It amazes me how far ahead Europe is when it comes to this stuff. Totally different world. Here in the US using a physical card is still a daily occurrence, Apple Pay terminals are more common than they once were but they’re still the exception rather than the rule. I still often get looked at like I just did some crazy wizard stuff when I try to use Apple Pay here. And in any restaurant, handing over your card is still the standard procedure. There’s no way to use Apple Pay even if you wanted to.
On the other hand, Just spent a week in London and I didn’t so much as even LOOK at my card the entire time, not even once. Or paper money either, for that matter. No matter where I went, even restaurants. Apple Pay/tap to pay terminals are e v e r y w h e r e and that’s what you’re expected to use. Just a normal part of daily life, as it should be.