to accept and prefer contactless transactions, and to consumers on why they should use it and demand it where unavailable will perpetually hold back any meaningful uptake of the technology.
In the meantime, I’ll keep voting with my wallet and make sure to use Apple Pay wherever I can to help keep those transaction stats alive. All I can say to you all is to do the same, and educate your friends and family.