I missed no point. The reality is premium product or not Apple does not warrant these systems to be problem free for anything longer than the warranty coverage they offer. Included in the price is a one year warranty. If you are uncomfortable with the one year warranty you can pay extra to obtain an addition two years. The OP did just that. He received three years of coverage. He is now outside that coverage window. He should not expect anything more because he got what he paid for. Whether he believed or Apple is selling a premium product is irrelevant. Buying a premium product does not entitle a buyer to impose his beliefs onto the seller.
Personally I don't see why anyone would pay to extend warranty coverage on what they buy. If Apple, a premium company, cannot offer a standard three year warranty on their premium products that should be a sign they're not a premium product and to stay away. After all one can buy a $400 PC and receive a one year warranty.
Never bought Apple Care and likely never will. As I said, the the more that accept lower standards of quality, the greater chance quality will diminish, those of us that challenge can only drive up quality. If you accept that after 12 months it`s ok for your $2K notebook to expire, legalities aside it`s poor at best, personally I expect far more for my $$$$
For me it`s never the cost, it`s what represents value for you money, a point well worth thinking on...
Q-6