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MasterCard Airs 'Priceless Surprises' World Series Ads Featuring Apple Pay
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Not sure Apple should get cocky and provoke or tease the NSA or FBI. As unpopular as they are, they still have the support of a majority of (idiot) Congressional lawmakers. Which means . if they want to put the beat-down on Apple/Google with respect to security, they can. And the LAWMAKERS will give the NSA/FBI the legal license to do so.
IMHO, the only reason the NSA and FBI have not yet made a forceful move to handcuff Apple and Google's hands (in terms of opening up their OS security to the government) . is simply because doing so at this time would cause a massive public backlash, since the US public is still reeling from the Snowden thing.
My guess is that the Government will wait a bit of time until the American populace has forgotten about the entire Snowden/Prism fiasco. Americans have short term memory and it works to the Government's advantage.
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Oh a Trekkie, I see!
Live long and prosper. Nanu nanu!
3) Sanitize your hand so you don't get the germs the last guy/girl had on their hands on yours.
Granted. IOS8 has been the smoothest roll-out since Vista. In opposite land.
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Glad somebody got the reference!
I was worried that someone already had, so I went through the posts in reverse...
Actually, major retailer are holding off because they are coming up with their own type of transaction network. The problem is that their idea would allow them to target buyers with ads and promotions based on their tracked spending habits. That's the whole reason major retailers are vetting on that system. They don't want Apple Pay preventing them from targeting their customers.
I personally love that I'm so secure in my transactions using Apple Pay and will start using my cards less and less by shopping where I know I can use NFC. Why would you trust retailers more than Apple Pay? I guess some just don't care about becoming a product instead of a valued user.
Where are you going with this? Some how provide a view point that is in Apple's favor that has nothing to do with the topic?
I was going to ask you the same question. In fact I already have. You seem to want to characterize "real" or "typical" baseball fans in some way that implies they are not the types to use a smartphone to pay for their food and drink. But I'm not sure, and I'd prefer not to guess.
Your diversion worked!!!
You took a post literary to take it out of context to steer away from the fact that people with dirty hands/finders will most likely not be using AP.
AP is DOA. The End.
Since this post made absolutely no sense whatsoever, I guess it is the end, at least for whatever it was you were trying to say.
MC is really going hard in for thePay
Yeah, everyone wants to be picked as the default card
It won't help for a long time. For one thing, most NFC payments are fairly small.
Also, the fraud always shifts somewhere else. For example, we'll still have magstripe and online purchases for years to come.
What would really help, is securing online payments. (Which a lot of us already do by using PayPal to hide our account info.)
That long long time will be the end of 2015 when the laws will force all retailers to upgrade their systems
Not a law. A Visa / MC liability shift that merchants can decide to ignore.
For example, in Canada, about one of seven POS terminals are still not chip & pin, as small businesses decided it wasn't worth the money to support EMV payments.
Shoot. Everything is a gimmick until you find your own user for it. E.g.
Six Sweet Things You Can Automate With NFC
Great link. I do four of the six. Tasker is one of the greatest apps to ever exist
I can totally agree with that!
Excellent point!
Apple Pay: swipe, and your transaction is done.
Rival Vendor Pay: swipe, oh wait, we're not done yet. Would you like to sign up for our rewards card? Would you like to sign up with our Macy's platinum credit card? Would you care to donate $5 to the Brad Pitt & Angelina Jolie Help Jamaica Charity Trust fund? Just press Button 1 and we'll deduct it immediately from your credit card. Oh, and would you like to donate $10 to the Justin Bieber Foundation? Oh and one more thing, can you please enter your updated email address and your Twitter address? We'd love to send you our latest promos, so we need to know how to reach you! And one last thing, seriously this time, would you care to support the American Christian Family Values Coalition with a donation of $5? Please re-enter your email address and phone number. Only once you have entered all your contact information, then your purchase is finally done! Thank you for shopping, valued customer!
This is the message I got back from Discover today. I really hope this doesn't mean they're going to wait till iOS 9!!
Looks like a form letter that could have been drafted as a response before the release of 8.1.
Is this all Mastercards? Tried to add my debit card to apple pay. Tells me the card is not supported (it's a Mastercard debit card) does the bank have to approve this also?
I love Chip and Pin, Apple Pay and NFC are still better.
Chip and Pin cards are great and available in every country but the United States. However, NFC and Apple Pay is still better at least for the US.
1. In the US we have this abomination called Chip and Signature, so if you have a chip on your card it doesn't mean it will work with a Chip and PIN terminal particularly if its automated such as at a train station, etc.
2. We tend to have many credit cards and the stores tie lots of sales, benefits to that. Memorizing all of those 4 digit random numbers is difficult. I have two and need to incorporate them into my passwords to remember them. Otherwise you write them down.
3. There is a lot of confusion about randomly generated PINs and the PINs we have for our ATM cards that we set. So there is a lot of education required. Having a system that bypasses PINs and is based on biometrics is very nice and avoids this.
4. In the US, there are lots of terminals that have a slot for Chip and Pin usage but I have never, ever seen one turned on even though I have a true Chip and PIN card from USAA, one of the few banks that actually issues one. And I have used it in Europe with my randomly generated PIN.
5. The liability shift is supposed to happen in October 2015 where the merchants become liable but this has a long way to go.
6. I have used Apple Pay at Whole Foods and McDonalds, very familiar with it and Walgreens, first time for that clerk. It was very simple.
7. You don't have to get your wallet out. You also don't have to hide your pin. Unless somebody steals your phone or kidnaps you they can't replicate it.
8. There is a unique token for every transaction. This is Apple's killer feature. I hope they can license this to other manufacturers.
9. Credit cards magnetic stripes wear out and the embossed lettering gets scraped if you have multiple cards in your wallet. I have a merchant credit card that I never used to carry that is now just another entry for Apple Pay.
Chip and Pin cards are great and available in every country but the United States. However, NFC and Apple Pay is still better at least for the US.
1. In the US we have this abomination called Chip and Signature, so if you have a chip on your card it doesn't mean it will work with a Chip and PIN terminal particularly if its automated such as at a train station, etc.
2. We tend to have many credit cards and the stores tie lots of sales, benefits to that. Memorizing all of those 4 digit random numbers is difficult. I have two and need to incorporate them into my passwords to remember them. Otherwise you write them down.
3. There is a lot of confusion about randomly generated PINs and the PINs we have for our ATM cards that we set. So there is a lot of education required. Having a system that bypasses PINs and is based on biometrics is very nice and avoids this.
4. In the US, there are lots of terminals that have a slot for Chip and Pin usage but I have never, ever seen one turned on even though I have a true Chip and PIN card from USAA, one of the few banks that actually issues one. And I have used it in Europe with my randomly generated PIN.
5. The liability shift is supposed to happen in October 2015 where the merchants become liable but this has a long way to go.
6. I have used Apple Pay at Whole Foods and McDonalds, very familiar with it and Walgreens, first time for that clerk. It was very simple.
7. You don't have to get your wallet out. You also don't have to hide your pin. Unless somebody steals your phone or kidnaps you they can't replicate it.
8. There is a unique token for every transaction. This is Apple's killer feature. I hope they can license this to other manufacturers.
9. Credit cards magnetic stripes wear out and the embossed lettering gets scraped if you have multiple cards in your wallet. I have a merchant credit card that I never used to carry that is now just another entry for Apple Pay.
With number 4, you've never been to Walmart? Put your card in there and it'll ask for your PIN, you key it in and it'll be just like Europe. Same with a number of small mom & pop merchants and newly upgraded Home Depots.