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Here in The Netherlands all stores offer contactless payment and that also means that they automatically support Apple Pay. 79.1% of all counter payments are electronically (of which 0.4% credit, 78.7 debit) and 20.9% cash. Of non-cash transactions, 89% is done contactless.
I'm surprised they haven't outlawed cash because it's so anonymous that they can't use it to track you. So terrorists ...
 
Some of the restaurants I go to for some reason don’t even know they have Apple Pay available until I tell them and then they see that it works.

Walmart definitely needs to get with the program as they’re competitor Target 🎯 has already implemented Apple Pay
 
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Kroger Pay isn’t that bad. Force press the app icon to launch into Kroger Pay and it passes your Kroger ID and payment method at one time.

Ironically, the Kroger credit card pays 5% cash back on mobile pay options like Apple Pay…but not Kroger pay.
 
Walmart one of the last holdouts
Big Texas grocery chain HEB needs to do Apple Pay, but there prices are generally lower than everyone else, so adding Apple Pay could make them start to raise there prices. Don’t forget we’re dealing with very high inflation as well. Price of eggs 🥚 went sky high
 
Using the apple watch to pay at places REDUCES my stress.

Don't get me wrong, I know I am paying the same amount, just something about the frictionless experience of paying with the watch is something nice.


Bought a fast food meal a couple of weeks ago too.

Just plain nice.
 
I think payment networks should mandate NFC support by a specific date already. There's no reason for it to NOT be supported these days. Stores are disabling it for stupid reasons like trying to force customers to use their apps, which people generally don't want to do.
I seem to remember Visa & Mastercard doing this here in the Uk and Europe several years ago which is why everywhere is contactless enabled
 
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I prefer to tap my card because Face ID makes Apple Pay awkward. Handy if the card isn't on you though.

Needless to say, no chance of me fiddling with an app.
This is where the Apple Watch comes in very very handy. NO fiddling with the app, no Face ID, you just need to have it on your wrist and double tap the side button. BING!
 
I’d love to use Apple Pay more, but just seems that the places I shop the most frequent still don’t support it. Costco, Fry’s (Kroger), Home Depot, Lowe’s, Walmart. So even when I can use it I just kinda forget.
 
Next best thing is add your Kroger ID to Wallet and then scan that followed by payment method.
Apple will be forced to open access to NFC for other apps fairly soon due to new EU regulations (DMA - the requirement is likely to be in effect a year from now). Exactly how that will work we do not know, but it should at least allow apps to use NFC instead of QR codes.

I’m not sure if the regulation is robust enough to force an option to change thr “default” NFC app (Apple Pay comes up if you hover over an NFC reader) or the privileged shortcut from the Lock Screen (double click) to another payment app. Probably not.
 
It amazes me how far ahead Europe is when it comes to this stuff. Totally different world. Here in the US using a physical card is still a daily occurrence, Apple Pay terminals are more common than they once were but they’re still the exception rather than the rule. I still often get looked at like I just did some crazy wizard stuff when I try to use Apple Pay here. And in any restaurant, handing over your card is still the standard procedure. There’s no way to use Apple Pay even if you wanted to.

On the other hand, Just spent a week in London and I didn’t so much as even LOOK at my card the entire time, not even once. Or paper money either, for that matter. No matter where I went, even restaurants. Apple Pay/tap to pay terminals are e v e r y w h e r e and that’s what you’re expected to use. Just a normal part of daily life, as it should be.


What a lot of people don’t realize is that the United States is still a developing country, and behind the entire world in a lot of things.

And that’s being nice.
 
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