This is not about what someone can afford!
This is about Apple's ongoing self serving comments to justify their inconsistent decisions that might happen to suit them at a particular time. We don't need yet another adapter. Last month we got the new Lighting to 3.5mm adapter, so now those folks who purchased Lighting headphones now need a USB-3 to Lighting adapter to use with the new MacBook. This is lunacy.
Apple lacks a consistent and well thought-out connection interface plan between their laptops, phones, tablets, and music devices. It's a mishmash of different and incompatible standards.
I think Apple ultimately sees people going wireless and using iCloud. It is only necessary to physically connect an iOS device to a Mac for diagnostic purposes. Everything else is optional and can be done wirelessly. Airpods will sync automatically to all iCloud-registered devices.